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Senior Product Manager- Payments

About Paytm:

Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology.

 

About the team: 

The Paytm Payment Gateway enables businesses to accept payments online from anywhere via different channels and devices. It helps in receiving payments from the customers online and acts as a link between their bank account and that of the merchants. The Paytm Payment Gateway is used by the biggest online brands and trusted by over 330 million customers in India. The Paytm Payment Gateway team is building the next generation tech stack to support the massive scale of payment transactions at Paytm. Thanks to a world class tech stack and infra, the Paytm Payment Gateway can support up to 3000 Transactions Per Second and over 7 billion transactions per year, while offering the best success rates in the industry.

 

About the role:

Are you someone who loves to build products and also gets curious about the technology stack being used? Have you worked in technical roles at some point in your career and enjoyed them (be it software developer, engineering manager, or architect)? We are looking for Product Owners to enable the delivery of high-quality financial/payment products in a fast-paced, challenging, and creative environment. You will work with business heads and engineering partners to drive the strategy, roadmap, execution of a product area to build high-quality products/systems.

 

Expectation:

- Working closely with business leads to understand product use cases, customer journeys, business applicability and impact of each use case.

- Ability to understand different technology platforms, their features and be able to work with solution architects/engineering leads and write detailed product requirement documents, manage future roadmaps and deliverables.

- Make sure that clear, simple, and technically sound decisions are made.

- With your strong knowledge of different technology platforms in your vertical or in the company, we expect you to raise your hand when either any wrong design decision is being made or if similar function exists in other systems that could be reused.

- Ability to work with multiple stakeholders / senior management / cross-functional teams to influence them for quicker decisions, manage sudden technical roadblocks and be able to clear them.

- Lead product team processes (Agile/Scrum) and manage expectations and track roadmap regularly

- Be involved in what your team is building - Run edge cases, test products proactively and its features to provide feedback early in the cycle, make sure entire journeys are covered, and that product reporting exists to track KPIs for the product and its success (data-driven product management).


Superpowers that will help you succeed in this role:

- Bachelors degree in engineering, computer science and/or related field

- Professional experience in a product management or analytical role, Exp should be in between 7- 10 years, out of which minimum 5 years in product management

- Experience in Payments/Fintech is preferred, but not mandatory

- The role may entail travelling outside India for business purposes

- Have an extreme bias towards action basically, you need to have the Get Shit Done attitude

- Solutions orientated within a high-energy and fast-paced work environment

- Exceptional customer experience intuition; demonstrated success in creating innovative and user-friendly products and customer-facing features

- Possess excellent oral, written, verbal and interpersonal communication skills

 

Why join us?

- A collaborative output driven program that brings cohesiveness across businesses through technology

- Improve the average revenue per use by increasing the cross-sell opportunities

- A solid 360 feedback from your peer teams on your support of their goals

- Respect, that is earned, not demanded from your peers and manager

 

Compensation: 

If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 17 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!


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What You Should Know About Senior Product Manager- Payments, Paytm

At Paytm, we’re not just another fintech company; we are leading the charge in mobile payments and financial services in India. As a Senior Product Manager - Payments, you'll immerse yourself in a role that’s crucial for carving pathways for half a billion Indians into the mainstream economy. Entrusted with managing the Paytm Payment Gateway, you will be at the forefront of developing technologies that facilitate seamless payment transactions. This gateway is vital in helping businesses from small entrepreneurs to large brands receive payments online, serving over 330 million customers nationwide. Your day-to-day will involve collaborating closely with business heads and engineering teams to refine product strategies, roadmaps, and execution plans. No two days will be the same as you draw upon your technical background to write detailed product requirement documents and address any challenges swiftly. You’re expected to be analytical and proactive, ensuring all customer journeys are meticulously crafted and monitored. A few superpowers you’ll need include a strong bias towards action, tons of customer experience intuition, and the ability to communicate effectively across various stakeholders. If you're ready to lead a thriving product team in a fast-paced environment while harnessing your passion for technology, then the Senior Product Manager position at Paytm is your chance to make a remarkable impact! Join us in driving innovation and delivering exceptional user experiences.

Frequently Asked Questions (FAQs) for Senior Product Manager- Payments Role at Paytm
What does a Senior Product Manager - Payments do at Paytm?

At Paytm, a Senior Product Manager - Payments plays a pivotal role in defining and executing product strategies for our payment gateway, which processes millions of transactions annually. This role involves collaborating with various stakeholders, writing detailed product requirement documents, and ensuring that the solutions delivered are impactful and user-friendly.

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What qualifications are needed for the Senior Product Manager - Payments position at Paytm?

Candidates applying for the Senior Product Manager - Payments role at Paytm should have a bachelor’s degree in engineering or computer science, with 7-10 years of professional experience in product management or analytics. A deep understanding of payments or fintech industries is preferred, but not mandatory.

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How does the Senior Product Manager - Payments handle technical challenges at Paytm?

The Senior Product Manager - Payments at Paytm is responsible for proactively addressing technical challenges by working closely with engineering leads. They are expected to navigate roadblocks effectively, ensuring that product development stays on track and that the best decisions are made to advance our payment solutions.

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What is the work environment like for a Senior Product Manager - Payments at Paytm?

The work environment for a Senior Product Manager - Payments at Paytm is fast-paced and collaborative, with a strong focus on innovation. The team embraces an Agile/Scrum framework, emphasizing quick decision-making and active participation in discussions about product developments and updates.

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What are the growth opportunities for the Senior Product Manager - Payments at Paytm?

At Paytm, the Senior Product Manager - Payments has ample opportunities for growth, including exposure to cutting-edge technologies in fintech, leadership roles in product management, and the ability to influence product direction significantly within a dynamic organization.

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Common Interview Questions for Senior Product Manager- Payments
Can you explain your experience with product management in fintech?

When answering this question, provide specific examples of products you've managed in the fintech space. Highlight your understanding of market needs, user experience, and how you’ve driven product strategy. Mention metrics that demonstrate your successful impact.

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How do you prioritize tasks when managing multiple projects?

Communicate your approach to prioritization by discussing frameworks you adopt, such as the Eisenhower Box or MoSCoW method. Illustrate with examples how you evaluate urgency and importance, and how you communicate priorities to your team and stakeholders.

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What strategies do you use to work with cross-functional teams?

Discuss the importance of communication and collaboration in cross-functional teams. Share examples of how you've facilitated workshops or sync meetings, ensuring all voices are heard and building strong relationships across departments.

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How do you gather user feedback for your product?

Explain your methods for collecting user feedback, such as surveys, user testing, and interviews. Emphasize your analytical approach in interpreting feedback and how it informs iterative product improvements.

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Describe a challenging project you managed and how you overcame obstacles.

Share a specific story about a challenging project where you faced significant hurdles. Detail the obstacles, your action plan, and the results. Emphasize your problem-solving skills and ability to adapt.

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How do you ensure product quality and success metrics are met?

Discuss your commitment to a data-driven approach for assessing product performance. Reference how you establish KPIs, track them through the product lifecycle, and employ A/B testing to refine features.

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What role does customer experience play in product management?

Explain why understanding customer experience is essential for product management. Highlight your strategies for incorporating customer feedback and prioritizing user-friendly features, demonstrating your commitment to enhancing the end-user journey.

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How do you stay updated with industry trends in payments?

Share the resources you engage with regularly, such as industry reports, blogs, or forums. Discuss your networking with other professionals in the payments space and how you implement learnings into your work.

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What is your approach to product roadmapping?

Address your methodology to create and maintain product roadmaps. Speak about how you align roadmaps with business goals, incorporate feedback loops, and ensure transparency with your stakeholders.

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Why do you want to work at Paytm as a Senior Product Manager - Payments?

Reflect on your passion for fintech and the significant impact payment solutions have on everyday life. Discuss how Paytm’s mission resonates with you and how you envision contributing to its growth and customer satisfaction.

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Paytm is India’s largest mobile payment & commerce platform. With current user base of more than 100 million, Paytm is on mission to bring half a billion Indians to main stream of economy using mobile payment, commerce and soon to be launched pay...

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DATE POSTED
April 9, 2025

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