Financial Risk and Regulatory - Financial Services Liquidity Risk - Manager - job 1 of 2

As a Financial Risk and Regulatory - Financial Services Liquidity Risk - Manager at First Horizon, you will engage in various essential responsibilities, including collaborating with business units to ensure compliance with all applicable regulations, analyzing processes related to liquidity and market risk, and implementing improvements in risk management frameworks. You will be actively involved in preparing risk reports and insights for senior management, staying abreast of market and regulatory conditions, and addressing ad hoc requests from stakeholders.

To apply for the Financial Risk and Regulatory - Financial Services Liquidity Risk - Manager role at First Horizon, candidates should hold a Bachelor’s degree and possess 4-6 years of relevant experience in the banking or financial services industry. A solid understanding of financial markets, regulations, and liquidity management practices is required, along with strong analytical and communication skills to engage effectively with various stakeholders.

The Financial Risk and Regulatory - Financial Services Liquidity Risk - Manager role is vital for safeguarding First Horizon’s financial health. By conducting rigorous analysis and monitoring of liquidity and capital risks, you help ensure the organization adheres to its risk appetite and compliance standards. Your risk assessments and recommendations will facilitate informed decision-making, allowing the company to navigate challenges effectively while maximizing opportunities.

A strong knowledge of Microsoft Office is essential for a Financial Risk and Regulatory - Financial Services Liquidity Risk - Manager at First Horizon, but proficiency in ALM platforms like Empyrean, QRM, or Fiserv is also beneficial. Experience with liquidity management platforms, data management software, and analytical tools such as SAS, SQL, or R will significantly enhance your capabilities in this role.

At First Horizon, the Financial Risk and Regulatory - Financial Services Liquidity Risk - Manager can expect numerous growth opportunities. With access to mentorship programs, continuing education, and a commitment to professional development, employees can expand their skillsets and advance their careers. The company values employee contributions and encourages individuals to think critically and innovatively in their roles.

When answering this question, highlight specific roles where you dealt with liquidity risk, detailing the methodologies you employed, tools you used, and the outcomes achieved. Share examples of reports or assessments you developed and how they contributed to the organization’s risk management framework.

Discuss your knowledge of relevant regulations and how you keep current with changes. Mention your experience in implementing compliance processes, conducting training, or collaborating with regulatory bodies. Providing examples of past compliance challenges and how you addressed them could strengthen your response.

Share a detailed narrative of a specific situation where you successfully identified a risk. Discuss your analysis, the stakeholders involved, and the steps you took to address the issue. Highlight the impact of your actions and how they enhanced risk management within your previous organization.

Mention software and tools like SAS, SQL, or ALM solutions that you have used. Explain how proficiency with these tools improved your efficiency, accuracy, or insights in risk analysis, backing your answer with practical examples from your work experience.

Illustrate your collaboration style by discussing the importance of building relationships and effective communication. Share specific examples of successful partnerships with business units, including how you provided insights and recommendations that led to better risk management practices.

In your response, reflect on the evolving regulatory landscape, market complexities, or technological advancements that impact financial risk management. Discuss how you would proactively address these challenges to safeguard your next prospective company.

Outline your systematic approach to compiling risk reports, starting from data collection, analysis, and modeling, through to the final presentation. Emphasize the importance of tailoring reports for different audiences, ensuring clarity and actionable insights.

Discuss the methodologies and frameworks you apply to evaluate a company’s capital adequacy. You might highlight techniques such as stress testing and scenario analysis, along with examples of how you've used them in previous positions to inform decision-making.

Share your strategies for staying informed about market trends, such as following industry publications, attending workshops, or engaging in professional networks. Emphasize the importance of continuous learning in adapting your risk management strategies.

Articulate your understanding of the relationship between risk management and organizational performance, including aspects like enhancing decision-making, minimizing losses, and fostering a culture of risk awareness. Provide examples from your experience where effective risk management led to positive results.