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Job details

Senior Underwriter Financial Lines / Liability

Primary Details

Time Type: Full time

Worker Type: Employee

  • Location: Sydney/Perth/Melbourne/Brisbane/Adelaide
  • Type: Permanent, full time role
  • Hybrid role, happy to talk flexible working

The opportunity

This role provides an opportunity to assist the Financial Lines / Liability underwriting team in supporting business development and growth initiatives, focusing on fundamentals of underwriting practices, cultivating relationships with clients, and contributing to the profitability of the designated portfolio 

Your new role

A day in the role may look a bit like this:

  • Assist in reviewing, evaluating, and pricing business by supporting underwriting decisions and adhering to regulatory standards.
  • Help underwrite new and existing policies while ensuring compliance with organizational standards and guidelines.
  • Support the identification and minimization of risks through thorough due diligence and escalation of issues when necessary.
  • Collaborate with senior underwriters to learn and apply best practices in underwriting and pricing strategies.
  • Maintain awareness of legal and regulatory requirements to ensure compliance in all underwriting activities.
  • Contribute to recording and measurement of insurance risks.

About you

To be successful in this role, you will have significant underwriting experience in the insurance industry, including operations, sales, underwriting, and claims. You will be a commercially astute individual who is passionate, customer focused and able to develop strong business relationships both internally and with our Agency network. You will also bring your initiative, resilience and thrive in a fast-paced changing environment. 

You will have:

  • Commercial background will be an advantage 
  • Flexibility to work across a changing portfolio 
  • Strong/established customer/broker relationships 
  • Broad understanding of class specific underwriting and reinsurance knowledge 
  • Proven knowledge of relevant market conditions for specific class/portfolio 
  • Excellent verbal and written communication skills with strong attention to detail 

About QBE

We can never really predict what’s around the corner, but at QBE we’re asking the right questions to enable a more resilient future – helping those around us build strength and embrace change to their advantage.

We’re an international insurer that’s building momentum towards realising our vision of becoming the most consistent and innovative risk partner.

And our people will be at the centre of our success. We’re proud to work together, and encourage each other enable resilience for our customers, our environment, our economies and our communities.

With more than more than 11,000 people working across 27 countries, we’re big enough to make a real impact, but small enough to provide a friendly workplace, where people are down-to-earth, passionate and kind.

We believe this is our moment – what if it was yours too?

Your career at QBE — let’s make it happen!

Benefits

We offer a range of benefits to help provide holistic support for your work life, whatever your circumstances. As a QBE employee you will have access to and benefit from: 

  • ‘Hybrid Working’ – a mix of working from home and in the office to enhance your work/life balance 
  • Our ‘Thriving at our Best’ wellbeing program, including free holistic wellbeing coaching, nutritional, confidential counselling, financial and legal advice 
  • 18 weeks’ gender-equal flexible leave for all new parents, including paid super 
  • The ability to maximise retirement savings through voluntary super contributions and company matching 
  • Income protection insurance & reimbursed Death and Total Permanent Disability insurance premiums 
  • Additional leave and support through QBE’s Family Domestic Violence First Responder Network 
  • Discounts on insurance products, car hire, hotels, goods and services including benefits through our various sports and arts sponsorship partners 

Rewards & Recognition 

  • We value our employee’s experience with us and are proud to have been recognised for the following awards: 
  • 2021 LinkedIn Top Employer & HRD Employer of Choice 
  • 2020 Best Workplace Diversity & Inclusion and Excellence Award for Best Health & Wellbeing at the Australian HR Awards 
  • Platinum employer in the Australian Workplace Equality Index – the definitive national benchmark on LGBTIQ+ workplace inclusion 
  • Ranked 6th place in the AAGE Top Graduate Employers 2021 as voted by graduates 
  • Top 20 Workplaces for Dads in 2019 and 2020 (HBF Direct Advice for Dads) 
  • Family Friendly Accredited employer since 2021 
  • Winner Most Inclusive Workplace at the Australian HR Institute (AHRI) Awards 2023 
  • Winner Organisational Development category at the Australian HR Institute (AHRI) Awards 2022 

Apply now!!

APPLY NOW and let’s make it happen!

Click APPLY to submit your application. Successful applicants will need to complete work rights, police and credit checks through our online provider as a condition of employment. 

QBE recognises the value of diverse perspectives and experience. We are committed to an inclusive workplace where everyone feels valued and respected for who they are. If we can provide support with accessibility requirements and adjustments, alternative work arrangements or you would like to connect with one of our employee networks at any stage of the recruitment process, please contact us at recruitment@qbe.com 

Skills:

Analytical Thinking, Communication, Critical Thinking, Customer Service, Financial Advising, Innovation, Insurance Underwriting, Intentional collaboration, Managing performance, Policy Development, Portfolio Management, Risk Management, Stakeholder Management, Succession Planning, Talent Management

Application Close Date: 04/05/2025 11:59 PM

How to Apply:

To submit your application, click "Apply" and follow the step by step process.

Equal Employment Opportunity:

QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.

Average salary estimate

$85000 / YEARLY (est.)
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$70000K
$100000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Senior Underwriter Financial Lines / Liability, QBE

Join QBE as a Senior Underwriter Financial Lines / Liability at our Adelaide office, where you'll play a crucial role in shaping our underwriting team and driving business growth. We’re looking for dynamic individuals with a wealth of experience in underwriting who thrive in a flexible, hybrid work environment. In this position, you'll review, evaluate, and price new and existing business policies while ensuring they align with regulatory standards. Collaborating closely with senior underwriters, you’ll help identify risks through comprehensive due diligence. Your keen understanding of insurance practices will be essential in maintaining compliance and enhancing our portfolio’s profitability. We value strong relationships, so your ability to connect with clients and our Agency network will be crucial. At QBE, we believe in fostering a supportive workplace, where your contributions won’t just be recognized but celebrated. This is your chance to work in a vibrant company that values resilience and encourages professional development. If you're passionate about underwriting and want to impact a diverse international insurer, this is the place for you. Come and be part of a team that’s as welcoming as it is ambitious. We're eager to see how you can thrive at QBE while significantly impacting the future of insurance.

Frequently Asked Questions (FAQs) for Senior Underwriter Financial Lines / Liability Role at QBE
What are the main responsibilities of the Senior Underwriter Financial Lines / Liability at QBE?

The Senior Underwriter Financial Lines / Liability at QBE will focus on underwriting new and existing policies, evaluating risks, and ensuring compliance with regulatory standards. This role also involves collaborating with senior underwriters to implement best practices and contribute to the profitability of the insurance portfolio.

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What qualifications are required for the Senior Underwriter Financial Lines / Liability position at QBE?

Candidates for the Senior Underwriter Financial Lines / Liability role at QBE should have significant underwriting experience in the insurance field, including a background in operations, sales, and claims. Strong analytical skills, customer focus, and effective communication abilities are also essential.

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How does QBE support professional development for Senior Underwriters Financial Lines / Liability?

QBE is committed to the professional growth of its employees. As a Senior Underwriter Financial Lines / Liability, you can expect to receive ongoing training and exposure to best practices in underwriting, all while collaborating with experienced colleagues in a friendly and supportive environment.

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What kind of work environment can I expect as a Senior Underwriter Financial Lines / Liability at QBE?

At QBE, you can look forward to a hybrid working model that combines the flexibility of remote work with the benefits of in-office collaboration. The culture is supportive, focused on resilience, and encourages innovation, ensuring a positive and engaging work atmosphere.

Join Rise to see the full answer
What are the benefits of working as a Senior Underwriter Financial Lines / Liability at QBE?

As a Senior Underwriter Financial Lines / Liability at QBE, you will enjoy various benefits, including a hybrid work schedule, wellness programs, parental leave, retirement savings options, and supportive leave for domestic violence crises, among many others that contribute to your overall well-being.

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Common Interview Questions for Senior Underwriter Financial Lines / Liability
Can you explain your experience with underwriting financial lines?

It's important to highlight specific policies you've worked on, detailing how you assessed risks and made underwriting decisions. Make sure to mention any successful projects where your expertise led to profitable outcomes for your company.

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What strategies do you use to build client relationships?

Discuss your approach to communication and follow-up. It's effective to illustrate your methods through concrete examples of how you've successfully cultivated long-lasting relationships with clients that have ultimately benefited the business.

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How do you stay updated on regulatory changes affecting underwriting?

You can discuss your methods for monitoring industry publications, attending relevant seminars, or participating in networking groups. Emphasizing your proactive efforts to remain compliant can showcase your professionalism and dedication.

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What steps do you take to minimize risks in your underwriting process?

Outline your process for conducting due diligence, including analyzing historical claims data or financial information. Providing examples where your foresight prevented potential losses would be beneficial.

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Can you describe your collaborative experience with senior underwriters?

Elaborate on tools and practices you've used to work with other underwriting professionals. Mention tasks like shadowing or joint presentations that have increased your understanding and contributed to your growth.

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What methodologies do you think are essential for effective pricing strategies?

It's good to discuss any specific analytical tools you've used and how you interpret market conditions to adapt pricing. Bonus points for discussing how your strategies have succeeded in past roles!

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Describe a time you faced a challenge in underwriting and how you overcame it.

Use the STAR method (Situation, Task, Action, Result) to structure your answer. Highlight a specific challenge, your approach to address it, and the positive outcome that followed.

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How do you approach communication with brokers and clients?

Talk about your communication style—whether it’s through regular meetings, reports, or newsletters. Provide examples that demonstrate how you tailor your communication strategy to fit different audiences.

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What tools or systems are you familiar with in underwriting?

Mention specific underwriting software or tools you’ve worked with, emphasizing your proficiency and how they enhance your work process. Discussing your comfort with technology shows adaptability!

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Why do you want to work at QBE as a Senior Underwriter Financial Lines / Liability?

It’s beneficial to connect your personal goals and values with QBE’s mission and culture. Express enthusiasm for the company's commitment to innovation and diversity, and relate it to your career aspirations.

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Photo of the Rise User
Inclusive & Diverse
Rise from Within
Mission Driven
Diversity of Opinions
Work/Life Harmony
Transparent & Candid
Growth & Learning
Fast-Paced
Collaboration over Competition
Take Risks
Friends Outside of Work
Passion for Exploration
Customer-Centric
Reward & Recognition
Feedback Forward
Rapid Growth
Medical Insurance
Paid Time-Off
Maternity Leave
Mental Health Resources
Equity
Paternity Leave
Fully Distributed
Flex-Friendly
Some Meals Provided
Snacks
Social Gatherings
Pet Friendly
Company Retreats
Dental Insurance
Life insurance
Health Savings Account (HSA)

Our Purpose QBE - enabling a more resilient future At QBE we’re driven by our purpose of enabling a more resilient future – helping those around us build strength and embrace change to their advantage. Our Vision To be the most consistent and ...

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Full-time, hybrid
DATE POSTED
April 18, 2025

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