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Commercial Portfolio Manager - To 100K - Boulder, CO - Job 3436

Commercial Portfolio Manager – To $100K – Boulder, CO – Job # 3436

Who We Are

The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!

We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.

The Position

Our bank client is seeking to fill a Commercial Portfolio Manager role in the Boulder, CO area. This selected candidate will be responsible for independently managing a Commercial Loan portfolio. The candidate will manage, acquire, and deepen a portfolio of new and existing profitable lending relationships, with a greater emphasis on maintaining a larger lending portfolio of the Bank’s existing clients.

This position includes a generous salary of up to $100K and a full benefits package. (This is not a remote position.)

Commercial Portfolio Manager responsibilities include:

  • Managing a portfolio of commercial clients including monitoring loan covenants and structuring loan proposals.
  • Underwriting and originating of new credits from existing and/or new customers including renewals, modifications, and annual reviews. Making appropriate loan structure recommendations.
  • Proactively looks to expand client base by cultivating referral relationships, and target marketing clients/prospects in accordance with the Bank’s marketing standards.
  • Meeting and exceeding monthly performance scorecard goals that include but, are not limited to developing new profitable business relationships.
  • Enhancing the cross-sell ratio through the expansion and deepening of client penetration as well as job-related behaviors.
  • Highly involved in indirect and direct sales calls as well as representing the Bank in various industry-specific trade organizations that promote the Bank’s loan growth within the desired industries.
  • Preparing spreads, performing covenant checks, completing loan reviews, updating ticklers, and populating FDM (electronic document storage system) within a reasonable timeframe upon receipt of financial information and/or other requested documentation.
  • Spreading, analyzing, and reviewing financial conditions, income sources, and collateral coverage of borrowers including corporations, partnerships, sole proprietors, and individuals.
  • Collecting updated borrower financial information in accordance with periodic reporting requirements and completing scheduled loan reviews.
  • Preparing loan presentation write-ups for management and loan committee approvals.
  • Ensuring that loans and other assets are appropriate, and timely risk rated in accordance with the Bank’s loan policy.

Who Are You?

You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.

You also bring the following skills and experience:

  • Bachelor’s degree is preferred, or equivalent business experience is preferred.
  • Four or more years of banking experience with an emphasis on relationship management and commercial lending.
  • Strong background in prospecting for new clients and a demonstrated track record in business development.
  • Strong organizational, time management skills, and leadership qualities.
  • Working knowledge of financial analysis and accounting theory, and the ability to write clearly, logically, and analytically.
  • Excellent written and oral communication skills.
  • Ability to be a self-starter and demonstrate a strong level of initiative and commitment with a minimum level of supervision.
  • Ability to understand accounting, including financial statement spreads, cash flows, and credit analysis.
  • Ability to define problems, proactively identify and articulate risks, collect data, establish facts, and draw valid conclusions.

The next step is yours. Email us your current resume along with the position you are considering to:

resumes@symicorgroup.com

What You Should Know About Commercial Portfolio Manager - To 100K - Boulder, CO - Job 3436, The Symicor Group

If you're a dynamic banking professional who thrives on building relationships and driving results, the Commercial Portfolio Manager position at The Symicor Group might be just what you're looking for! With a lucrative salary of up to $100K and a full benefits package, this role based in beautiful Boulder, CO, invites you to manage your own Commercial Loan portfolio. You'll be at the forefront of acquiring and enhancing lending relationships with both new and existing clients. Picture yourself actively monitoring loan covenants, underwriting new credits, and crafting loan proposals that truly resonate with your clients' needs. Your talent for relationship management will shine as you cultivate referral opportunities and actively participate in community outreach to promote the bank's growth. In this role, you'll be a key player in achieving performance goals and enhancing cross-selling ratios, ensuring that your portfolio remains strong and profitable. Embrace the chance to conduct financial analysis, prepare top-notch loan presentations, and engage with clientele on a personal level. This isn’t just a job; it's an opportunity for you to influence your own development while working with a team that values your contributions. Ready to take the plunge? Dive in and discover a fulfilling career that aligns with your passions and expertise right here in Boulder!

Frequently Asked Questions (FAQs) for Commercial Portfolio Manager - To 100K - Boulder, CO - Job 3436 Role at The Symicor Group
What are the primary responsibilities of a Commercial Portfolio Manager at The Symicor Group?

As a Commercial Portfolio Manager at The Symicor Group, you will oversee the management of a commercial loan portfolio. This includes monitoring loan covenants, originating new credits, and enhancing the client base through strategic relationship building. You're also expected to prepare comprehensive financial analyses and ensure timely risk ratings on loans.

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What qualifications are required for the Commercial Portfolio Manager role at The Symicor Group?

To be considered for the Commercial Portfolio Manager position at The Symicor Group, candidates should ideally hold a bachelor's degree or possess equivalent business experience. Additionally, four or more years of banking experience with a focus on relationship management and commercial lending is essential.

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How does business development factor into the role of Commercial Portfolio Manager at The Symicor Group?

Business development plays a crucial role for the Commercial Portfolio Manager at The Symicor Group. You will need to identify and cultivate new client relationships while also managing and deepening existing ones. This involves proactive marketing and engagement to meet performance goals.

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What skills are essential to succeed as a Commercial Portfolio Manager at The Symicor Group?

Key skills for success as a Commercial Portfolio Manager at The Symicor Group include strong organizational and time management abilities, excellent communication skills, financial analysis expertise, and the capability to work independently with minimal oversight while demonstrating strong leadership qualities.

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Is the Commercial Portfolio Manager position at The Symicor Group remote or in-office?

The Commercial Portfolio Manager position at The Symicor Group is not a remote role; it requires on-site presence to effectively manage client relationships and engage in community and industry-specific activities in Boulder, CO.

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Common Interview Questions for Commercial Portfolio Manager - To 100K - Boulder, CO - Job 3436
Can you explain your experience with managing a commercial loan portfolio?

When responding, highlight specific instances where you successfully managed a portfolio. Discuss how you monitored loan performance, handled risk management, and maintained client relationships, focusing on the results you achieved.

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What strategies do you use for business development in commercial banking?

Provide examples of how you've built relationships with new clients or deepened existing ones. Mention any specific marketing strategies you used to meet business goals and how these approaches yielded measurable success.

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Describe a time when you had to analyze financial statements to make a lending decision.

In your answer, narrate a scenario where you assessed a potential borrower's financial health. Talk about the specific financial metrics you reviewed and how your analysis impacted your lending approach or decision.

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How do you handle loan negotiations with clients?

Share your approach to negotiations, emphasizing your ability to listen to clients' needs while also advocating for favorable loan terms. Mention any techniques you use to ensure both parties are satisfied with the outcome.

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What is your process for monitoring loan covenants?

Discuss the systematic approach you take to track compliance with loan covenants, including regular reviews and communication with borrowers. Highlight how your process helps mitigate risks for the bank.

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How would you increase the cross-sell ratio among your clients?

Explain your strategies for identifying client needs and opportunities for cross-selling. Emphasize the importance of understanding your clients’ full financial situations and how you tailor solutions to them.

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What tools or systems do you use for financial analysis?

Mention any specific software or methodologies you typically use for analyzing financial data, and explain how these tools aid you in making informed lending decisions.

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Can you talk about a challenging situation you faced in commercial lending and how you resolved it?

Share a relevant experience, focusing on the challenges faced, the actions you took to address them, and the positive outcome. This demonstrates your problem-solving skills and resilience.

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How do you stay updated on changes in the banking and finance industry?

Articulate the various methods you use to keep yourself informed, including industry literature, networking in banking forums, attending conferences, or enrolling in professional development courses.

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What motivates you as a Commercial Portfolio Manager?

Reflect on your passions and what draws you to banking and commercial lending, whether it's helping clients achieve their goals, fostering long-term relationships, or driving financial growth for both the bank and its clientele.

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Bankers Recruiting Bankers - The Symicor Group is a boutique bank-only talent acquisition firm based in Chicago. Our nationally unique value proposition centers around providing the very best available banking talent to our valued clients... from ...

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Full-time, on-site
DATE POSTED
December 2, 2024

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