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North America Visa Direct Product & Client Solutions Manager

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Visa Direct is a payment service that Visa provides to clients (sending and receiving financial institutions, processors, merchants, and service providers) to facilitate fund transfers/disbursements to accounts around the world using push payment technology. Visa Direct consumer and business applications include person-to-person (P2P) transfer, person to micro-business transfer (e.g., payouts to shared economy providers), funds disbursement (e.g. insurance claim disbursements), and more.  The push payments market is estimated to be more than 80 trillion USD of payment volume globally.

 

This role will be a key member of the North America Visa Direct Client & Product Solutions team which is solutioning &  building the infrastructure & ecosystem to drive Visa Direct’s exponential growth.

 

The Solutions Manager(aka Architect) is responsible for Discovery & Implementation of large complex solutions for customers, addressing technical and product requirements and helping the customer to implement Visa Direct product suite(including Card, Account, Wallet, Currencycloud, B2B Connect) most effectively. This involves working closely with the Sales, Product, Business Development, Technical and Support teams to understand, define & architect solutions. Then once approved delivering on the mapped-out solution and any changes that may occur. Our Solutions Managers are subject matter experts and are crucial in helping Customers understand and realize the value of our platform. Contributes to ongoing product improvement and training of the Solutions Team.

 

This person will contribute & be a part of the Integrated Money Movement Solutioning strategy, planning, coordinating, and driving Visa Direct product feature requirements, delivery, launch, and adoption of new features in North America.

This role will be responsible for leading complex strategic solutioning with clients to meet the requirements of large-scale adoption of Visa Direct products and services.  The successful candidate will be responsible for the development and successful delivery of bespoke ecosystem & product solutions for strategic clients (e.g., acquiring bank sponsors, acquirer processors, corporate treasury management banks, merchants, remitters and strategic fintech partners).

The role will be required to interact and influence others across multiple organizations and will need to have the ability to work across a matrix business organizational structure and closely liaison with sales, account management, architecture, technology, rules and various other teams.

The candidate requires strong understanding of the payments landscape and technologies, prior market research & analysis expertise and ability to design solutions with clients and guide them throughout the integration, implementation, launch & post-launch process.

Qualifications

Basic Qualifications
• 5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD
• 2+ years of industry experience in product management, product development, and payments processing with experience in product and feature launches.
• Hands-on Software development/Software architecture experience (present or past)
• Strong technical knowledge of Restful APIs and/or ISO 8583, ISO 20022 required
• Demonstrated ability to understand and deep dive into technical details when required

Preferred Qualifications
• 6 or more years of relevant work experience with a Bachelor Degree or 4 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD
• Knowledge of Domestic and Cross-border payments preferred
• Experience with/Knowledge of CurrencyCloud preferred
• Knowledge of Foreign Exchange, SWIFT Payments and formats (MT and ISO) preferred.
• Knowledge/experience of SWIFT products: SAA, IPLA, SWIFT Web Platform (SWP) is a huge plus.
• Experience integrating with global clearing systems for real time and cross border payment systems in treasury banks.
• Deep expertise in E2E payment flow in banks and can navigate complex bank eco systems.
• Deep expertise in the design and implementation of payments products and services for Banks, Fintechs, Remitters, P2P Players preferred
• Experience with the SDLC and leading Initiatives
• Well versed with money-movement with a special emphasis and subject matter expertise in debit, credit, cross-border money movement, open banking and digital products.
• Possess good knowledge of RTP, ACH processing, bulk payments, and card schemes with an emphasis on Instant Payments.
• Possess a unique combination of product expertise, problem-solving ability, comfortable with rapid changes, intellectual curiosity, and attention to detail.
• Experience with direct interaction with clients in terms of product and/or technical solution engagements.
• Ability to structure, manage, and coordinate complex cross-enterprise projects and processes with multiple stakeholders.
• Demonstrated ability to collaborate and influence successfully within a highly matrixed organization.
• Fluency in PowerPoint, Excel and JIRA Experience implementing change management principles, methodologies, and tools.
• Team oriented, collaborative, and flexible, with excellent presentation skills, including strong oral and writing capabilities.
• Detail oriented and highly execution focused by working in conjunction with various counterparts across multiple functional groups.
• Exceptional written and verbal communication and presentation skills, to audiences of varying seniority.
• Work with limited direction, usually within a complex and often ambiguous environment, to drive rigorous, fact-based recommendations and solutions.

Additional Information

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 110,800 to 200,700 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Average salary estimate

$155750 / YEARLY (est.)
min
max
$110800K
$200700K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About North America Visa Direct Product & Client Solutions Manager, Visa

As the North America Visa Direct Product & Client Solutions Manager at Visa in Foster City, CA, you'll be stepping into a pivotal role that shapes the future of payment solutions. Visa Direct is revolutionizing the way funds are transferred globally, and you'll be at the heart of this innovation. In this role, you'll collaborate with various teams to architect comprehensive solutions that cater to our clients' needs. Your expertise in payments processing will allow you to navigate complex banking ecosystems and guide clients through the intricacies of Visa Direct's product suite, which supports everything from P2P transfers to insurance claim disbursements. You'll be a subject matter expert, contributing to the growth of Visa Direct by leading large-scale solution implementations and improving our product offerings. Additionally, your experience in software development and understanding of RESTful APIs will be essential as you deep-dive into technical details, ensuring a seamless integration for our partners. This is not just about processing payments; it's about empowering individuals and businesses through efficient financial ecosystems. By working with clients ranging from banks to fintech firms, you'll ensure they realize the full potential of Visa Direct. So, if you're passionate about driving groundbreaking solutions in a fast-paced environment, this role is calling your name!

Frequently Asked Questions (FAQs) for North America Visa Direct Product & Client Solutions Manager Role at Visa
What are the main responsibilities of the North America Visa Direct Product & Client Solutions Manager at Visa?

The North America Visa Direct Product & Client Solutions Manager at Visa is responsible for architecting and implementing complex solutions for clients utilizing Visa Direct's product suite. This includes collaborating closely with sales, product, and technical teams to deliver tailored solutions, guiding clients through the integration process, and ensuring successful launches of new features in North America.

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What qualifications do you need to apply for the North America Visa Direct Product & Client Solutions Manager position?

To apply for the North America Visa Direct Product & Client Solutions Manager position at Visa, candidates should ideally have at least 5 years of relevant experience and a Bachelor's Degree, or a combination of education and experience. Expertise in product management, payments processing, and software development, along with strong technical knowledge of RESTful APIs, is important.

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How does the North America Visa Direct Product & Client Solutions Manager interact with clients?

The North America Visa Direct Product & Client Solutions Manager at Visa engages with clients directly to understand their needs and design effective payment solutions. This role requires building strong relationships and influencing stakeholders across multiple organizations to facilitate the successful implementation of Visa Direct's products.

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What are the preferred skills for a North America Visa Direct Product & Client Solutions Manager at Visa?

Preferred skills for the North America Visa Direct Product & Client Solutions Manager role at Visa include knowledge of domestic and cross-border payments, experience with CurrencyCloud, understanding of E2E payment flows in banks, and expertise in digital banking and instant payment systems. Strong problem-solving abilities and collaborative skills are also crucial.

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What is the salary range for the North America Visa Direct Product & Client Solutions Manager position at Visa?

The estimated salary range for the North America Visa Direct Product & Client Solutions Manager position at Visa is between $110,800 and $200,700 per year. This may include potential incentives and will vary based on factors such as experience, skills, and job-related factors.

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Common Interview Questions for North America Visa Direct Product & Client Solutions Manager
Can you describe your experience with payments processing and how it relates to the North America Visa Direct Product & Client Solutions Manager role?

During the interview, emphasize your relevant work experience in payments processing, highlighting specific roles where you managed product development or payments solutions. Discuss any hands-on experience with payment systems and your understanding of key concepts like API integration or cross-border transactions.

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How do you approach architectural solution design in a complex environment like Visa?

Explain your systematic approach to architectural solution design by discussing methodologies you use, such as involving stakeholders early in the process, conducting thorough requirement analyses, and ensuring scalability of solutions to meet client demands efficiently.

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What strategies do you use to build effective relationships with clients and stakeholders?

Highlight your interpersonal skills and techniques for building trust, such as active listening to client needs, providing timely feedback, and maintaining open lines of communication throughout project implementation to ensure alignment and satisfaction.

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Can you provide an example of a successful product launch you managed?

Prepare a specific example of a product launch where you played a key role, outlining your planning process, cross-team collaboration, and how you measured success post-launch. Focus on challenges you overcame and how you ensured client buy-in.

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What is your experience with integration of APIs in payment systems?

Discuss your experience with designing and integrating RESTful APIs or other relevant payment technologies. Emphasize how your understanding of technical aspects reflects on your ability to guide clients through the integration process.

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How do you handle project management in a matrix organization?

Explain your experience with project management, providing examples of tools and techniques you use to coordinate tasks and communicate effectively across a matrixed structure. Emphasize your ability to manage competing priorities and stakeholder expectations.

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What do you consider the biggest trends in the payments industry today?

Share your insights on current trends affecting the payments industry, such as the rise of digital wallets, advances in blockchain technology, or increasing regulatory scrutiny, and how these trends could impact Visa’s product strategy.

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Describe a time when you had to pivot a project due to unexpected challenges.

Provide a scenario where you had to adjust the course of a project due to unforeseen challenges. Discuss how you reassessed the situation, engaged stakeholders, and implemented new strategies to move the project forward successfully.

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How do you ensure continuous improvement in product offerings?

Outline how you gather feedback from clients after the deployment of a product or solution, analyze metrics, and engage teams in brainstorming sessions to drive continuous improvement in product offerings while maintaining client satisfaction.

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What role does teamwork play in implementing complex solutions?

Emphasize the importance of collaboration in your approach to implementing solutions. Share examples of how you have effectively worked with cross-functional teams to achieve common goals and deliver high-quality results for clients.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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January 8, 2025

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