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Product Analyst, Loyalty & Offers - job 1 of 11

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

We are developing and executing a strategic vision for the Loyalty platforms and products that enable Visa to be the world-leading data-driven payments company. We are seeking a Product Analyst to help define and execute our strategic vision of providing timely, relevant, personalized Loyalty services.

In this role, we are looking for an individual who is highly communicative and excited to solve problems and come up with repeatable best practices in new and growing domains, including AI, Machine Learning, and emerging markets. This role will involve high-level engagement with a variety of partner teams and product areas, supporting partner teams in coordinating strategy, connecting the dots, escalating concerns, and navigating risks.

While a technical or payments background is not expressly required, this role will require engagement with complex technical, legal, and payments-related concepts. We are looking for someone who has an eagerness to learn and develop their subject matter expertise, and who can confidently and articulately reflect this knowledge to help their colleagues solve real world problems and enable success.

 

Essential Functions

  • Understand core elements of our product strategy and represent that strategic vision in conversations with partner teams
  • Develop expert knowledge on the features and business applications of our products and engage with product development and go-to-market teams on a regular basis to assess the viability of opportunities.
  • Develop a working understanding of the regulatory, legal, and other market conditions under which our products operate, and engage with legal and risk partners on a regular basis to assess the viability of opportunities.
  • Work together with partners to develop, refine, execute, and document repeatable and scalable practices
  • Identify and analyze patterns and trends in data and provide both concise and in-depth analysis as required

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications

Basic Qualifications
- 2 or more years of work experience with a Bachelor’s Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD)

Preferred Qualifications
- 3 or more years of work experience with a Bachelor’s Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD)
- 2+ years of Experience in Product Management or Technical Product Management in B2C or B2B AdTech/MarTech, Data-as-a-Product, Data Science, Data Analytics, or AI-related domains.
- Baseline experience with terminology and concepts in all or most of the following: Object-Oriented Programming, APIs and Web Services, Machine Learning, SQL and Databases, and demonstrable ability to communicate complex technical concepts to nontechnical individuals.
- Demonstrable history solving problems and a solid understanding of how to evaluate and present the quantifiable business impact of your past work
- Excellent written and verbal communication skills
- Detail oriented with experience in documenting and explaining sources of understanding
- Self-motivated and eager to learn and show what you’ve learned
- Ability to thrive in a cross functional setting and communicate effectively with different teams in their own language and terms
- Ability to handle multiple competing priorities and triage effectively
- Payments background is a plus
- Customer-facing presentation and/or documentation experience is a plus
- Experience engaging with non-US clients is a plus
- Familiarity with concepts in privacy, e.g. GDPR, is a plus

Additional Information

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 117,600 to 166,150 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Average salary estimate

$141875 / YEARLY (est.)
min
max
$117600K
$166150K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Product Analyst, Loyalty & Offers, Visa

As a Product Analyst for Loyalty & Offers at Visa, based in beautiful Foster City, CA, you’ll play a crucial role in shaping our strategic vision within the exciting world of payments technology. Here at Visa, we’re not just about transactions; we’re about connecting the world with innovative, secure, and reliable payment solutions. In this dynamic position, you’ll dive deep into our Loyalty platforms and help craft tailored, relevant experiences for our consumers. You’ll engage with a variety of partner teams, tackling complex technical and regulatory challenges to ensure our offerings not only shine but resonate with our users. Your superpower will be your ability to discern patterns in data, provide insightful analysis, and develop best practices that drive our product strategies forward. Whether you’re familiar with concepts like Machine Learning or APIs, your eagerness to learn and share knowledge will be key. We’re looking for someone with at least two years of relevant experience, excellent communication skills, and a knack for thriving in cross-functional environments. So, if you’re ready to help elevate our loyalty services and make a real impact in the payments world, we’d love to see you at Visa!

Frequently Asked Questions (FAQs) for Product Analyst, Loyalty & Offers Role at Visa
What are the primary responsibilities of a Product Analyst at Visa?

As a Product Analyst at Visa, your key responsibilities will involve defining and executing the strategic vision for our Loyalty services, developing deep product knowledge, and collaborating with various partner teams to refine and implement repeatable best practices. You'll also analyze market trends and assess regulatory landscapes to ensure our products are viable and compliant.

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What qualifications are preferred for a Product Analyst position at Visa?

Visa prefers candidates who have a background in Product Management or Technical Product Management, particularly in B2C or B2B environments like AdTech or Data Science. Having around 3 years of relevant work experience with a Bachelor’s Degree or a Master’s Degree, along with familiarity in areas such as SQL, APIs, and Machine Learning, can greatly enhance your candidacy.

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What skills are essential for a Product Analyst role at Visa?

Essential skills for a Product Analyst at Visa include strong analytical capabilities, excellent communication skills, and detail orientation. Candidates should be well-versed in presenting complex technical concepts to non-technical audiences and possess an eagerness to learn and adapt in a fast-paced environment.

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Does Visa require specific technical knowledge for the Product Analyst position?

While a technical background isn't mandatory, having knowledge in Object-Oriented Programming, APIs, and basic concepts in Machine Learning or databases can be highly beneficial for a Product Analyst at Visa. Being comfortable with technical discussions will help in engaging effectively with various teams.

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Is the Product Analyst position at Visa remote or hybrid?

The Product Analyst role at Visa is hybrid, meaning you will split your time between remote work and the office in Foster City, CA. The exact number of days you will be required to be in the office will be confirmed by your hiring manager.

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Common Interview Questions for Product Analyst, Loyalty & Offers
What experiences have you had that prepared you for the Product Analyst role at Visa?

When answering this question, highlight specific projects or roles where you've applied analytical skills or led product development initiatives. Mention how you worked within cross-functional teams and your approach to problem-solving in data-driven environments, illustrating your hands-on experience.

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How do you stay updated with emerging trends in payments technology?

To effectively answer, share your methods for staying informed, such as following industry publications, participating in webinars, or engaging with professional networks. Discuss how this knowledge informs your approach as a Product Analyst, particularly in loyalty and consumer engagement.

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Can you explain a time when you had to analyze a complex dataset?

Provide a structured response that outlines the context of the dataset, your analytical approach, and the outcome. Emphasize your attention to detail and ability to draw actionable insights that impacted product strategy or decision-making.

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Describe a challenge you faced while working with cross-functional teams.

In your response, narrate a specific challenge and how you facilitated communication and resolution among team members. Demonstrate your leadership and adaptability skills, and how these qualities are essential for a Product Analyst at Visa.

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What is your understanding of regulatory considerations in product management?

Your answer should reflect knowledge of regulatory frameworks relevant to Visa’s products, such as GDPR. Discuss how you would work with legal teams to ensure compliance while identifying opportunities for product growth.

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Tell us about a successful product you helped bring to market.

Share a detailed example where you contributed significantly to the product's launch, focusing on your analytical contributions and collaboration with various teams. Highlight the product's impact on the company and customer satisfaction.

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How do you prioritize tasks when managing multiple projects?

Provide a framework for how you prioritize based on urgency and impact, such as using tools or techniques for project management. Emphasize your ability to remain focused and organized in a fast-paced environment.

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What tools or methodologies do you prefer for product analysis?

Discuss specific tools (e.g., SQL, data visualization software) and methodologies that aid your product analysis. Explain how they enhance your ability to provide insights and influence product strategy.

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Can you describe your approach to communicating complex concepts to non-technical stakeholders?

Your answer should showcase your ability to break down intricate topics into layman's terms, using analogies or visuals if necessary. Stress the importance of active listening and tailoring your message to the audience's knowledge level.

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Why do you want to work as a Product Analyst at Visa?

When answering this, express your passion for fintech and payments technology along with your admiration for Visa’s mission. Discuss how your background aligns with Visa's goals and how you envision growing your career with the company.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 10, 2025

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