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Sr. Product Analyst

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Job Description

The desired candidate will work in the Compliance Technology Operations team under Global Ethics & Compliance Orgazation. This team is in the center of all technology development, Compliance requirements and new product enablement. As a product manager, you are the liaison and strong link between many teams at Visa, bridging the technology, product, and business teams. The main functions will center around developing new features for our current platform, driving new integrations with new businesses, and ensuring first and foremost that AML & Sanctions requirements are fulfilling the regulatory obligations and driving new business enablement.

We are looking for a candidate who has a strong work ethic, leadership skills, excellent judgment and good time management in prioritizing work, and the ability to work in fast paced, team-oriented environment.  They need to gain a solid understanding of the payment industry, Visa’s Compliance program and leverage this knowledge to develop solid requirements to build new features. This group supports multiple products and verticals across Visa.  Strong collaboration, leadership and relationships are needed to build partnerships with engineering, Operations, Product, Compliance, and other teams across Visa.  

The ideal candidate for this role should have a passion for innovation in payments, technology, and product management, be detail-oriented, and can drive results within a complex environment. They will have a very good technical background in data base query skills and handling large-scale platforms to support data requests, trouble shoot complex incidents, perform extensive data analysis on large data sets, and participate in solutioning of the possible remediation from a technical as well as a functional and user experience standpoint.

The person is a thought leader and familiar with the up-to-date development of the industry in these areas, have exceptional organizational skills, written and verbal communication skills, be an analytical and structured thinker as well as with extensive experience in customer/partner interaction, management, and software solution delivery. 

Essential Functions

  • As a Sr. Product Analyst, you will work with the product leadership and share responsibilities to envision, define and design the future of Global AML & Sanctions Compliance technology platforms, and connecting our product development and implementation strategy to our business plan.

  • This role is hyper focused on improving existing Compliance applications and third-party integrations, while also exploring new experiences, enabling automation, developing a long-term vision, and partnering cross functionally.

  • Define product requirements, which involve writing clear, thorough, and detailed user stories for complex features and product sets. Be the primary liaison between business units, technical product managers, engineering, and other applicable groups to ensure flawless integration of new and existing feature sets.

  • Ability to work on product life cycle activities like discovery, ideation, strategic development, requirements definition, and value management.

  • Understand core product needs and cross-functional business-level services, can clearly define and groom backlog items in terms of product and business value, and is able to articulate the vision and goal for prioritizing those features.

  • Ability to conduct sprint scoping discussions by collaborating with Global stakeholders and Corporate IT partners, analyze existing solution to ensure business impacts are identified and are accounted for.

  • Proficient in activities like Data Analysis, Process Mapping, Impact Analysis, Gap Analysis and Root Cause Analysis.

  • Proficient in writing SQL Queries using SQL Developer and Postgres SQL for data extraction and analysis of requirement with respect to data, evaluating the feasibility and possible strategy for implementation.

  • Quick in supporting the stakeholders and technology partners with data requests, trouble shoot complex incidents, perform extensive data analysis on large data sets, and participate in solutioning from technical, functional and user experience standpoint.

  • Proficient in framing up baseline requirements for APIs/Service based implementations, should be well equipped to envision the possible integrations, upstream and downstream data flow, conditions (if any), authorization techniques, error handling, reconciliation, end to end testing and validation of API requests and response against endpoints etc.

  • Discuss technical implementation details with architects and other technical teams. Collaborate with engineering teams to build robust, reliable, and scalable Compliance tools. Work very closely with development and QA organizations to ensure technical specifications and final product meet business requirements.

  • Quickly and accurately assess the impact of an application issue and communicate the impact to management. Craft incident reports targeted for upper management and operations/production support in response to issues. 

  • Collaborate with development teams, operations, and stakeholders to ensure incidents are remediated and impact is clearly communicated per the control framework.

  • Actively conduct feature refinement sessions to help teams gain understanding of new features and provide detailed input on potential areas of impact.

  • Good hands-on experience in creating detailed wireframes and mockups covering all the nuances for the envisioned screen designs and present and discuss with stakeholders/users and engineering team.

  • Good hands-on experience in managing Initiatives, Epics, Features, User Story on JIRA and maintaining yearly and quarterly initiatives on road mapping tool like JIRA Align.

  • Working experience on the Agile Methodologies and should have good knowledge on the agile product management practices and well versed with practices like Kanban, Lean, SAFe, Design Thinking etc.

  • Work with the team to build clear product vision, strategy and accordingly define quarterly and annual roadmap to support business enablement. Ensure product vision and requirements are designed with long-term vision in mind and can be launched globally with minimal tweaks

  • Partner with business operations and analytics teams to build right monitoring capabilities and metrics which helps monitor the health of the platform and facilitates data driven decision making.

  • Articulate how product features impact downstream adoption and support our overall product strategy. Lead technical strategy, planning and execution across the product lifecycle.

  • Lead multi-functional teams through both tactical and strategic decision points, understanding dependencies, tradeoffs, risks, and mitigations.

  • Regularly communicate associated outcomes, risks, and forward-looking plans/insights succinctly to various team members at all levels, including senior management to help guide and influence strategic decisions for improvement.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Qualifications

Basic Qualifications:

6 or more years of relevant work experience with a bachelor’s degree or at least 5 years of experience with an Advanced Degree (e.g., Masters, MBA, JD, MD) or a minimum of 2 years of work experience with a PhD.
Possess deep technical knowledge and a skill for translating our current and future capabilities into actionable product strategies.
Detail-oriented with strong written and verbal communication skills with the ability to present in front of executives, vendors, partners, and business teams.

Preferred Qualifications:

Experience with Compliance systems and strong analytical skills.
Understanding of payment processing and Visa Net/payment ecosystem a plus.
Experience with ISO 8583 and or ISO20022.
Ability to prioritize critical tasks and coordinate with key stakeholders to accomplish them under duress.
Prior product management experience on a large production line.
In depth understanding and prior development/testing experience of creating API/service and managing integrations.
Adherence to the best practices and standards, providing periodic status updates.
Supports Product leadership in product demos to customers.
Influence and improve customer experience and satisfaction.
Phenomenal teammate with a proven track record leading and inspiring through influence.
Willingness to work with teams across different time zones to meet deliverables.
A proactive and driven individual with the capacity to adapt to solve problems, address challenges and enable progression.
Demonstrated interpersonal skills to interface well with partners at all levels.
Outstanding communications ability to a diverse customer audience, including executives, product, and technical stakeholders.
Strong customer service and relationship management skills.
More than comfortable in an ambiguous matrixed organization.

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Average salary estimate

$100000 / YEARLY (est.)
min
max
$80000K
$120000K

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What You Should Know About Sr. Product Analyst, Visa

As a Sr. Product Analyst at Visa in Bangalore, India, you'll be stepping into a dynamic role that amplifies your skills and passion for product management. You will be the connective tissue within our Compliance Technology Operations team, ensuring that regulatory obligations are met without compromising innovation. Collaborating with varied teams across Visa, you'll bridge the gap between technology, business, and product, making a significant impact in the world of payments. Your days will revolve around enhancing our existing Compliance applications, integrating new features, and ensuring that our systems remain agile and robust. You’ll write crystal-clear user stories that articulate complex features while engaging all stakeholders in an engaging, informative dialogue. This role is perfect for someone who thrives in a fast-paced environment, where you can show off your detail-oriented approach and strong leadership skills. You must be proficient in SQL to tackle data extraction and analysis, and your technical expertise will help you troubleshoot complex incidents effectively. This isn’t just a job; it’s a chance to be part of a purpose-driven mission at Visa, a company known for connecting the world through secure payments technology. If you're ready to use your analytical and structured thinking skills to redefine the future of compliance technology, join us, and let’s make a difference together!

Frequently Asked Questions (FAQs) for Sr. Product Analyst Role at Visa
What are the key responsibilities of a Sr. Product Analyst at Visa?

The Sr. Product Analyst at Visa is tasked with enhancing existing Compliance applications, developing new features, and ensuring all regulatory obligations for AML and Sanctions are fulfilled. This role involves writing detailed user stories, collaborating with multiple teams, and driving the product lifecycle from ideation to implementation.

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What qualifications are needed for the Sr. Product Analyst position at Visa in Bangalore?

To qualify for the Sr. Product Analyst role at Visa, candidates should have a minimum of 6 years of experience in a relevant field, a strong analytical skill set, and proficiency in SQL. Preferred backgrounds include experience in Compliance systems and an understanding of payment processing, specifically Visa Net and related ecosystems.

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How does a Sr. Product Analyst at Visa contribute to regulatory compliance?

A Sr. Product Analyst contributes to regulatory compliance by developing features for Compliance applications that align with AML & Sanctions requirements, ensuring all new product integrations meet necessary regulatory standards while also driving innovation in technology.

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What technical skills are essential for the Sr. Product Analyst role at Visa?

Essential technical skills for the Sr. Product Analyst role at Visa include strong proficiency in SQL for data analysis and extraction, as well as familiarity with API integrations, large-scale platform management, and Agile methodologies to ensure effective product lifecycle management.

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What is the work environment like for a Sr. Product Analyst at Visa in Bangalore?

The work environment for a Sr. Product Analyst at Visa is hybrid, allowing flexibility between office and remote work. The role is fast-paced and collaborative, requiring strong interpersonal skills to navigate cross-functional teams while focusing on product innovation.

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Common Interview Questions for Sr. Product Analyst
Can you describe how you would manage multiple product life cycle activities?

When managing multiple product life cycle activities, I would prioritize tasks based on their business value, engage with stakeholders to ensure alignment on goals, and utilize project management tools like JIRA for tracking progress. Staying organized and flexible is key to adapting to any changing priorities.

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How do you write effective user stories for complex product features?

To write effective user stories, I focus on the needs and expectations of the end-user. I ensure each story follows the 'As a [user], I want [functionality] so that [benefit]' format, engaging stakeholders in the discussion to capture all necessary requirements and ensure clarity.

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What experience do you have with data analysis and SQL that would benefit your role?

My experience with data analysis involves using SQL to extract data for insights and troubleshooting complex incidents. I have utilized data sets to perform impact analysis and root cause analysis, ensuring I can identify trends and inform better product decisions.

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How would you approach problem-solving in a fast-paced environment?

In a fast-paced environment, I approach problem-solving by evaluating the issue from multiple angles, maintaining open communication with my team, and using data-driven insights to guide the resolution. Being adaptable and proactive is essential in these situations.

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Can you provide an example of a successful product integration you worked on?

I successfully led a product integration that involved collaborating with engineering teams to build a new API that enhanced our Compliance functionalities. It required thorough testing, stakeholder collaboration, and a user-centered approach to ensure seamless adoption.

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What Agile methodologies do you have experience with?

I have experience with various Agile methodologies including Scrum, Kanban, and Lean. I find that tailoring these practices to fit the specific needs of my team and stakeholders can significantly enhance productivity and project delivery.

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What role does collaboration play in your work as a Sr. Product Analyst?

Collaboration is crucial as a Sr. Product Analyst. It involves regular communication with various stakeholders, from business to technical teams, to ensure that all aspects of the product development cycle align with both business objectives and user needs.

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How do you ensure that product requirements align with compliance regulations?

To ensure product requirements meet compliance regulations, I engage with Legal and Compliance teams early in the process, gather insights during the user story discussions, and maintain an updated understanding of changing regulations through continuous learning.

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How do you handle stakeholder feedback during product development?

I handle stakeholder feedback by documenting all insights clearly, prioritizing them against our product roadmap, and discussing them in refinement sessions. Acknowledging every piece of feedback ensures stakeholders feel valued and involved in the process.

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What do you consider when defining the long-term vision for a product?

When defining a product's long-term vision, I consider market trends, customer needs, regulatory requirements, and technology advancements. This holistic view enables me to create a sustainable strategy that supports business growth and innovation.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
January 4, 2025

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