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Software Engineer - Treasury Ledger

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

We are looking for a mid level Software Engineer with a strong product and engineering mindset to join our Treasury Ledger team.

Our team is responsible for providing a real-time view of how much money is in Wise's various banking entities around the world, by responding to events that occur when people use Wise's products (customers and internal teams), and translating these events to actual and forecasted money movements. This data is used by trading teams to manage foreign exchange exposure risks and to ensure each entity has enough liquidity to support Wise's operations. These teams make trades in the order of 10s to 100s of millions of pounds based on our data, so it is very important that the data is correct and up to date. Our main challenges are around providing a reliable system at scale.

How we work

We operate on a strong belief in automation, programmatic implementation, and reusable design. We’re looking for people who can step back and think holistically about the ecosystem, but also follow through and help implement the design; drawing on the resources across the rest of the treasury tribe.

As we grow, sustaining our trajectory requires ongoing refinement and iteration of our services with a focus on availability, security, and user experience. We need a seasoned engineer who can dissect complex requirements and create elegant, impactful solutions, empowering our teams to advance our mission with agility and confidence.

What will you be working on?

You will be working on initiatives to ensure that the ledger continues to provide accurate and timely data as the company scales.

Qualifications

We acknowledge that engineers continuously evolve their skillsets, and we are committed to supporting your growth. However, we are looking for candidates who can bring these core skills to the table:

  • Good experience and proven track record in software engineering, ideally with a focus on financial systems or markets (not hard requirement)

  • Exceptional product mindset, able to balance customer-centric and data-driven approaches

  • Familiarity with messaging systems such as Kafka

  • Proficiency in Java and Spring Boot is highly valued

  • Experience with both relational and non-relational database design

  • Commitment to continuous improvement and knowledge sharing

  • Advocating for best practices in code quality, continuous delivery, and robust code reviews

The successful candidate will onboard rapidly, bringing insights to help refine the team vision while contributing to the potent impact our products have on customers' lives.

Additional Information

Interested? Find out more:

What do we offer: 

#LI-JS1 #LI-Hybrid

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

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CEO of Wise
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Kristo Käärmann
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Average salary estimate

$75000 / YEARLY (est.)
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$65000K
$85000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Software Engineer - Treasury Ledger, Wise

As a Software Engineer on the Treasury Ledger team at Wise, you will dive into the heart of a global technology company dedicated to making money management effortless for everyone. You'll leverage your strong product and engineering mindset to ensure that our real-time ledger maintains accuracy and timeliness, a critical component for managing the financial workings of Wise across various banking entities worldwide. This role is an exciting opportunity to design and implement solutions that directly impact our trading teams, which rely on precise data to manage multi-million-pound transactions. With a commitment to automation and programmatic implementation, you'll work in a collaborative environment, enhancing the user experience while maintaining a robust system at scale. You'll troubleshoot and refine our offerings, advocating for best practices and code quality every step of the way. If you enjoy tackling complex challenges and are passionate about creating impactful solutions within the finance tech sphere, this position is tailor-made for you at Wise. Join us at our London office at Worship Square, where your contributions will be instrumental in shaping the future of money movements globally.

Frequently Asked Questions (FAQs) for Software Engineer - Treasury Ledger Role at Wise
What are the responsibilities of a Software Engineer - Treasury Ledger at Wise?

A Software Engineer on the Treasury Ledger team at Wise is responsible for ensuring the accuracy and timeliness of our ledger data that is used for financial transactions across our banking entities. This involves adding features, managing database systems, and responding to real-time events that affect money movements. It's crucial to collaborate with trading teams to provide them with reliable data for making substantial trades, ensuring compliance with liquidity requirements while enhancing the user experience.

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What qualifications are required for the Software Engineer - Treasury Ledger position at Wise?

Candidates applying for the Software Engineer - Treasury Ledger role at Wise should have a proven track record in software engineering, ideally with a focus on financial systems. Essential skills include proficiency in Java and Spring Boot, familiarity with messaging systems like Kafka, and experience with both relational and non-relational databases. A strong product mindset is a must, as the role requires a balance between customer-centric design and data-driven solutions.

Join Rise to see the full answer
How does the Treasury Ledger team at Wise operate?

The Treasury Ledger team at Wise operates with a strong belief in automation and reusable design principles. We encourage our engineers to think holistically about our financial ecosystem while being hands-on in implementing solutions. As we grow, we continuously refine our services with an emphasis on availability, security, and user experience, aiming to deliver a reliable system that scales effectively with our operations.

Join Rise to see the full answer
What is the work culture like for a Software Engineer at Wise?

Working at Wise means joining a diverse and inclusive team where collaboration is at the forefront. As a Software Engineer - Treasury Ledger, you will find a supportive environment focused on continuous improvement and knowledge sharing. We value creative problem-solving and individuals who are committed to enhancing our products to better serve our customers with agile and effective solutions.

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What growth opportunities exist for a Software Engineer in the Treasury Ledger at Wise?

At Wise, we acknowledge that engineers evolve their skillsets continually. As a Software Engineer in the Treasury Ledger team, you will have access to various growth opportunities, including mentoring, knowledge sharing sessions, and the chance to work on cutting-edge financial technology. We are committed to supporting your career trajectory while you contribute to impactful projects that redefine how money moves globally.

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Common Interview Questions for Software Engineer - Treasury Ledger
Can you describe your experience with Java and Spring Boot relevant to the Software Engineer position at Wise?

Be prepared to discuss specific projects where you've utilized Java and Spring Boot, focusing on your problem-solving approach and any challenges you overcame. Highlight your understanding of best practices in coding and continuous delivery to showcase your suitability for the Software Engineer role at Wise.

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How do you approach database design for financial systems?

Explain your process for designing databases, particularly for financial applications, where accuracy is crucial. Discuss the balance between relational and non-relational systems and how you've implemented solutions that ensure data integrity while supporting scalability.

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How would you ensure the quality and reliability of the data in the Treasury Ledger?

Discuss the methods you use for data validation, testing procedures, and continuous monitoring to maintain data quality. Emphasize your experience using automation tools to streamline these processes in a real-time financial system.

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What do you understand about liquidity management in financial systems?

Demonstrate your understanding of liquidity management principles, including how real-time data impacts decision-making for trades. Share experiences or cases where you've contributed to maintaining optimal liquidity in a financial context.

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Can you describe a challenging programming problem you solved?

Provide a detailed account of a complex programming challenge you faced, the steps you took to solve it, and the outcome. Focus on your analytical skills and ability to debug effectively, as these attributes are crucial for the Software Engineer role.

Join Rise to see the full answer
What experience do you have with messaging systems like Kafka?

Share specific examples of projects where you've implemented or worked with Kafka, discussing how you utilized it for message brokering in a financial application. Outline any challenges you faced and how you overcame them to maintain data flow and system efficiency.

Join Rise to see the full answer
How do you prioritize tasks when working on multiple initiatives?

Explain your time management and organizational strategies for prioritizing tasks in a fast-paced environment. Describe how you evaluate the impact of your work on team objectives to ensure alignment with company priorities.

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How do you handle constructive feedback on your code?

Show your openness to feedback by discussing how you actively seek it out and apply it to improve your coding skills. Provide examples of specific changes you've made to your work based on constructive criticism received during code reviews.

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What strategies do you use to advocate for best practices in coding?

Discuss how you promote coding best practices within teams, such as leading code review sessions and sharing knowledge through workshops, emphasizing the importance of code quality, documentation, and testing.

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What motivates you to work in financial systems development?

Share what aspects of financial systems fuel your passion, whether it's the challenge of working with real-time data, the impact on users' lives, or the continuous innovation within the fintech space, making sure to connect back to how you would apply this motivation at Wise.

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Money without borders — instant, convenient, transparent and eventually free.

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Full-time, hybrid
DATE POSTED
April 7, 2025

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