P&C Underwriter (Honolulu, HI) - HYBRID

As a Personal Lines Underwriter at DB Insurance in Honolulu, HI, you will manage a portfolio of insurance policies, specifically focusing on Homeowners, Automobile, Umbrella, and Dwelling Fire. Your main responsibilities include analyzing risk data, ensuring compliance with regulations, and maintaining strong relationships with agents to facilitate business growth.

To qualify for the Personal Lines Underwriter role at DB Insurance, candidates should ideally have over a year of experience in underwriting relevant insurance types and a bachelor’s degree in Business, Finance, Insurance, or a related field. Strong analytical skills, effective communication, and proficiency in relevant software are also essential.

The Personal Lines Underwriter position at DB Insurance comes with a host of benefits including 100% coverage for medical, dental, and vision insurance, generous paid time off, 12 paid holidays annually, and a 401(k) plan with a 4% company match, providing excellent support for your financial and personal well-being.

A Personal Lines Underwriter at DB Insurance in Honolulu typically works full-time from 8 am to 5 pm, Monday through Friday. After a 90-day onboarding period, there is a hybrid work option available, allowing for three days in the office and two remote days each week.

DB Insurance is committed to professional development for Personal Lines Underwriters by offering job-related training reimbursements and encouraging team collaboration to enhance underwriting knowledge and operational procedures, fostering a vibrant environment for growth and innovation.

In answering this question, share specific examples of your prior experience, emphasizing any notable challenges you faced and how you successfully underwrote policies. Discuss relevant tools or software you’ve used in your role.

Explain the methods you follow when assessing risk data, emphasizing your critical thinking and analytical skills. Discuss how you identify hazards and propose changes, showcasing your thorough understanding of underwriting principles.

Elaborate on your strategies for fostering strong relationships with agents. Highlight your communication skills, examples of past collaborations, and your approach to ensuring mutual benefit and growth in these partnerships.

Talk about your familiarity with compliance standards and regulations. Give examples of how you stay updated on changes and share instances where you’ve successfully aligned your underwriting practices with these guidelines.

Describe your strategies for staying informed about industry developments. Mention any specific resources or networks you leverage, and explain how you apply this knowledge to your underwriting practices.

List the underwriting software and tools you’ve used and how you’ve leveraged them to enhance your efficiency and accuracy in assessing applications and managing policies.

Share a specific situation where you faced a challenging decision regarding an application. Explain your thought process, the outcome, and what you learned from that experience.

Discuss the steps you follow to ensure data accuracy in your assessments, highlighting your attention to detail and the importance of thorough reviews in your underwriting process.

Reflect on your passion for the field and share personal anecdotes or experiences that drive your enthusiasm for underwriting and helping clients find suitable insurance solutions.

Illustrate how your skills align with DB Insurance's mission and goals. Provide insights into your teamwork abilities, proactive problem-solving, and your commitment to delivering exceptional service to policyholders.