Equifax Careers, Benefits, Review

We are on a journey at Equifax to support our next generation of leaders by furthering an inclusive and diverse work environment that welcomes unique perspectives. 

We have invested global resources to drive an enterprise inclusion and diversity strategy that engages our team members in a welcoming environment where they can contribute, grow, and thrive.

• People: We strive to maintain diverse representation by celebrating a holistic vision of employees through attracting, inspiring, and retaining talent with different backgrounds and perspectives.
• Culture: We foster a culture of inclusion by living our shared values to ensure all employees feel they belong, have a voice, are respected, and are inspired to realize their greatest potential.
• Capability: We integrate I&D in our infrastructure through equitable and inclusive policies, processes, and training that reinforce the value of diversity for employees and the company.
• Market: We lead mutually beneficial partnerships and alliances to educate, drive social impact, create shared value, and enable sustainable communities where we live and work.

Employee Networks

Our multiple employee networks, with deep executive sponsorship, serve as valued partners in amplifying and shaping our inclusive culture and are instrumental in our journey to attract, engage, and retain diverse talent.  Equifax is proud to have a number of established employee networks which include thousands of participants and allies around the world, including BOLD (Black Organization Leveraging Differences), Equifax Pride Network, Equifax Young Professionals and Sustainability, and multiple women’s networks who are uniquely positioned to harness the energy of our women around the world.
 
Our networks focus on creating connectedness and collaboration, and on driving employee growth and development.  These teams sponsor a variety of activities, speaker events and career development opportunities that help our employees grow and thrive.  Members of our networks lead and support our university relations activities including our efforts with Historically Black Colleges & Universities (“HBCUs”), and sponsor philanthropic events as we give back our time and treasure within our communities.  

Equifax is a global data, analytics, and technology company. We believe knowledge drives progress. We blend unique data, analytics and technology with a passion for serving customers globally, to create insights to power the decisions that move people forward. We serve as a consumer advocate, steward of financial literacy, and champion of economic advancement.

As an innovative global company that enables access to credit, we’re part of breakthrough collaborations and innovations that address complex social challenges such as social welfare, community relations and financial education for underprivileged youth. We establish relationships that create economically healthy communities. We help individuals gain financial independence by increasing access to capital for small businesses. And we provide young adults entering college or university with financial education tools.

Regardless of location or role, the individual and collective work of our people makes a difference in our business. We are Powering the World with Knowledge and looking for talented team players to join us as we help people live their financial best.

Learn more here

In a single year, our unique data and analytics change millions of lives across the world.

• More than 3 million Americans obtain education loans 
• Secured mortgages for 4.7 million people to buy a home 
• Enabled loans for 16 million people to buy a car - and helped nearly 50 million people obtain credit cards 
• Accelerated access to government benefits and health care coverage for 7.7 million people

At Equifax, Learning and Development is owned by every employee. Together as One Equifax, we promote our values and enhance a culture that supports the development and organizational effectiveness of our business. We do this through best in class consultancy, social learning, and training programs aligned with our strategic goals.

We strive to empower every employee in our organization to Live Our Best, inspiring them to embrace and share learning and development as the means to a better career and workplace for all. By doing this we will build a stronger Equifax community built upon exciting enterprise-wide partnerships and results that matter.

We have invested in global resources to drive an enterprise Inclusion and Diversity strategy centered on engaging our people, building capability, enabling an inclusive culture, and elevating our participation in the market and community.

Our I&D @EFX strategy is centered around 4 imperatives: People, Culture, Capability, and Market.

Learning and Development

Initiatives include:

• Data & Analytics University
• Cloud Certification
• Transformers Program
• Women’s Career Development Network
• Women Inspiring Solutions Program
• Women in Technology
• Rotational Development Program
• Graduate Leadership Development Program
• Year Up Partnership

Inclusion & Diversity 

Initiatives include:

• Unconscious bias training for senior leaders
• Supplier diversity policy
• Equal employment opportunity practices
• Equal opportunities for individuals with disabilities
• Anti-harassment policy
• Cultural Celebrations
• Employee Networks: Pride Network, Black Organization for Leveraging Diversity (BOLD), Women Women Inspiring Solutions at Equifax (WISE)

Graduate Programs at Equifax

The Graduate Leadership Development Program offers recently graduated university employees a 2-year development opportunity with broader experience with wider exposure to the business, executives, and professional development. The program is designed to help new graduates navigate both Equifax and their professional careers through relevant training, executive interaction, development programs, and formal mentoring. Graduates are offered the opportunity to take on leadership roles on community outreach, internal affinity groups, and culture building teamwork events and scale them enterprise-wide.

Our Rotational Development Programs in Finance, Data & Analytics, and Sales Operations allow new graduates to experience different areas within each group, rotating through various internal teams and projects for two-three years. All RDP associates are part of our Graduate Leadership Development Program. 

Our Graduate Programs are preparing the next generation of Equifax leaders by providing cross-functional collaboration, strategic relationship building, and savvy career navigation.

Internships at Equifax

At Equifax we strive to serve our customers by helping them live their financial best. We do this by utilizing information and technology that provide real-time answers to increasingly complex questions. Our summer internship program brings in the innovation and intelligence of top university students to work on meaningful projects that directly impact our business.

For 12 weeks each summer, students from all over the country and the world join Equifax to translate their academic curiosity and expertise into real industry experience. As an intern, you will have the opportunity to work with project teams, contribute, and deliver solutions on business challenges.Through interactive, engaging sessions with internal leaders, interns take part in a development program designed to explore the world of FinTech, learn more about how Equifax does business, and develop themselves as professionals. Career readiness is something we’re passionate about which is why every one of our interns is paired with a Go-To Person (GTP) to help you navigate your time at Equifax and your future career. If you’re looking for an opportunity to broaden your skill set by contributing to a company interested in investing in your career development, we are excited to talk to you. Check out our internship opportunities today!

Internship Opportunities:

• Finance

• Data & Analytics/Data Science

• Corporate Development

• Operations: Project Management/Quality Improvement

• Global Security

• Technology

While our data, technology and talent support this goal on a daily basis by enabling access to credit, the Equifax Foundation exists to help low-to-moderate income communities live their best through a focus on one core objective: Strengthen Financial Capability.

Good credit ensures the start of a strong financial life and journey. Bad credit prevents individuals and families from attaining the dream of a home, the stability of a job, and the planning for a safe financial future; so we invest in partners, projects and initiatives, to help people better understand how to effectively manage their financial resources by helping build their financial capability.

Equifax Corporate Social Responsibility

As global partnerships and international collaboration becomes the standard, there are new opportunities for corporations to use their skills, expertise and services to make communities better. We must create a new narrative for corporate philanthropy as an investment in society.

Global Environmental Impact

Initiatives include:

• Workplace Enhancements
• Supporting Employees' Use of Electric Cars
• Space Utilization Initiatives
• Waste Management Initiatives
• Data Storage Strategy Optimization
• Carbon Footprint Management

Corporate Governance

Initiatives include:

• Corporate Governance Guidelines
• Committee Charters
• Political Engagement

Corporate Citizenship 

Initiatives include:

• Mission & Vision: Delivering Financial Capability
• Providing the Why
• Understanding Our Efforts to Outcomes
• Financial Capability: What is it?
• Supplier Diversity
• Environment
• Our People

We offer excellent compensation packages with high-reaching market salaries and 401k matching, along with comprehensive healthcare packages, schedule flexibility, work from home opportunities, paid time off, and organizational growth potential.

https://www.equifax.com/about-equifax/health-wellness/

Competitive Pay 

The most visible part of the total rewards package is your paycheck. We offer excellent compensation packages with high-reaching market salaries and 401k matching, along with comprehensive healthcare packages, schedule flexibility, work from home opportunities, paid time off, and organizational growth potential. Equifax uses competitive market survey data to establish pay ranges that are appropriate for our various operations. Annual base pay increases are determined by your achievement of individual goals, the results of your business unit, and the overall results of the company.

Health and Wellness

Medical and Prescription Drug, Dental and Vision Care

Equifax provides comprehensive coverage that promotes good health and provides protection for you and your eligible dependents effective the first day of the month after you make your elections.

• You have four medical plan options to choose from. All four options offer comprehensive medical and prescription drug coverage. The difference is in how you pay for care. Prescription drug coverage is included with the medical plan option you choose.
• You can use your coverage to purchase your prescriptions at local participating pharmacies and you can purchase certain medications through the mail-order service.
• Medical and prescription drug and dental benefits are administered by Cigna. The vision benefits are insured by EyeMed.

Wellness Programs

Equifax offers three Flexible Spending Account (FSA) options: the Health Care Flexible Spending Account, Limited Purpose Flexible Spending Account and Dependent Care Flexible Spending Account. These provide tax advantages by allowing you to pay for certain, eligible health and dependent care expenses with pre-tax dollars subject to IRS guidelines. Annual contributions are limited to $2,750 for health care and $5,000 for dependent care. 

• Equifax also offers a Health Savings Account (HSA) as a complement to the top three out of four medical plan options

Personal Accounts

Equifax offers three Flexible Spending Account (FSA) options: the Health Care Flexible Spending Account, Limited Purpose Flexible Spending Account and Dependent Care Flexible Spending Account. These provide tax advantages by allowing you to pay for certain, eligible health and dependent care expenses with pre-tax dollars subject to IRS guidelines. Annual contributions are limited to $2,750 for health care and $5,000 for dependent care. 

Insurance and Disability Coverage

Equifax provides you with free basic life insurance coverage equal to one times your annual eligible earnings up to $250,000 ($50,000 minimum benefit) effective on your date of hire.

• You may purchase additional life insurance for yourself at 1, 2, 3 or 4 times your eligible earnings up to $1 million. You may also purchase life insurance for your eligible spouse or domestic partner in $10,000 increments up to $50,000. Life insurance coverage for your dependent child(ren) is available at a $10,000 benefit level. 

Equifax also provides, at no cost to you, short-term disability and basic long-term disability coverage. Basic long-term disability coverage provides 50% income replacement up to $10,000 per month. Additional long-term disability coverage is available for purchase to provide another 15%  of income replacement, as you may elect. 

Retirement

Equifax's 401(k) Savings Plan, through Fidelity, allows you to save for retirement, on a pre- or post-tax basis, up to 30% of your pay. The plan lets you contribute on a before-tax and after-tax basis, and offers more than 20 investments funds to choose from. 

• The company discretionary match is targeted to be 100% of employee contributions up to 4%. Starting in 2019, Equifax intends to match 100% of your total contributions to the 401(k) Plan, up to 5% of your pay, if you are a regular full-time or part-time U.S. salaried or hourly employee. To take full advantage of this match and receive the maximum contribution to 401(k), you will need to contribute 5% of your pay. Matching contributions are generally made annually in the first quarter of the following year. For 2018, Equifax intends to match 100% of your total contributions to the 401(k), up to 4% of your pay.

Lifestyle Benefits

Tuition Reimbursement

Equifax recognizes the mutual benefit of assisting employees in obtaining higher education. As a result, Equifax offers a tuition assistance benefit for business-related courses towards job-related degrees. All full-time employees with a minimum six months of service and who are meeting their current job performance expectations are eligible for this value-added benefit.

Paid Volunteer Day

Equifax employees have always shown their enthusiasm and passion for supporting the communities in which we live and work by volunteering their time in numerous areas. Equifax says "thanks" by making it easier to support strategic community partners by providing two 8-hour paid volunteer days per year.

Matching Gifts Program

Each year, Equifax will match your donations between $50 and $10,000 to a 501(c)(3) organization.

Paid Time Off

Equifax offers a generous vacation or paid time off and holiday schedule for full-time eligible employees. During your first year, the amount of vacation you earn is prorated depending on when your first day of employment occurs. 

• There is also a paid time off policy for part-time employees working at least 25 hours per week.

Dress Code

Equifax is a business casual work environment.