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Insurance Agent

It’s a great time to join AAA The Auto Club Group!JOIN THE TEAM COMMITTED TO DRIVING YOUR CAREER FORWARDJob Type:Full timeExempt/Non Exempt:HourlyJob Description:Join America’s most trusted brand with over 100 years of service.Why Choose AAA The Auto Club Group (ACG)ACG offers excellent and comprehensive benefits packages:• Medical, dental and vision benefits• 401k Match• Paid parental leave and adoption assistance• Paid Time Off (PTO), company paid holidays, CEO days, and floating holidays• Paid volunteer day annually• Tuition assistance program, professional certification reimbursement program and other professional development opportunities• AAA Membership• Discounts, perks, and rewards and much moreTrusted Insurance Brand• Walk-in traffic in local AAA branches from Travel/Car Care/Life• Lead generation of 14+ million members• Annual Sales Incentive TripA DAY IN THE LIFE of a Field Insurance Agent IThe Auto Club Group is seeking a prospective Field Insurance Agent I who is responsible for the sale and service of ACG branded and brokered insurance products, memberships, and financial products within an ACG branch.• Uses sales techniques and product knowledge to identify customer-specific needs to generate new sales, retain existing insureds, and grow ACG’s overall insurance book of business.• Effectively overcomes objections to close the sale and/or retain the insured.• Works to meet or exceed targets as defined in the sales incentive plan and goals assigned by leadership.• Conducts insurance review for clients to identify a range of suitable products. Uses provided tools and applicable underwriting guidelines to assess risk, recommend appropriate products and related coverage, quote, bind and issue policies.• Participates in local branch events, to solicit new business, create and expand business networks.• Build rapport critical to establishing customer satisfaction, loyalty, and affinity to the AAA brand.• Responds to customer inquiries and requests relating to insurance, membership, and financial products.• Refer Members to other applicable lines of business (i.e., Travel & Financial Services) as deemed appropriate.HOW WE REWARD OUR EMPLOYEESAverage annual earnings $57,000-$87,000+Pay Structure• Base Pay $31,200 (non-exempt, eligible for overtime)• Unlimited commission potential• Elevated commission payout (first 15 months)Supplemental Pay• Additional $200/week for months 0-2• Additional $150/week for months 3-4• Additional $100/week for months 5-6New Hire On-Pace BonusWE ARE LOOKING FOR CANDIDATES WHORequired Qualifications:• Current Property & Casualty Insurance Sales license• Current Life & Health Insurance Sales license, or obtain within 90 days of hire• Must qualify, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products.• Obtain Health and Accident licenses and appointments where applicable as deemed necessary and within a time frame established by the Business Unit.Education• High School diploma or equivalentWork experience• 1+ year(s) of customer-facing experience in a fast-paced computer automated business environment (i.e., financial/banking)Successful candidates will possess:• Strong sales skills with a knowledge of effectively developing, tracking, following up on and closing leads.• Possess consultative selling techniques utilizing thorough product knowledge.• Strong prospecting skills• Excellent verbal and written communication skills combined with strong customer focus• Ambition, motivation, and drive• Knowledge of desktop systems including, but not limited to, CRM and Microsoft Office software applications.• Excellent listening skills and ability to understand customer needs.Work EnvironmentWorks in a temperature-controlled branch location. Ability to work irregular hours with possible weekend work. May travel to local branch events.#LI-DH1#LI-ONSITEWho We AreBecome a part of something bigger.The Auto Club Group (ACG) provides membership, travel, insurance, and financial service offerings to approximately 14+ million members and customers across 14 states and 2 U.S. territories through AAA, Meemic, and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America.By continuing to invest in more advanced technology, pursuing innovative products, and hiring a highly skilled workforce, AAA continues to build upon its heritage of providing quality service and helping our members enjoy life’s journey through insurance, travel, financial services, and roadside assistance.And when you join our team, one of the first things you’ll notice is that same, whole-hearted, enthusiastic advocacy for each other.We have positions available for every walk of life! AAA prides itself on creating an inclusive and welcoming environment of diverse backgrounds, experiences, and viewpoints, realizing our differences make us stronger.To learn more about AAA The Auto Club Group visitwww.aaa.comImportant Note:ACG’s Compensation philosophy is to provide a market-competitive structure of fair, equitable and performance-based pay to attract and retain excellent talent that will enable ACG to meet its short and long-term goals. ACG utilizes a geographic pay differential as part of the base salary compensation program. Pay ranges outlined in this posting are based on the various ranges within the geographic areas which ACG operates. Salary at time of offer is determined based on these and other factors as associated with the job and job level.The above statements describe the principal and essential functions, but not all functions that may be inherent in the job. This job requires the ability to perform duties contained in the job description for this position, including, but not limited to, the above requirements. Reasonable accommodations will be made for otherwise qualified applicants, as needed, to enable them to fulfill these requirements.The Auto Club Group, and all its affiliated companies, is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, disability or protected veteran status.Regular and reliable attendance is essential for the function of this job.AAA The Auto Club Group is committed to providing a safe workplace. Every applicant offered employment within The Auto Club Group will be required to consent to a background and drug screen based on the requirements of the position.Job Type: Full-timePay: $57,000.00 - $87,000.00 per yearWork Location: In person

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What You Should Know About Insurance Agent, AAA The Auto Club Group

If you're looking to jumpstart your career as an Insurance Agent, then AAA The Auto Club Group is the perfect place for you! With over a century of experience and trust, we’re on the hunt for a Field Insurance Agent I located in Evergreen Park, IL. This full-time position invites you to join a dynamic team that is deeply committed to serving our members and helping them navigate their insurance needs. As an agent, you’ll not only sell and service insurance products but also build meaningful relationships with clients. Each day will be different—whether you’re conducting insurance reviews, generating new leads from our 14 million membership base, or participating in local events, you’ll be actively engaged in driving your professional growth. You’ll utilize your sales techniques and product knowledge to meet specific customer needs, retaining existing clients, and expanding our insurance portfolio. We offer a competitive pay structure, with base salary and unlimited commission potential, along with a plethora of benefits that ensure a fulfilling work-life balance. Become a part of something larger, harnessing your ambition and sales skills with a company that values diversity and inclusion. Join us at AAA The Auto Club Group, where we empower our employees to thrive and succeed!

Frequently Asked Questions (FAQs) for Insurance Agent Role at AAA The Auto Club Group
What are the responsibilities of an Insurance Agent at AAA The Auto Club Group?

As an Insurance Agent at AAA The Auto Club Group, your responsibilities include selling and servicing ACG-branded insurance products as well as memberships. You'll identify customer needs using your sales skills, conduct policy reviews, and generate leads from our substantial membership base. Additionally, you’ll participate in local events to enhance your business network and collaborate with clients to closely assess their insurance needs.

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What qualifications do I need to work as an Insurance Agent at AAA The Auto Club Group?

To qualify for the role of an Insurance Agent at AAA The Auto Club Group, you need to hold a current Property & Casualty Insurance Sales license, and a Life & Health Insurance Sales license is also required or must be obtained within 90 days of hiring. A high school diploma or equivalent is necessary, along with at least one year of customer-facing experience in a fast-paced business environment.

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What benefits does AAA The Auto Club Group offer to Insurance Agents?

AAA The Auto Club Group offers an outstanding benefits package for Insurance Agents, which includes medical, dental, and vision insurance, a 401k match, paid parental leave, and paid time off. Additionally, you can access a tuition assistance program, professional development opportunities, and various discounts, perks, and rewards that enhance your overall employment experience.

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How does compensation work for Insurance Agents at AAA The Auto Club Group?

Insurance Agents at AAA The Auto Club Group have a competitive compensation structure that includes a base pay of $31,200 along with unlimited commission potential. Agents can also earn additional weekly bonuses during their initial months, leading to average annual earnings ranging from $57,000 to over $87,000, depending on performance and sales efforts.

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What does a typical day look like for an Insurance Agent at AAA The Auto Club Group?

A typical day for an Insurance Agent at AAA The Auto Club Group involves engaging with customers to assess their insurance needs, conducting insurance reviews, and utilizing sales techniques to close sales. You will also attend local branch events, build rapport with potential clients, and manage inquiries related to various insurance products—making each day both dynamic and rewarding.

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Common Interview Questions for Insurance Agent
Can you describe a time you successfully closed a difficult sale as an Insurance Agent?

When answering this question, emphasize your sales techniques and strategies. Share a specific example where you identified the customer's needs, addressed their objections, and provided tailored solutions. It's essential to highlight your persistence and ability to adapt to difficult situations in a positive manner.

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What techniques do you use to generate leads as an Insurance Agent?

Discuss your networking skills, use of social media, and participation in community events to generate leads. Mention the importance of follow-ups and how you maintain relationships with customers, ensuring they are aware of your services and offerings. Providing concrete examples can help demonstrate your proactive approach.

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How would you handle a challenging client who is unhappy with their insurance policy?

When faced with an unhappy client, it is crucial to listen actively, empathize with their concerns, and ask clarifying questions. Explain how you would gather necessary information to address their grievances effectively and suggest suits that may alleviate their issues, ultimately turning a negative experience into a positive one.

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What do you believe is the most important skill for an Insurance Agent at AAA The Auto Club Group?

The most important skill for an Insurance Agent is effective communication. Agents need to clearly convey complex insurance information to clients and understand their needs. Speak about how strong interpersonal skills help build lasting relationships, leading to customer satisfaction and loyalty.

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How do you stay updated on the latest insurance products and regulations?

Staying informed in the insurance industry is essential. Share your methods of continuous education, such as attending workshops, subscribing to industry publications, or completing ongoing certifications. This reflects your commitment to remaining knowledgeable and providing the best service possible.

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What strategies do you utilize to meet your sales targets?

To meet sales targets, I use a combination of planning, tracking progress, and refining my techniques. Discuss how you set specific goals, monitor results, and adjust your approach based on what's working. Mention any tools you utilize to efficiently manage your time and follow up with leads.

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Describe your experience in managing multiple clients and tasks simultaneously.

Explain your organizational skills and the strategies you implement to prioritize tasks. Touch upon any tools or methodologies you utilize for managing multiple client accounts, such as CRM systems or scheduling applications to ensure that each client feels valued and attended to promptly.

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How do you build rapport with clients in a short amount of time?

Building rapport quickly involves active listening, genuine interest, and personalization. Share techniques you practice during initial meetings, such as following up with notes from prior conversations or engaging in small talk that reflects the client's interests, ensuring they feel connected and understood.

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What would you do if you did not meet your sales goals in a given month?

If I did not meet my sales goals, I would reflect on the factors contributing to this outcome. Discuss how you would analyze your techniques, seek feedback from team members, and be proactive in identifying opportunities for improvement, showing that you're dedicated to success and growth.

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Why do you want to work for AAA The Auto Club Group as an Insurance Agent?

Express your admiration for AAA's commitment to customer service and community involvement. Discuss how its reputable standing in the industry aligns with your personal values and career aspirations, and how you believe you can contribute positively to the team and its goals.

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Our Vision:We help AAA members enjoy life's journey with peace of mind by providing innovative solutions, advocacy, and membership benefits wherever and whenever they need them.

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Full-time, on-site
DATE POSTED
December 10, 2024

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