Product Owner - Credit Analysis

As a Product Owner - Credit Analysis at Capco, your main responsibilities will include delivering functional capabilities for Credit Transformation products, specifically focusing on the credit assessment process. You will collaborate with various stakeholders to draft and refine user stories, prioritize the product backlog, and facilitate scrum ceremonies such as sprint planning and reviews. Additionally, you'll actively support UAT and user training, ensuring all functional requirements are met effectively.

To qualify for the Product Owner - Credit Analysis role at Capco, you should possess at least 8 years of Business Analysis experience and a minimum of 5 years serving as a Product Owner. A strong understanding of regulatory requirements, credit assessment processes, and proficiency with the RWA calculator will be crucial for successfully fulfilling the role.

Success as a Product Owner - Credit Analysis at Capco requires strong communication and documentation skills to effectively convey complex concepts. You should also have a solid grasp of Agile methodologies, exceptional organizational skills for backlog management, and a strategic mindset to prioritize tasks that deliver business value. Additionally, a data-driven approach will aid in driving continuous improvement processes.

Capco fosters a tolerant and open culture that highly values diversity, inclusivity, and creativity. As a Product Owner - Credit Analysis, you'll experience a collaborative work environment where yoU have the freedom to influence projects directly and drive innovation in the financial services industry while being supported by a team that encourages growth and professional development.

A Product Owner - Credit Analysis at Capco contributes to the firm’s success by delivering strategic insights and innovative solutions that enhance credit assessment processes. Through the development and prioritization of product backlogs, effective collaboration with key stakeholders, and implementation of best practices in Agile, you will help transform the financial services industry and drive impactful change for clients.

When prioritizing tasks as a Product Owner, I focus on understanding the overall business objectives and value each task brings. Utilizing Agile best practices, I engage with stakeholders to gather their insights and utilize methods like MoSCoW (Must have, Should have, Could have, and Won't have) to categorize tasks efficiently, ensuring that high-impact features are delivered first.

During conflicts, I prioritize open communication and facilitate discussions among team members to understand different perspectives. I encourage a culture of respect and collaboration, aiming to find common ground while driving towards project objectives. Solutions are reached jointly, ensuring everyone feels heard and valued in the outcome.

I once managed stakeholder expectations by setting clear project goals and communication channels from the outset. I provided regular updates and involved stakeholders in sprint reviews to gather feedback. This transparency helped build trust and ensured that everyone aligned on changes and progress throughout the project lifecycle.

To refine user stories, I engage my team in collaborative discussions, ensuring that each story has clear acceptance criteria and aligns with business goals. Techniques like INVEST (Independent, Negotiable, Valuable, Estimable, Small, Testable) help create effective user stories, focusing on user value while ensuring they are manageable within the sprint.

I actively support continuous improvement through regular retrospective meetings where the team can discuss what worked, what didn’t, and how we can enhance our processes. I also encourage experimentation and the adoption of new tools or methodologies that may drive more effective results in collaboration and delivery.

I evaluate the success of a product feature by defining metrics and Key Performance Indicators (KPIs) upfront, focusing on user engagement, conversion rates, and feedback. Post-launch, I analyze data against these KPIs and gather user feedback to assess whether the feature meets its intended objectives and identify areas for improvement.

I have extensive experience with Agile methodologies, particularly Scrum. I actively participate in all scrum ceremonies, from sprint planning to retrospectives, ensuring that the team remains focused and adaptable. I prioritize a team-driven approach that encourages collaborative problem-solving and flexibility in task management.

To ensure effective communication, I establish clear communication channels and regular updates. Utilizing tools like Slack, JIRA, or Teams, I encourage daily stand-ups and check-ins. Transparency is key; I ensure everyone understands project status, tasks, and any blockers to facilitate open dialogue.

My approach to training users on new systems or tools involves hands-on workshops and detailed training sessions tailored to the user’s experience level. I provide comprehensive documentation and support during their onboarding, ensuring they feel comfortable and confident in using the new tools effectively.

I adapt to evolving needs by maintaining flexibility in our project’s scope and process. I encourage continuous feedback from stakeholders and the team to understand changing requirements better. Agile principles support this adaptability by allowing us to adjust priorities and make necessary pivots in our project focus seamlessly.