Risk specialist

Plano 5 (31065), United States of America, Plano, TexasPrincipal Risk Specialist (Auto Finance)As a Principal Risk Associate in the Financial Services Business Risk Office, you will provide professional risk judgment that enables business partners to tackle major company challenges.You will test controls and make recommendations to the business to mitigate risk and strengthen our defenses.In this role, not only will you lean into your analytical and problem solving skills by developing and deploying innovative solutions to mitigate risks to the Company, but you will also grow your strategic and influencing skills as you create and implement risk strategies that enable the Company to win in the market.You will create order and sense out of complexity and uncertainty and enable confident, data-inspired decision making.In this role, you will thrive in a cross-functional and collaborative environment that values unique perspectives, rewards innovation, and challenges the status quo.As an integral member of the team, you will have a high level of exposure across the division partnering closely with senior business and risk office leaders, technology, compliance, legal, and Operational Risk Management.In this role, you will :Test regulatory and business controls across Financial Services to ensure Design and Operating effectiveness• Develop a deep understanding of business strategies, products, services, and risk profile;• Identify and assess the impact of the changing regulatory environment on business objectives and risk appetite;• Analyze data to proactively identify risks and trends and provide insights that support internal customers in decision-making;• Provide guidance and advice to business partners on implementing risk policies and programs;• Drive collaboration between the risk, compliance, legal, and other business support functions;• Ensure independent escalation of risk management gaps, issues, and concerns to executive management and when appropriate, the Board of Directors, including emerging risks and regulatory focus areas;Drive containment and remediation of process breakdowns in conjunction with compliance, legal and business process teamsBasic Qualifications :High School diploma, GED or equivalent certificationAt least 3 years of experience in project, process, program, or risk managementPreferred Qualifications :Bachelor's Degree or military experience2+ years of control testing experience2+ years of experience in presenting to senior leadership4+ years of experience in project, process, program, or risk managementAt this time, Capital One will not sponsor a new applicant for employment authorization for this positionCapital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being.Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer committed to diversity and inclusion in the workplace.All qualified applicants will receive consideration for employment without regard to sex (including pregnancy, childbirth or related medical conditions), race, color, age, national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state or local law.• Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law;• San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act;and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.Last updated : 2024-11-24