Loan Processor (San Deigo Area)

CMG Home Loans is hiring a Loan Processor to work with our operations teams to support the San Deigo Branch. They are responsible for performing necessary tasks to ensure accurate, compliant, and complete processing of loan files. 

We are looking for a candidate in the San Deigo area who will be able to work in the office a couple of days a week and also attend meetings. 

ESSENTIAL DUTIES and RESPONSIBILITIES, includes the following responsibilities, but not limited to:

• Process residential mortgage loans (Conventional, Purchase, FHA, VA, Refinance) in a manner consistent with all company policies and procedures as well as all regulatory requirements.
• Obtain and review required loan documentation and submits complete loan packages to Underwriting for approval.
• Manages a pipeline of loans and maintains timely and compliant flow of such loans through the process.
• Communicates with loan officers, buyers, sellers, title companies, builders and agents.
• Provides excellent customer service by effectively communicating and cooperating with all internal and external customers.
• Monitors and ensures closing dates and company deadlines are met.
• Obtains and verifies that all underwriting conditions are received and cleared by the underwriter and prepares the file for submission to the Closing Department.
• Keeps abreast of changes in policies and procedures, standards and regulations applicable to the company and the mortgage industry. Understands and applies local, state and federal regulations related to processing mortgage loans.
• Complies with all company policies and procedures.

QUALIFICATIONS AND EXPERIENCE

• 4-5 years of Retail loan processing experience.
• Experience processing Government (FHA/VA) loans and Conventional loans.
• Familiarity with Point required.  Experience with BYTE a plus.
• Excellent customer service skills.
• Ability to prioritize and work independently with minimal supervision.
• Proficient in Microsoft Office, Word, Excel, Outlook, etc.
• Excellent communication skills both written and oral.
• Ability to work in a fast paced fluid environment.
• High level of integrity and confidentiality required.

SUPERVISORY RESPONSIBILITIES:

Direct Reports: N/A

PHYSICAL and ENVIRONMENTAL CONDITIONS

This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required.

CMG pays a competitive base which ranges from $65,000 to $72,000 annually plus bonus. Factors that affect base salary may include: Loan Processor experience, overall knowledge, number of years worked in mortgage industry, types of roles performed, computer skills, experience specific to working with mortgage lenders, and education.