Credit Analyst (AU Mortgage, WFH)

As a Credit Analyst at ConnectOS, your primary responsibilities will include analyzing financial statements and credit reports to assess the creditworthiness of businesses and individuals. You will prepare comprehensive credit analysis reports and collaborate with commercial brokers to support credit applications. An essential part of your role is effective client management and maintaining detailed records of client interactions.

To apply for the Credit Analyst position at ConnectOS, you should have a degree in Finance, Business, Economics, or a related field. Proven experience in commercial lending or credit analysis is crucial, along with strong analytical and communication skills. Familiarity with the Australian financial environment and experience with remote work tools are advantageous as well.

Key skills for success as a Credit Analyst at ConnectOS include strong analytical abilities, proficiency in financial modeling and data analysis tools, excellent communication skills, and a high attention to detail. Additionally, the ability to work independently and efficiently manage your time in a remote environment is important.

Yes, as a new Credit Analyst at ConnectOS, you will undergo one month of onsite training to ensure you are well-equipped to succeed in your role. After this period, you'll transition into a full work-from-home setup. Our commitment to your professional development makes us a great place to grow your career.

As a Credit Analyst at ConnectOS, you can expect a competitive salary package, medical, dental, and life insurance from day one, paid vacation and sick leave, and additional perks such as fitness and wellness facilities. You will also enjoy a supportive work environment with regular company events and opportunities for career growth.

When answering this question, highlight specific projects or experiences where you analyzed financial statements, prepared credit reports, or made lending recommendations. Be sure to emphasize how your insights benefited your employer or clients.

Discuss your strategies for time management and prioritization, perhaps providing an example of a situation where you successfully met a deadline. Emphasize your ability to work independently and effectively under pressure.

Provide a brief overview of the financial modeling and data analysis tools you use. Mention any specific software like Excel, SAS, or others that you are comfortable with, and discuss how you’ve used these tools in previous roles.

Explain your process for verifying data and conducting thorough checks before finalizing any reports. Mention attention to detail and your commitment to maintaining high accuracy standards in financial analysis.

Share a specific example where you faced difficulties during a credit assessment, how you navigated those challenges, and the outcome. Highlight critical thinking and problem-solving skills through your narrative.

Talk about the resources you utilize, such as industry publications, webinars, or continuous education that help you stay updated. You're demonstrating your commitment to professional growth and awareness of the regulatory landscape.

Discuss how you tailor your communication based on the audience, ensuring clarity and understanding, especially with complex financial information. Emphasize your listening skills and how you gather vital information effectively.

Express your admiration for ConnectOS and its reputation as a top-rated employer. Connect your career goals with the specific opportunities within ConnectOS, such as its supportive work environment and commitment to growth.

Outline the process you follow in evaluating creditworthiness, the key financial ratios you focus on, and how you summarize findings in a coherent and persuasive manner to aid decision-making.

Discuss your systematic approach to client management, emphasizing the importance of timely follow-ups, organization, and maintaining clear records of all client interactions to ensure effective communication and service.