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Business Banking Underwriter IV - job 2 of 2

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Description

Summary:

The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.

Duties and Responsibilities:

Supports Business Banking production by maintaining an individual pipeline of work.
Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with most complex credit structures and customer exposure up to $10MM.
Utilizes single approval authority up to $4MM.
Appropriately assess risk profile of borrower.
Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed.
Tasks as needed to support the line of business and job family.
Act as primary back up for their manager as needed for team huddles & meetings.
Is positioned with knowledge and expertise to represent direct manager outside of function group as needed.
Collaborate with both credit and segment risk to meet or exceed department goals.
Performs other duties as assigned.

Basic Qualifications:

Bachelor's degree
7+years’ experience with business or commercial underwriting in a centralized lending environment

Preferred Qualifications:

Bachelor's degree in business related field
3-4 years leadership / management experience
Ability to underwrite credit exposures in excess of $4MM.
Previous authority to underwrite and decision credits without additional signers.
Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner.
Proficient use of Microsoft Office and other internet resources
Excellence in customer service, highly motivated, focused and goal oriented.
Excellent written and verbal communication skills, including grammar and demeanor.
Strong organizational skills with attention to detail, planning and follow-up.
Ability to work independently on multiple tasks without compromising quality.
Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole.

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range:

The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance.  Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.  In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

Average salary estimate

$100000 / YEARLY (est.)

min

max

$80000K

$120000K

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What You Should Know About Business Banking Underwriter IV, Huntington

Are you ready to take your career to the next level? Join Huntington in Charlotte, NC as a Business Banking Underwriter IV! In this exciting role, you'll be responsible for underwriting Business Banking loans, ensuring that they meet creditworthiness standards and comply with our lending policies. Your expertise will help support our Business Banking team as you manage an individual pipeline of complex loan applications, which may involve credit exposures of up to $10MM. With your ability to utilize single approval authority up to $4MM, you'll play a crucial role in assessing borrowers' risk profiles and making informed credit decisions. As a knowledgeable professional, you’ll also mentor new hires and provide guidance to other underwriters, enhancing the overall performance of our team. Collaboration is key, so you’ll work closely with credit and segment risk teams, all while maintaining strong communication and organizational skills. In addition to that, we offer flexibility in your working arrangements, striking the right balance between in-office collaboration and remote work opportunities. If you thrive in a challenging yet rewarding environment and have a passion for delivering excellent customer service, we’d love to hear from you!

Frequently Asked Questions (FAQs) for Business Banking Underwriter IV Role at Huntington

What are the key responsibilities of a Business Banking Underwriter IV at Huntington?

The Business Banking Underwriter IV at Huntington plays a vital role in underwriting Business Banking loans, ensuring they meet creditworthiness and compliance standards. Responsibilities include maintaining an individual pipeline of work, reviewing complex financial and credit applications, and making sound credit decisions on loans typically involving customer exposure up to $10MM. You'll also have the opportunity to mentor new hires and collaborate with credit and segment risk teams to achieve department goals.