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Customer Service Representative

Description

Summary/Objectives

The Customer Service Representative (CSR) is responsible for providing exceptional service to branch customers and resolving routine customer problems in a timely manner. The position is a key driver of branch referrals that assist the branch team in achieving their annual goals. The CSR is responsible for interacting with appropriate areas within the Bank to ensure branch-related operational issues are resolved efficiently and accurately. It is important for the position to stay current on operational changes and demonstrate good risk management decisions to assist the branch in growing the bank, while managing preventable losses and reducing fraudulent activity.


Essential Functions

  1. Deliver exceptional customer experiences including proactively greeting customers, smiling, using their name, and ending each interaction (whether in person or on the phone) by saying, “Thank you for banking with Pathfinder Bank.” While maintaining confidentiality of all customer records and documents.
  2. Process a variety of retail and commercial transactions, including deposits, withdrawals, loan payments, and check cashing in an accurate and efficient manner. Assist with support work.
  3. Promotes the Bank’s products and services and refers customers to the appropriate sales personnel. Answers customers’ routine banking questions; refers complex inquiries to management.
  4. Verify check endorsements and funds availability and disburse cash to customers in the conduct of transactions and according to policy. Issue receipts to customers for transactions processed to provide a record of activity. Balance daily work, adhering to all procedures stated in the employee difference policy. 
  5. Update customer contact information on an ongoing basis to be sure we have the most accurate data on the even the bank would need to contact them.
  6. Understand and adhere to risk and regulatory standards, policies, and controls. Identify risk-related issues needing escalation to management.
  7. Demonstrate by proactively assisting other branch colleagues when needed as well as actively participating and contributing during branch team meetings.


Requirements

  • High school diploma or equivalent
  • At least one year customer service experience
  • 1-3 years banking experience or cash handling experience
  • Professional in appearance and conduct
  • Intermediate computer skills (Microsoft Office and Outlook)
  • Basic mathematical functions
  • Ability to work as part of a team and assist other team members
  • Ability to adapt to change
  • Attention to detail and quality of work
  • Ability to multi-task
  • Positive attitude 

Average salary estimate

$40000 / YEARLY (est.)
min
max
$35000K
$45000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Customer Service Representative, Pathfinder Bank

As a Customer Service Representative at Pathfinder Bank, you will be the friendly face (or voice!) that our customers rely on for exceptional service. Located in Fulton, New York, this key role involves resolving customer inquiries and problems with a smile, ensuring every interaction reflects the values of our bank. You’ll process various transactions, such as deposits and withdrawals, assist with loan payments, and even promote our fantastic products and services to customers. Maintaining confidentiality and being up-to-date with operational changes are critical in your day-to-day tasks. With your team-oriented spirit, you'll not only support your colleagues but also actively participate in team meetings to share insights and strategies. Your ability to identify and manage risk-related issues is crucial in guiding our branch toward success while minimizing preventable losses. If you have a high school diploma or equivalent, a minimum of one year in customer service, and some experience in banking or cash handling, come join our dynamic team! We value professional conduct, intermediate computer skills, and a positive attitude, making this role a significant stepping stone in your banking career while you contribute to the growth of Pathfinder Bank.

Frequently Asked Questions (FAQs) for Customer Service Representative Role at Pathfinder Bank
What are the primary responsibilities of a Customer Service Representative at Pathfinder Bank?

The Customer Service Representative at Pathfinder Bank is responsible for delivering exceptional customer experiences by greeting customers, processing transactions accurately, promoting bank products, and managing customer inquiries. This role is vital in ensuring that customers are satisfied and that their routine banking needs are met promptly. Additionally, CSRs assist with various operational issues and collaborate with their team to identify and escalate any risk-related matters.

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What qualifications are required for the Customer Service Representative position at Pathfinder Bank?

To be considered for the Customer Service Representative role at Pathfinder Bank, candidates must have at least a high school diploma or equivalent and a minimum of one year of customer service experience. Preferred candidates will have 1-3 years of banking or cash handling experience. Other important qualifications include intermediate computer skills, attention to detail, and the ability to work collaboratively within a team.

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How does the Customer Service Representative at Pathfinder Bank ensure customer satisfaction?

Customer satisfaction is a top priority for the Customer Service Representative at Pathfinder Bank. By actively engaging with customers, addressing their banking needs efficiently, and using best practices for customer interactions, the CSR builds a positive rapport. The role involves providing thorough answers to inquiries, suggesting relevant bank products, and ensuring that all transactions are conducted smoothly while maintaining confidentiality and quality service.

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What skills make a successful Customer Service Representative at Pathfinder Bank?

A successful Customer Service Representative at Pathfinder Bank possesses excellent communication skills, a positive attitude, and strong problem-solving abilities. They should be detail-oriented, capable of multitasking, and demonstrate professionalism in both appearance and conduct. Good teamwork and adaptability to change are also important traits that contribute to success in this role within the dynamic banking environment.

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What opportunities for growth exist for a Customer Service Representative at Pathfinder Bank?

Pathfinder Bank encourages growth and development for its Customer Service Representatives. As individuals gain experience, they can take on more responsibilities, such as assisting with management tasks or participating in sales initiatives. Opportunities may also exist for advancement to supervisory roles or other positions within the bank, making it a promising career path for dedicated and skilled individuals.

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Common Interview Questions for Customer Service Representative
Can you describe a time when you provided excellent customer service as a Customer Service Representative?

When answering this question, provide a specific instance where you went above and beyond to assist a customer. Detail the situation, what actions you took, and the positive outcome. Focus on your communication skills and resulting customer satisfaction.

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How do you handle difficult customers in a banking environment?

To effectively answer this question, discuss your approach to de-escalating situations with difficult customers. Emphasize the importance of listening to their concerns, showing empathy, and finding a solution that meets their needs while adhering to bank policies.

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What experience do you have with cash handling and bank transactions?

Highlight your relevant experience handling cash in previous roles. Discuss specific transactions you managed, the systems you used, and your attention to accuracy and compliance with regulatory standards, emphasizing your ability to minimize errors.

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How do you stay organized and manage multiple tasks as a Customer Service Representative?

In your response, outline your organizational strategies, such as prioritizing tasks, using checklists, and effective time management. Give examples of your ability to juggle different responsibilities while maintaining a focus on customer service.

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What steps do you take to maintain customer confidentiality at the bank?

Discuss your understanding of privacy protocols and regulations within the banking sector. Explain how you ensure that sensitive customer information is protected and how you comply with bank policies regarding confidentiality.

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How familiar are you with the banking products and services provided by Pathfinder Bank?

Demonstrate your knowledge by discussing specific products and services without sounding overly rehearsed. Show your enthusiasm for learning and understanding the bank’s offerings, and mention your willingness to stay informed about new services.

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Can you give an example of how you resolved a routine banking problem for a customer?

Provide a clear narrative of a specific problem you encountered, how you approached it, and the resolution process. Highlight your problem-solving skills and ability to remain calm under pressure, reassuring interviewers of your competence in real-world scenarios.

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What do you think are the biggest challenges facing Customer Service Representatives in banking today?

Frame your response by identifying common challenges, such as regulatory changes or evolving technology, and discuss how you would adapt to these changes. Emphasize your commitment to ongoing training and professional development to tackle these challenges effectively.

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How do you handle a situation where you don't know the answer to a customer's question?

Reassure the interviewer that it’s normal not to have all the answers immediately. Discuss your proactive approach to problem-solving, like seeking assistance from peers or looking up the information, and your commitment to ensuring accurate and timely follow-up with the customer.

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Why do you want to work as a Customer Service Representative at Pathfinder Bank?

Reflect your passion for customer service and your alignment with the values of Pathfinder Bank. Mention any prior experiences with the bank or admiration for its community involvement, emphasizing how your career goals align with the bank's mission.

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Pathfinder Bank has been serving the Central New York community since 1859 but the only hint of "old-fashioned" you'll find here is in our commitment to customer service and community involvement. It is both our customer focused approach to provi...

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Full-time, on-site
DATE POSTED
April 3, 2025

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