Senior Financial Analyst

Our mission is to increase the success rate of small businesses. Traditional banking has been a growth limiter rather than a growth enabler for business owners, and we’re changing that. Relay is the all-in-one, collaborative money management platform. We’re building for employer SMBs and their finance function, internal and external, and are focused on delivering a human-centric customer experience. Ultimately, we help SMBs be ‘on the money'.

We’re looking for a highly driven and detail-oriented Senior Financial Analyst to join our Finance team. Reporting to the Director of Finance, you’ll play a key role in building, optimizing, and scaling our financial reporting processes to support our company’s growth.

In this role, you will take the lead in key accounting processes, strengthen internal controls, and drive scalable improvements. Working closely with the Strategic Finance team and cross-functional partners, you’ll streamline financial operations, enhance reporting accuracy, and provide real-time financial insights to key decision-makers.

• Own and enhance our financial reporting processes, delivering accurate, timely, and insightful reports for key stakeholders
• Lead month-end, quarter-end, and consolidations, ensuring smooth and efficient close processes 
• Conduct in-depth analyses of revenue, expenses, and key business metrics to uncover trends and drive strategic insights 
• Manage the company’s first external audit, collaborating with auditors and ensuring compliance with accounting standards 
• Support investor relations, board reporting, and executive presentations with clear and accurate financial materials 
• Develop and implement internal accounting policies, drive process improvements, and lead automation initiatives, including system implementations and upgrades for seamless financial integration
• Collaborate with the Strategic Finance team to support budgeting and forecasting, analyze budget vs. actuals across all departments, and identify trends and opportunities to optimize financial performance 
• Play a leadership role in developing and mentoring junior members 

• You have 4+ years of accounting experience, ideally in a startup environment 
• You have experience with full-cycle accounting, including month-end reporting and account reconciliations
• You have a CPA or actively pursuing it
• You have a strong understanding of IFRS and US GAAP principles, with experience in financial statement preparation 
• You have a keen eye for detail and take pride in delivering error-free, concise, and accurate work 
• You thrive on building and enhancing accounting functions—whether it’s improving processes, automating workflows, implementing scalable solutions, documenting best practices, or developing standardized procedures 
• You’re a self-starter with a growth mindset and thrive in a fast-paced, scrappy environment

• You have prior experience in B2B SaaS, fintech or a neobank
• You have experience with assurance and/or audit
• You have experience or strong working knowledge of payroll processing and accounting software (e.g. Humi, Gusto, Dext, Xero, etc.) 

• Competitive salary and meaningful equity: Relay employees are Relay owners, complete with equity and a competitive salary. 
• Comprehensive health benefits: enjoy full health benefits from day one. We offer flexible Health or Wellness Spending Accounts and medical, dental, and vision coverage for you and your dependents.
• Flexible vacation and time off: every team member starts with 15 vacation days and 5 flex days to use as needed, plus an extra week of office closure during the end-of-year holidays so you can take time off to recharge and come back better for our customers.
• Parental leave with top-up: we offer 12 weeks off with a 100% salary top-up for all full-time employees, regardless of location, and accessible for all parents: birthing, non-birthing, and adoptive.
• Hybrid work environment: we value meaningful collaboration and connection at our Toronto office twice a week, with lunch, snacks, and beverages on us.
• Dog-friendly space: can dogs really make you happy and healthy? We don’t know for sure, but since we don’t want to chance it, our office is 100% floof-friendly.
• Personal and professional growth: through ongoing feedback, mentorship, and coaching, work with peers and leaders who are invested in your growth and success. 
• Top-tier equipment: as a Mac-first company, our Toronto offices have everything you need to produce your best work comfortably, from multiple screens to ergonomic seating.
• Social connection: we believe in celebrating our wins with two annual company-wide get-togethers, quarterly team events, happy hours, and special events and networking opportunities with industry leaders.

• Stage 1: A 30-minute Google Meets video call with the Director of Finance
• Stage 2: A take-home case study followed by a 60-minute presentation to our Finance team
• Stage 3: A 30-minute Google Meets video call with a member of the Leadership team

What’s Important to Us:

At Relay, we believe that diversity is key to building high-performing teams, and creating an inclusive work environment is our priority. We are an equal-opportunity employer and we welcome people of diverse backgrounds, perspectives, and skills.

We will work with applicants to provide accommodations at any stage of the hiring process. If you require accommodations during the interview process, please email your People Team contact, and we will work with you to meet your needs.