Senior Credit Analyst

As a Senior Credit Analyst at Advance Partners, your main responsibilities will include analyzing client positions and assessing their ability to meet obligations, researching accounts receivable for aging and concentration issues, and evaluating end debtors for financial viability. You will also review transactional data for anomalies, identify potential risk factors, and communicate findings to relevant teams. Your role involves preparation and presentation of accurate reports to support company policies, ensuring timely completion of tasks while maintaining professional relations with clients.

To qualify as a Senior Credit Analyst at Advance Partners, a Bachelor's Degree in Finance is preferred. An understanding of basic finance principles and credit practices is necessary. The ideal candidate should exhibit strong analytical skills, attention to detail, a customer-focused approach, and the ability to work effectively under pressure. Experience in similar roles can greatly enhance your application.

The work schedule for the Senior Credit Analyst position at Advance Partners typically runs from Monday to Friday, from approximately 8:00 am to 5:00 pm ET. This role allows for a hybrid working arrangement, where initially, you will train in the office in Highland Hills, OH or Rochester, NY, and later transition into a hybrid model of three days in the office and two days working from home.

At Advance Partners, we are committed to the professional growth of our employees, including those in the Senior Credit Analyst role. By working alongside seasoned professionals and engaging in collaborative projects, you will gain valuable insights and experience. Moreover, we regularly offer opportunities for training and development to enhance your skill set in finance, credit analysis, and client management.

The starting base pay range for a Senior Credit Analyst at Advance Partners is between $55,000 and $67,281 annually. This figure reflects the base pay only and does not include additional components of the total rewards package, which may be influenced by individual factors such as geographic location, skills, education, and experience.

In your response, highlight specific instances where you've analyzed financial data, demonstrating both your analytical skills and the tools you used. Discuss how your analysis directly affected decision-making processes within your previous role.

Talk about the various metrics and reports you analyze when evaluating creditworthiness, such as financial statements, credit scores, and payment histories. Emphasize the importance of this analysis in minimizing risk and ensuring sound decision-making.

Describe a systematic approach when facing discrepancies, such as conducting thorough investigations or collaborating with team members. It's important to show that you can remain calm under pressure while effectively resolving issues.

Provide a specific example, detailing how you recognized the risk, the steps you took to address it, and the outcome. This showcases your ability to be proactive and effectively communicate with your team.

Discuss the importance of open communication and transparency with clients to build trust. Share strategies that you find successful in balancing relationship management with diligent risk assessment.

List the tools or software you have experience with, such as Excel, financial modeling software, or credit management systems. Highlight your proficiency and how you utilize these tools to perform your job effectively.

Be prepared to share a specific scenario that posed a challenge, detailing the steps you took to resolve it and the lessons learned from that experience.

Emphasize your attention to detail and systematic approach to verifying data and ensuring accuracy. Highlight techniques you employ, such as double-checking figures or using specific checklists.

Talk about your dedication to continual learning through resources such as industry journals, webinars, or professional groups, and illustrate how these insights help you enhance your analytical skills.

Express your enthusiasm for the unique role Advance Partners plays in the staffing industry, emphasizing your alignment with the company's mission and how your skills will contribute to its objectives.