Mortgage Underwriter - job 1 of 2

As a Mortgage Underwriter at TEKsystems, your daily responsibilities will include managing your individual pipeline, completing Underwriting and Conditions Reviews, and ensuring all underwriting tasks meet the established turn times. You'll identify document deficiencies, communicate with clients to request additional information, and assist other departments in interpreting underwriting guidelines.

To apply for the Mortgage Underwriter position at TEKsystems, you should have a minimum of 5 years of experience in the mortgage industry, with at least 3 years of recent underwriting or loan review experience. While a college degree is preferred, it is not required. Familiarity with FNMA and FHLMC guidelines, as well as proficiency with automated underwriting systems, is crucial.

Essential skills for a Mortgage Underwriter at TEKsystems include strong knowledge of loan quality and risk management, excellent written and verbal communication abilities, and a proficiency with automated underwriting systems. You'll also need to demonstrate time management skills and the ability to excel in a fast-paced production environment.

The hybrid work model at TEKsystems allows Mortgage Underwriters to combine remote work with in-office collaboration in Thousand Oaks, CA. This flexibility enables you to manage your tasks effectively while still benefiting from team interaction and support.

As a Mortgage Underwriter at TEKsystems, you can expect a comprehensive benefits package, including medical, dental, and vision coverage, a 401(k) retirement plan, life insurance, short and long-term disability options, transportation benefits, and paid time off. Benefits may vary based on employment length and job classification.

In your response, detail your specific experiences in the mortgage industry, focusing on roles that required underwriting or loan review. Highlight your understanding of agency guidelines and your ability to manage a pipeline.

Discuss your method for identifying and communicating any document deficiencies, as well as your approach to verifying client information and ensuring all requirements are met before proceeding with the loan.

Explain your strategies for time management and prioritization, such as utilizing to-do lists, setting deadlines for each task, and adapting to any changes in workload or urgency.

Mention specific systems like Desktop Underwriter and Loan Prospector. Discuss any experiences you had using these tools, and how they aided your underwriting process and decision making.

Provide a specific example that illustrates your ability to communicate complex information clearly. Explain the situation, your approach, and the outcome.

Discuss methods you use to stay informed, such as attending industry seminars, engaging with professional organizations, or subscribing to relevant newsletters and publications.

Share techniques you apply to remain calm and effective under pressure. This could include time management, open communication with your team, or stress-relief practices.

Present a real-life scenario where you faced a complex loan case, explaining how you navigated through the challenges, collaborated with others, and what the final resolution was.

Articulate your philosophy on client interaction. Highlight the importance of clear communication, active listening, and ensuring resolutions are satisfactory for the clients.

Convey your enthusiasm for the role and the company. Link your personal values and career goals to what TEKsystems represents and how you hope to contribute to the team.