Commercial Credit Underwriter III
At TreviPay, we believe loyalty begins at the payment. Thousands of sellers use our global B2B payments and invoicing network to provide choice and convenience to buyers, open new markets and automate accounts receivables. With integrations to top eCommerce and ERP solutions and flexible trade credit options, TreviPay brings 40 years of experience serving leaders in manufacturing, retail and transportation.
Every day, TreviPay employees are challenged and empowered in a supportive, collaborative, entrepreneurial environment.
The Commercial Credit Underwriter III is a dynamic global credit risk role within a best-in-class risk team, helping drive sustainable growth while managing risk to prescribed levels. They are responsible for analyzing and supporting credit decisions for larger credit exposures across several industries and geographic locations, ensuring decisions are rendered timely and within stated risk appetite. They collaborate across multiple risk and business teams to meet client credit needs while proactively ensuring a robust culture of compliance with risk appetite.
Responsibilities:
• Evaluate international, multi-industry commercial credit applicants for fraud and repayment risk by assessing fraud signals, analyzing complex financial documents and performance metrics, understanding industry/country risks, and researching payment behavior profiles.
• Monitor repayment risk of existing credit line accounts as assigned.
• Leverage internal and external data to assess risk and creditworthiness.
• Provide structure and decision recommendations within stated risk appetite.
• Hold a level of credit approval authority and occasionally interact directly with applicants and customers.
• Work independently without direct supervision.
• Demonstrate a strong knowledge of the company’s client programs and credit policies.
• Communicate efficiently and effectively with senior management to elevate credit issues.
• Help drive and support innovation and continuous efficiency improvement.
Requirements:
• Advanced education in Accounting, Finance or equivalent; or formal financial analysis training and credit assessment courses
• Advanced knowledge of commercial business credit philosophy and policies, loan documentation and covenant standards, bankruptcy, and regulatory environment.
• Strong verbal, written, and interpersonal skills.
• Strong analytical and problem-solving skills.
• Ability to formulate and articulate objective views based upon professional analysis.
• Works effectively in a team environment, while assuming individual responsibility.
• Ability to handle multiple tasks and prioritize deal flow, acting with urgency to meet established timelines and time-sensitive customer needs.
• Experience using at least $500 Thousand individual credit authority.
Preferred Qualifications:
• 7 years of commercial credit underwriting experience
• Experience with Moody’s CreditLens
• Experience in fraud detection best practices associated with on-line lending.
• Experience with international lending.
Why you will love working at TreviPay
· Competitive salary
· Paid parental leave
· Generous paid time off
· Medical, dental, vision, FSA, Life/AD&D, long and short term disability
· 401K matching
· Employee referral program
At TreviPay we believe:
· in saying yes to unique and challenging requirements
· empowered team members are creative team members
· our products make the customer’s day just a little bit better
· work/life balance makes us all more effective
TreviPay is an Equal Opportunity and Affirmative Action Employer. We welcome all veterans and disabled applicants.
Individuals with disabilities will be provided reasonable accommodation to participate in the job application and/or interview process. Please contact Recruiting@trevipay.com to request an accommodation.
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At TreviPay, our commitment to reshaping the payment landscape is at the forefront of everything we do, and as a Commercial Credit Underwriter III, you would play a critical role in this mission. Situated in the vibrant city of Overland Park, KS, this position offers a unique opportunity to join a dynamic global credit risk team. Your main responsibility will be analyzing credit applications, focusing on larger exposures across various industries and geographies. You'll dive deep into assessing financial documents, performance metrics, and fraud signals, ensuring each decision aligns with our robust risk appetite. In this role, you'll not only manage existing credit accounts but also use both internal and external data to assess creditworthiness effectively. Your collaboration across departments will be vital to meet client credit needs while fostering a strong culture of compliance. With a level of credit approval authority, you will occasionally interact directly with clients, showcasing your expertise along the way. At TreviPay, we believe in empowering our employees to innovate and drive continuous improvement. If you're passionate about using your skills to help businesses thrive while managing risk intelligently, we'd love for you to join our supportive and entrepreneurial team!
By
TreviPay
TreviPay is guided by a belief in continuous improvement through disruptive innovation. Sustaining this high-performance culture means putting our people first, and keeping employee success at the forefront of our mission. At TreviPay, we work to ...
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