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Financial Analyst - job 1 of 3

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Visa’s Value Added Services (VAS) business delivers new revenue streams for Visa and augments our core offerings. We do this through:

  • Extending the edges of the network and adding value to all transaction types (Issuing Solutions, Acceptance Solutions)
  • Delivering security solutions and driving a state-of-the-art payment experience (Risk and Identity Solutions)
  • Powering new services across new sets of rails and transaction types (Open Banking)
  • Solving client problems and attaching value added solutions (Advisory Services)

The VAS Consolidation Strategic Finance team is seeking a Financial Analyst to join our team. The Finance team uses a strategic finance advisory model with key stakeholders—throughout our five VAS business areas—to apply data to business and finance decisions, as well as measure performance. The team serves as a partner for executives and provides finance support for teams that are propelling growth at Visa. We are an agile, highly visible team that collaborates across functions, regions, and products to play a key role in providing financial planning, month-end reporting, and financial advisory support for key decisions.

Position Summary:

As a Financial Analyst you will serve as a strategic finance partner to the worldwide leader of Visa’s VAS business, the global VAS Operations leader, and the various VAS finance teams that support our five business areas. This role requires interpersonal skills to cultivate partnerships across functions, regions, and teams, to drive thought leadership, and successfully enact all planning, budgeting, forecasting, and month-end reporting processes. This role presents results and provides insights and analysis to business partners and executives. The ideal candidate has a background in financial analysis, preferably with a public company, and proven results collaborating with team members and supported functions.

Essential Functions:

  • Supports the coordination, organization, and execution of quantitative and qualitative analyses. Examples of activities include traditional budgeting and forecasting, month-end close, enhanced financial / business reporting, business case development, pricing analysis, P&L generation, and business planning support.
  • Supports business case development for key initiatives, ad hoc requests, and special projects.
  • Establishes and maintains relationships with a broad base of key stakeholders (i.e., executives and staff) in the business and serves as a key point of contact for finance issues.
  • Acquires and maintains a deep understanding of the strategies, priorities, and issues of the business.
  • Applies overall analytical skills and experience to become a highly valued business partner.
  • Identifies and implements changes that improve efficiency and effectiveness of operational decision making.
  • Learn and understand Visa’s financial reporting systems: run data queries, build financial architecture, and support finance technology initiatives.
  • Builds near and long-term views for growth that align with business strategy and data.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Permanent Authorization to work in the U.S. is a precondition of employment for this position. Visa will not sponsor applicants for work visas in connection with this position.

Qualifications

Basic Qualifications
• 2 or more years of work experience with a Bachelor’s Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD)

Preferred Qualifications
• 3 or more years of work experience with a Bachelor’s Degree in finance, engineering, accounting, mathematics, economics, statistics or related quantitative field
• At least 2 years of relevant financial analysis work experience in FP&A, corporate finance, investment banking or management consulting.
• Advanced skills in MS Excel, strong skills in PowerPoint, and experience in business intelligence platforms (e.g., Tableau, Power BI).
• Strong communication and interpersonal skills.
• Outstanding analytical and quantitative skills, ability to resolve tough business problems with well-structured analyses.
• Ability to cultivate effective relationships and communicate effectively cross-functionally and with all levels of management.
• Proven expertise in modeling techniques and managing large data sets.
• Ability to work in a fast paced and dynamic environment with changing priorities.
• Attention to detail and accuracy are extremely critical.
• Ability to work effectively with cross functional teams and produce time sensitive deliverables.
• Strong curiosity to connect the dots and tell the story through the financials.
• Ability to work in a fast paced and dynamic environment with changing priorities.

Additional Information

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 98,000 to 138,500 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Average salary estimate

$118250 / YEARLY (est.)
min
max
$98000K
$138500K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Financial Analyst, Visa

Join Visa's dynamic team in Foster City, CA, as a Financial Analyst and become a vital contributor to our Value Added Services (VAS) business. Here, you'll immerse yourself in a strategic finance advisory role, working closely with executives and finance teams across five VAS areas. Your days will be filled with collaboration and critical thinking, as you'll support essential functions like budgeting, forecasting, and comprehensive financial analysis. At Visa, we value innovation, and that will be reflected in your ability to provide insights and drive decisions that propel our growth. You will develop and manage relationships with key stakeholders, while applying your analytical skills to support business planning and enhance operational efficiency. With your background in financial analysis, preferably from a public company, you'll play a pivotal role in reporting and evaluating our performance metrics. If you're excited about the chance to influence Visa's business strategy, partner across teams, and contribute to a purpose-driven industry leader, this is the opportunity for you. Enjoy the flexibility of a hybrid work environment where you can thrive both remotely and in the office. Explore your potential with Visa, the best way to pay and be paid!

Frequently Asked Questions (FAQs) for Financial Analyst Role at Visa
What are the responsibilities of a Financial Analyst at Visa?

As a Financial Analyst at Visa, your primary responsibilities will include collaborating with the VAS business areas to provide financial planning, budgeting, and month-end reporting. You'll analyze various financial metrics and support business case development for special projects. Building relationships with key stakeholders and providing insights to executives will also be key components of your role.

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What qualifications are needed for the Financial Analyst position at Visa?

Visa requires a minimum of two years of relevant work experience alongside a Bachelor's degree, preferably in finance or a related quantitative field. Candidates with advanced degrees or more extensive experience in financial analysis, corporate finance, or management consulting will stand out. Strong analytical, communication, and interpersonal skills are essential for this role.

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How does a Financial Analyst support the VAS business at Visa?

A Financial Analyst supports Visa's VAS business by applying data analytics to business decisions and measuring performance across various functions. You'll assist in executing financial planning processes, month-end reporting, and designing business case analyses, crucial for driving growth and efficiency within the organization.

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What tools and skills are essential for success as a Financial Analyst at Visa?

Proficiency in MS Excel is vital for a Financial Analyst at Visa, along with experience using business intelligence software like Tableau or Power BI for insightful reporting. Strong quantitative skills, attention to detail, and the ability to manage large data sets are also essential to succeed in this role.

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What is the work environment like for a Financial Analyst at Visa?

The work environment for a Financial Analyst at Visa is a hybrid model, enabling team members to work both remotely and in the office 2-3 times a week. This flexible arrangement allows analysts to balance productivity with collaboration and support a dynamic team culture.

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Common Interview Questions for Financial Analyst
Can you describe your experience with financial modeling techniques for a Financial Analyst position?

In the interview, emphasize your familiarity with various financial modeling techniques, including forecasting and budgeting models. Talk about specific instances where you've successfully applied these techniques to support strategic decisions while detailing the impact of your analysis on business outcomes.

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How do you handle competing deadlines and priorities as a Financial Analyst?

Show your ability to prioritize tasks by describing your organizational methods, such as using project management tools or establishing clear timelines. Share examples of past experiences where you've managed multiple deadlines effectively without compromising on quality.

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What proactive steps do you take when analyzing financial data?

During your response, outline your analytical process, including how you identify key trends and anomalies in financial data. Mention your approach to verifying accuracy, formulating insights, and how these have led to meaningful recommendations or decisions in previous roles.

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How do you build relationships with finance stakeholders?

Highlight your communication strategies and interpersonal skills when discussing your approach to stakeholder management. Provide examples of how you’ve fostered strong partnerships through transparency, regular updates, and actively engaging with key team members to address their needs.

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What experience do you have with budgeting and forecasting processes?

Discuss your hands-on experience with budgeting and forecasting, detailing the methodologies you've used and how they've influenced financial planning. Provide specific examples that illustrate your role in these processes and the outcomes that were achieved.

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Can you provide an example of a challenging financial analysis project you've undertaken?

Choose a specific project, outlining the challenge, your approach, and the analytical tools you utilized. Discuss how your insights contributed to the resolution of the challenge and, if possible, mention any notable results that demonstrate your impact.

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How do you stay current with financial regulations and market trends?

Communicate your commitment to continuous learning by mentioning resources such as industry publications, webinars, or professional networks you engage with. Discuss how staying informed allows you to provide accurate insights and make educated suggestions in your role.

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What software or tools do you excel at for financial reporting and analysis?

Identify specific software tools you are proficient in, such as MS Excel, Tableau, or Power BI, and explain how you utilize them for reporting. Share examples of comprehensive analyses or reports you've created that highlight your analytical capabilities.

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How do you ensure accuracy in your financial reports?

Mention the checks and balances you put in place, such as peer reviews, cross-referencing data sources, and conducting validation checks. Provide a specific instance in which your attention to detail led to the identification of an error that averted potential financial discrepancies.

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Why do you believe you would be a good fit for the Financial Analyst role at Visa?

Express your enthusiasm for Visa as a leading payments technology company and how its mission resonates with your values. Highlight the skills, experiences, and innovative mindset you possess that align with Visa’s strategic goals and your eagerness to contribute to its success.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
January 15, 2025

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