Manager, Credit Risk Vertical, Visa Consulting and Analytics, Panama

The Manager, Credit Risk Vertical at Visa Consulting and Analytics will focus on supporting risk and operational consultancies. Key responsibilities include utilizing Visa's data and analytics to develop innovative consulting solutions, analyzing KPIs to improve client processes, and identifying market trends through detailed research. You'll be engaged in various activities like portfolio management diagnostics and operational implementations that directly benefit Visa's clients.

Candidates for the Manager, Credit Risk Vertical role should possess a Bachelor's degree along with at least 8 years of work experience or an advanced degree with a minimum of 6 years of experience. Importantly, prior experience in fraud risk or authorization management is essential, while knowledge of operational processes in payments will be advantageous. Proficiency in data visualization tools and Microsoft Office is also preferred.

The role of Manager, Credit Risk Vertical directly aligns with Visa's mission to uplift everyone through innovative payment solutions. By analyzing vast pools of data and transforming that into strategic recommendations for clients, you'll help them enhance their risk management systems and operational processes, ensuring they remain competitive in a rapidly evolving marketplace.

Success in the Manager, Credit Risk Vertical position at Visa requires strong project management, analytical capabilities, and excellent interpersonal skills. You should be adept at transforming complex data into actionable business insights, have a strong interest in the future of payments, and possess bilingual communication skills in Spanish and English to effectively interact with diverse stakeholders.

The Manager, Credit Risk Vertical role at Visa is a hybrid position, allowing you the flexibility to work both remotely and in the office. Employees are expected to be in the office for 2-3 days a week, depending on business needs, making it a great option for those looking to balance in-person collaboration with the convenience of remote work.

When discussing your approach to risk analysis, highlight your methodology for assessing risks using data. Describe how you identify key risk indicators, analyze client transactions, and use industry trends to inform your analysis. Providing specific examples of past successes will enhance your response.

In this answer, focus on your familiarity with various fraud detection tools, such as Visa Advanced Authorizations or Falcon. Share instances where you've successfully implemented these solutions or utilized them to mitigate risks, showcasing your hands-on experience and its impact on the organization.

Be prepared to share a concrete example where your insights led to tangible improvements in a client's risk management. Discuss the steps you took, the challenges faced, and the measurable outcomes achieved, emphasizing the value you brought to that client.

To answer this, explain your methods for staying informed about industry developments, such as attending conferences, following industry publications, and engaging with professional networks. Show how this knowledge influences your recommendations to clients.

Highlight a particular project where you successfully managed multiple stakeholders and deadlines. Discuss your organization and communication strategies, how you created a timeline, and how you kept team members aligned and motivated throughout the process.

Discuss your strategic approach to assessing operational efficiency, including the analysis of current processes, identifying bottlenecks, and proposing data-driven solutions to enhance productivity and reduce risks. Providing figures or outcomes from past projects can add weight to your answer.

Explain your process for distilling complex data into clear narratives. Share how you relate analytics findings to business outcomes, and provide examples of how past analyses have directly influenced client decisions.

Share your vision for the evolution of payments, backing your insights with current trends and innovations you're observing. Show your passion for the industry and how you stay connected to emerging technologies and practices.

In your response, illustrate your time management skills by discussing how you prioritize tasks, delegate when necessary, and maintain communication with your team to ensure all projects are on track even under pressure.

Express the importance of teamwork in consulting roles. Describe how you foster collaboration with clients and internal stakeholders, ensuring all perspectives are considered when developing recommendations and strategies.