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Senior Principal Software Engineer - job 24 of 24

The Value-Added Services Product Development (VAS PD) team drives the diversification of our revenue with products that differentiate Visa network and deliver valuable solutions across other networks. Risk Authentication and Identity Solutions (RaIS) team in VAS focuses on innovative, AI-driven risk and fraud management solutions for issuers, merchants and fintechs.

The Chief Software Engineer in the RaIS Product Development team will be responsible for leading the technology strategy, solution, and execution of initiatives that support our business objectives. This role focuses on 3DS Authentication products such as Visa Enhanced Authentication, Visa Secure, Cardinal VCAS and Identity platforms such as B2C-IAM, Visa Payment Passkeys etc.

Essential Functions

  • Define and drive the overall technical strategy and architecture, ensuring alignment with business goals while accelerating innovation and time to market.

  • Architect, design, and code highly scalable, reliable, and secure distributed systems and transaction processing platforms.

  • Lead the adoption of Generative AI and Agentic AI to boost developer productivity by 10X, leveraging these technologies to build innovative business solutions and products. 

  • Establish and promote best practices for software development, including CI/CD automation and DevOps, to improve efficiency and quality across the SSDLC. 

  • Oversee cloud first application development and optimization on AWS, Azure, or GCP to ensure solutions are resilient, scalable, cost-effective, and secure. 

  • Actively contribute to critical projects by developing key modules, core frameworks, automation tools, and proof-of-concepts to validate emerging ideas and technologies. 

  • Provide technology leadership and motivate high-performing engineering teams, setting clear priorities to achieve product and technology KPIs. 

  • Collaborate cross-functionally with security, privacy, governance, and business partners to deliver compliant, scalable, and reliable solutions that meet all non-functional requirements. 

  • Communicate technical strategy and engineering solutions effectively to diverse stakeholders, including executives and business units. 

  • Mentor and coach senior engineers and engineering managers, fostering a culture of collaboration and continuous learning through brown bags, tech talks, and one-on-one sessions. 

  • Implement rigorous application development, testing, deployment, and monitoring practices to uphold architectural excellence and reliability standards.

  • Adhere to Visa’s Leadership Principles by promoting collaboration, acting as owner, and executing with excellence.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Average salary estimate

$150000 / YEARLY (est.)
min
max
$120000K
$180000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Senior Principal Software Engineer, Visa

As a Senior Principal Software Engineer at Visa in Austin, you’ll be at the forefront of innovation, driving the technical strategy within the Value-Added Services Product Development team. This team is dedicated to enhancing revenue through unique products that set Visa apart and offer valuable solutions across various networks. Your role will primarily focus on the Risk Authentication and Identity Solutions (RaIS) team, where you will lead groundbreaking AI-driven initiatives aimed at risk and fraud management for issuers, merchants, and fintechs. You’ll work on pivotal 3DS Authentication products like Visa Enhanced Authentication and advanced identity platforms. Your strategic mindset will help shape the architecture and technical roadmap while ensuring alignment with business goals. Collaborating with high-performing teams, you will have the chance to mentor others, promote DevOps best practices, and drive the adoption of Generative AI solutions. This hybrid position allows for flexibility, with time split between remote work and in-office collaboration. If you're passionate about developing scalable, reliable, and secure systems while driving innovation, this is the role for you. Join us at Visa and play a key part in transforming the future of digital payments.

Frequently Asked Questions (FAQs) for Senior Principal Software Engineer Role at Visa
What are the key responsibilities of a Senior Principal Software Engineer at Visa?

The Senior Principal Software Engineer at Visa is responsible for leading technology strategy and execution within the Value-Added Services Product Development team, focusing specifically on the Risk Authentication and Identity Solutions segment. Key responsibilities include defining the overall technical strategy, architecting scalable distributed systems, and leading the adoption of innovative technologies like Generative AI. This engineer will also mentor team members, establish best practices for development, and collaborate with security and business partners to ensure compliance and reliability in software solutions.

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What qualifications are required for the Senior Principal Software Engineer position at Visa?

Candidates for the Senior Principal Software Engineer role at Visa should possess strong expertise in software engineering, particularly in designing distributed systems and transaction processing platforms. A solid foundation in cloud technologies (AWS, Azure, GCP) is essential, along with experience in implementing CI/CD practices and DevOps methodologies. Additionally, familiarity with AI technologies and a proven ability to mentor and lead engineering teams are key aspects of the qualifications required for this position.

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What technologies will a Senior Principal Software Engineer at Visa be working with?

In the Senior Principal Software Engineer role at Visa, you will work with various advanced technologies including AI-driven solutions for risk and fraud management, cloud platforms like AWS, Azure, or GCP, and 3DS authentication products such as Visa Enhanced Authentication. You will also engage with identity management platforms and be responsible for adopting cutting-edge practices in software development, ensuring your projects leverage the latest innovations for maximum effectiveness.

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How can a Senior Principal Software Engineer at Visa impact the company's goals?

A Senior Principal Software Engineer at Visa plays a crucial role in shaping the company's technology direction to support business objectives, particularly in the area of Risk Authentication and Identity Solutions. By architecting reliable and scalable software systems, promoting best practices, and driving the adoption of AI tools, this role can significantly accelerate innovation and enhance Visa's competitive edge in the market. The engineer will also work closely with cross-functional teams to ensure seamless integration and compliance, ultimately making a lasting impact on the company's success.

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What is the work environment like for a Senior Principal Software Engineer at Visa?

Working as a Senior Principal Software Engineer at Visa offers a dynamic and collaborative environment. The role is hybrid, allowing flexibility between remote and in-office work. You’ll be part of a supportive team that values innovation and continuous learning, enabling you to develop your skills further. Engaging in mentorship, collaborative projects, and regular tech talks, you will find an atmosphere that encourages both personal and professional growth.

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Common Interview Questions for Senior Principal Software Engineer
Can you describe your experience with cloud technologies relevant to the Senior Principal Software Engineer role?

When answering this question, focus on specific projects where you utilized AWS, Azure, or GCP. Discuss the architecture you designed, the services used, and the outcomes. Mention any challenges you’ve overcome and how these experiences align with Visa's cloud-first application development strategy.

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What strategies do you employ for architecting scalable and reliable systems?

Provide examples of architectures you have implemented, detailing how you ensured scalability and reliability. Discuss your approach to design patterns, component decoupling, and fault tolerance, along with the tools and technologies that support these practices. Highlight how these strategies align with Visa's mission of delivering reliable payment solutions.

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How do you stay updated with emerging technologies like AI?

Discuss your methods for staying current, such as attending conferences, participating in webinars, or following leading tech publications. Highlight any specific AI technologies you've implemented and how you assess their relevance to your work, particularly relating to Visa’s initiatives in generative and agentic AI.

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What is your leadership style when managing engineering teams?

Reflect on your leadership philosophy, emphasizing your focus on mentorship and collaboration. Provide examples of initiatives you’ve led that inspired team members, fostered a culture of continuous learning, and aligned with Visa's leadership principles, including acting as an owner and executing with excellence.

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Can you explain CI/CD practices and their importance in software development?

When answering, clarify your experience with CI/CD pipelines and how they've improved the efficiency and quality of past projects. Share specific tools you’ve used and how these practices align with maintaining application excellence at Visa, emphasizing the benefits of automation and rapid iteration.

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What do you believe are the key challenges in risk and fraud management today?

Discuss current trends such as the rise of digital transactions and the sophistication of fraud techniques. Present your thoughts on the importance of implementing AI-driven solutions and staying ahead of these challenges, linking your insights to the role of Senior Principal Software Engineer at Visa.

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Describe a time when you had to collaborate with cross-functional teams.

Provide a specific example illustrating your collaborative work with other departments such as security, governance, or business units. Explain the impact of this collaboration on achieving project goals and how it enhances the quality of solutions at Visa.

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How do you incorporate best practices into your software development process?

Share methods you employ to ensure adherence to best practices, such as code reviews, testing methodologies, and documentation. Highlight how these practices contribute to maintaining architectural excellence and reliability, particularly in the context of Visa’s goals.

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What are your thoughts on mentor-mentee relationships in a tech environment?

Speak to the importance of mentoring in fostering innovation and growth within engineering teams. Share experiences where you’ve mentored others and how those relationships have positively influenced team dynamics and project outcomes, especially within a company like Visa that values collaboration.

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How would you communicate technical strategies to non-technical stakeholders?

Emphasize the importance of clear communication and tailoring your message to the audience. Provide examples of how you’ve successfully explained complex technical strategies to non-technical stakeholders, ensuring alignment with business goals across all levels, which is crucial in a diverse environment like Visa.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 18, 2025

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