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VMS Shared Services - Portfolio Optimization (Card portfolio and Lifecycle Management)

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Visa Consulting & Analytics (VCA) is Visa's consulting division, serving Visa's clients (including card issuers, acquirers and merchants) and solving their strategic problems, focused on improving performance and profitability. Drawing on our expertise in strategy consulting, payments, data analytics, marketing, operational and macroeconomics, VCA drives high impact projects with tangible financial results.

VCA Managed Services (VMS) is a critical component of our VCA strategy, providing our clients with the execution muscle they require to enhance performance and increase profitability. VMS brings the ‘best of Visa’ to the clients, playing the role of orchestration layer between client teams and Visa subject matter experts (SMEs).  As clients confront increased challenges in their operating environment whilst also facing capacity constraints and capability gaps, VMS helps to drive implementation or delivery of their strategic initiatives, facilitating significant and tangible value creation.

What a VMS Senior Manager – Regional Portfolio Optimization, VCA does at Visa:

Reporting to the Visa Managed Services Hub team, the Senior Manager will provide comprehensive support for regional projects, assisting clients in maximizing value from their Visa product portfolios. The role involves assimilating best practices for card portfolio optimization across various markets and supporting sales pitches for key and regional clients through stakeholder and market engagement. Responsibilities include developing holistic solutions using advisory, data solutions, and implementation, structuring project setups with optimal governance for multi-market delivery and enhancing efficiency by building a scalable partner and vendor management network for the region. This will facilitate the scaling of VMS services and the development of go-to-market plans in collaboration with subject matter experts across the organization. Success in this role requires excellence in project management, stakeholder management, and fostering cross-functional collaboration.

Key Responsibilities include:

  • Define project scope, understand client objectives, and frame problems or opportunities.

  • Prepare client proposals and project plans, outlining dependencies, roles, responsibilities, scope, and deliverables across markets.

  • Enhance sales effectiveness by consistently capturing engagement results and impacts, and developing sales toolkits.

  • Enable project delivery by expertly managing teams within complex project structures, with support from internal resources and external vendors.

  • Partner with peers in other functional areas (e.g., Product, Marketing, Risk, Innovation) to execute projects leveraging Visa’s extensive resources.

  • Continuously build knowledge, surface new insights, and produce thought leadership pieces contributing to practice development.

  • Develop shared services and offshore models to improve efficiency, enhance margins, and reduce time to market.

  • Standardize end-to-end delivery processes to create a consistent approach and optimize overheads.

Why this is important to Visa

VCA Managed Service (VMS) is scaling rapidly across the AP region providing clients a full cycle solution for the implementation of enterprise programs and portfolio strategies.  Managed Services acts as a true extension of Visa Clients’ team bringing together expertise, capabilities, resources, and scale to enhance performance and increase profitability.  Managed Services engagements cover a wide variety of client strategic imperatives, from driving profitable lifecycle programs, to implementation of new capabilities or Visa products, to building new digital customer journeys.  VMS not only drives significant partnership value and strengthens Visa’s relationships with our clients, but it also enables rapid implementation of key priorities, which drive incremental revenue back to both the client as well as Visa.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Qualifications

What you will need:
• Master’s degree preferably with 8-10 years of relevant experience in the financial services industry, payments, consulting, or a related field.
• Expertise in card portfolio management, product management, or lifecycle management.
• Excellent communication, storytelling, and presentation skills.
• Experience managing complex projects within matrixed organizations.
• Experience in the product marketing lifecycle, including customer profile analysis, initiative development, campaign planning, execution, and post-campaign measurement.
• Implementation experience with products or programs within financial services.

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Average salary estimate

$100000 / YEARLY (est.)
min
max
$80000K
$120000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About VMS Shared Services - Portfolio Optimization (Card portfolio and Lifecycle Management) , Visa

If you're looking to join a dynamic team and make a real impact in the financial services industry, the VMS Shared Services - Portfolio Optimization position at Visa in Bangalore, India, might be the perfect opportunity for you! At Visa, a global leader in payments and technology, we handle an astonishing 259 billion transactions yearly across more than 200 countries. As a Senior Manager in Regional Portfolio Optimization, you'll be at the forefront of this exciting landscape, supporting our clients in maximizing the value from their Visa product portfolios. Your role will involve developing effective strategies for card portfolio optimization while working hand-in-hand with internal teams and external vendors. You'll be engaged in stakeholder management, project framing, and creating compelling client proposals that outline objectives and deliverables. Drawing on your expertise in project management and your experience in the financial services industry, you will bring innovative, data-driven solutions to our clients’ strategic challenges. Your ability to foster collaboration across functional areas like Product and Marketing will be key to delivering impactful results, enhancing sales effectiveness, and helping our clients thrive in an ever-evolving market. With the unique opportunity to work in a hybrid role, you'll enjoy the flexibility of remote work while still being part of a vibrant office environment. If you're ready to elevate your career and contribute to Visa's mission of uplifting everyone, everywhere, we want to hear from you!

Frequently Asked Questions (FAQs) for VMS Shared Services - Portfolio Optimization (Card portfolio and Lifecycle Management) Role at Visa
What are the responsibilities of a VMS Shared Services - Portfolio Optimization position at Visa?

As a VMS Shared Services - Portfolio Optimization Senior Manager at Visa, your responsibilities will include defining project scope, understanding client objectives, and preparing detailed project proposals. You'll manage complex project structures, enhance sales effectiveness by capturing engagement results, and partner with various functional areas to execute strategic projects. This role also involves continuously building knowledge in card portfolio management and developing operational models that improve efficiency.

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What qualifications are needed for the VMS Shared Services - Portfolio Optimization role at Visa?

To qualify for the VMS Shared Services - Portfolio Optimization role at Visa, candidates should possess a Master's degree alongside 8-10 years of relevant experience in the financial services industry, particularly in card portfolio management. Strong communication skills, expertise in managing complex projects within matrixed organizations, and a robust understanding of the product marketing lifecycle are also essential.

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What kind of experience is beneficial for a role in VMS Shared Services - Portfolio Optimization at Visa?

Successful candidates for the VMS Shared Services - Portfolio Optimization role at Visa will benefit from experience in the payments or consulting sector, particularly in card portfolio and lifecycle management. Practical implementation of financial services products, along with strong project management and stakeholder engagement skills, will greatly contribute to success in this position.

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How does the VMS Shared Services - Portfolio Optimization team contribute to Visa's success?

The VMS Shared Services - Portfolio Optimization team plays a crucial role in enhancing Visa's client relationships by providing tailored solutions that address their strategic needs. This team drives the implementation of enterprise programs that not only improve client profitability but also contribute to Visa's own revenue growth through the enhancement of client performance.

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What is the work environment like for someone in the VMS Shared Services - Portfolio Optimization role at Visa?

Visa offers a hybrid work environment for the VMS Shared Services - Portfolio Optimization position, allowing employees to alternate between working remotely and on-site. This flexibility is designed to balance collaboration in the office with the independence of remote work, creating an engaging and productive workplace that promotes work-life balance.

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Common Interview Questions for VMS Shared Services - Portfolio Optimization (Card portfolio and Lifecycle Management)
Can you describe your experience with card portfolio management?

When answering this question, focus on specific examples from your past roles where you successfully managed card portfolios. Highlight your approach to analyzing customer profiles, developing marketing strategies, and measuring campaign outcomes. Make sure to mention any tools or methodologies you used that contributed to success.

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How do you prioritize multiple projects with competing deadlines?

Respond by discussing your organizational strategies, such as utilizing project management tools or frameworks. Provide an example of a time when you effectively managed overlapping deadlines, focusing on your ability to communicate with stakeholders and adapt to changes while ensuring timely delivery.

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What methods do you use to evaluate the success of a card portfolio optimization initiative?

Describe your approach to defining key performance indicators (KPIs) and metrics for evaluating success. Cite specific examples of programs you’ve evaluated in the past, emphasizing data-driven decision-making and how you translated results into actionable insights for clients.

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Can you give an example of how you handled a challenging client interaction?

Share a detailed instance where you effectively navigated a difficult client situation, focusing on your communication skills, empathy, and problem-solving abilities. Highlight the outcome and what you learned from the experience to showcase your growth as a professional.

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What strategies do you implement to strengthen cross-functional collaboration?

Discuss your experience working with various teams by providing examples of how you’ve fostered collaboration. Emphasize your communication style and your commitment to creating a shared vision among stakeholders to achieve project goals.

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How do you stay updated with trends in the payments industry?

Mention resources you leverage to remain informed about payments industry developments, such as following industry publications, participating in webinars, or engaging in professional networks. Highlight any personal initiatives that show your commitment to ongoing learning.

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What tools do you use for project management?

Discuss specific tools you've used for project management and task tracking, such as Asana, Trello, or Microsoft Project. Explain how these tools have helped you manage projects effectively, collaborate with teams, and ensure accountability for project deliverables.

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In your opinion, what makes a successful product marketing strategy?

Articulate the key elements of a successful product marketing strategy, like comprehensive market research, understanding of customer needs, and ongoing analysis of results. Provide examples from your experience that illustrate how you’ve developed and executed successful strategies.

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How do you approach stakeholder management in complex projects?

Explain your stakeholder management strategy, emphasizing communication, engagement, and alignment with project goals. Share a specific project where you successfully managed multiple stakeholders’ expectations, leading to a positive outcome and strong collaboration.

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What do you think will be the biggest challenges in the financial services industry in the next few years?

Share insights into current trends and challenges facing the financial services industry. Offer your perspective on how these issues might affect project execution and client interactions, then discuss how you plan to adapt to these changes to continue delivering excellent results.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
January 14, 2025

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