Financial Product Specialist

Job Summary of Financial Product Specialist:A Senior Branch Premier Banker (SAFE) role is currently available within Wells Fargo's Consumer and Small Business Banking sector of their Branch Banking unit. The job responsibilities include proactively building ties with affluent clients, providing expert financial guidance, and ensuring regulatory compliance and risk management are in place.Job Duties and Responsibilities of Financial Product Specialist:• To grow your clientele, be proactive in seeking new, affluent customers and small business owners. Initiate contact with them and schedule appointments ahead of time to establish strong relationships.• Utilize discretion and sound judgment to determine appropriate resolution protocols for moderately complex customer concerns.• Recognize and escalate banking-related challenges or business risks that require a thorough evaluation to minimize their impact.• Make suggestions on the financial options and services that are the most effective for a customer's situation.• A comprehensive understanding of the many banking, credit, and investment products provided by Wells Fargo is necessary to deliver impeccable customer service.• Implement successful strategies and provide clients with ongoing support for their business, mortgage, retirement, and investment needs.• To effectively manage business risks, it is essential to follow established policies, procedures and controls and comply with applicable laws and regulations.• Personalize financial plans by analyzing customer data.• Strengthen alliances with branch personnel, affluent clients, and collaborators to boost customer prosperity and loyalty.• Engage in self-directed decision-making when dealing with clients, carrying out routine assessments, and adjusting guidance based on evolving circumstances.• Play a critical role in ensuring the success of the branch team by sharing your expertise on managing complex client needs and fostering strong relationships.• Seek to expand your licensing portfolio by studying and testing for additional licenses that can be beneficial to your career, such as Series 7 and Series 66.Qualifications and Experience of Financial Product Specialist:• To be considered, applicants must possess a minimum of four years of hands-on customer care work background or equivalent in a related field through education, military service, or professional training.• As an experienced professional, I possess the skills required to develop and nurture productive associations with customers and stakeholders.• Someone who has amassed three years of experience in making suitable product and service recommendations to clients.• The financial industry has many specializations, including consumer finance, investment management, brokerage, mortgage services, and corporate finance.• Providing valuable assistance to clients in navigating complex financial markets and making informed investment decisions, by offering specialized insights based on market trends and investment analysis.• Applicants with a satisfactory completion of the FINRA Series 6 and 63 exams (or its equivalent) are encouraged to apply.• The job description necessitates holding an active State Insurance license.• It would be beneficial to have prior knowledge in a licensed financial role.• Remarkable skills at communicating effectively, both verbally and in writing, along with interpersonal proficiencies.• Understanding the intricacies of branch banking compliance controls, risk management, and loss prevention mechanisms is critical to ensuring the safety and security of all banking transactions.• The skill to educate customers on multitudinous technology and digital banking options for their convenience.• Delivering financial consultation to small enterprises by leveraging my business acumen.Benefits of Financial Product Specialist:• A package that delivers a competitive salary and bonuses to incentivize top performance.• 401(k) Plan• Paid Time Off• Parental Leave• Critical Caregiving Leave• Health Benefits• Commuter Benefits• Tuition Reimbursement• Adoption Reimbursement• Discounts and Savings• Financial Aid Opportunities for Children of Dependent College AttendeesAbout Company:Wells Fargo believes that the key to success lies in investing in our people and creating a supportive and rewarding work environment. That's why we offer unparalleled benefits, incentives, and resources designed to empower our employees to succeed both professionally and personally. Our commitment to excellence is evident in our ranking on the LinkedIn Top Companies List, which recognizes us as one of the best workplaces in the U.S. for career growth and development