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Commercial Banking Portfolio Manager - AVP

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At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you.

Associated Bank requires you to directly represent yourself and your own experiences during the recruiting and hiring process.

Responsible for underwriting, credit monitoring and portfolio management of Commercial Banking relationships to achieve efficiencies and quality of the process and product, retention and expansion of existing client relationship, growth of total client assets and net growth in relationships. Primary performance responsibilities include analyzing financial data to determine the merits of loan requests (including adherence to loan policy), recommending structure, working with our Credit Partners, visiting customers, as well as identifying cross selling/referring opportunities of other deposits services. As a Portfolio Manager, this position will maintain an assigned portfolio of loans along with reviewing and underwriting potential new transactions.

Job Accountabilities

Ensure the portfolio administration and risk management of each client relationship is in compliance with established Associated Banc-Corp credit policy, procedure and business strategy as well as regulatory guidelines.
As appropriate to experience, co-manage relationships by analyzing financial data to determine the merits of specific loan requests, and recommend structure as well as aggressively managing the client relationship.
Responsible for credit risk and quality of the portfolio. Monitor loan repayment activities and financial condition of borrowing clients. Responsible to ensure appropriate risk ratings within assigned portfolio.
Assist with due diligence/analysis with new client relationships, opportunity memos as appropriate.
Partner with the Relationship Manager as the point of a contact for the client; acting as a liaison to the Credit Department, the support staff and other internal business partners.
May provide advice and counsel to clients regarding trends and conditions of the business environment, capital markets and general banking trends.
May make presentations on specific loans and participate in the bank’s Loan Approval Process, recommending approval and appropriate structure of credits.
Manage the renewal process by working with the Relationship Manager the client and the Credit Department.
May serve as a contact manager for non-borrowing accounts and loan clients for matters relating to other banking services.
Responsible for identifying cross sales opportunities of all bank products including Treasury Management, International Banking, Private Banking, Private Client and Institutional Services, Employee Benefit Services, and AFG, Capital markets to our existing client base as well as prospects.
Participates in community and business functions/groups to ensure a positive image for the bank within the region’s marketplace.
May participate with ad hoc special projects for the team or region as needed.

Education

Bachelor's Degree in Business, Economics, Finance, or Accounting Required

Experience

2-4 years Commercial/Corporate/Commercial Real Estate/Specialized Banking and/or Credit Approval Required
2-4 years Handling complex credits Preferred
Less than 2 years Formal Credit Training Preferred

Licenses and Certifications

CFA-Chartered Financial Analyst by start date Preferred
Must have access to reliable transportation and the ability to lawfully drive self, if applicable by start date Required

In addition to core traditional benefits, we take pride in offering benefits for every stage of life.

Retirement savings including both 401(k) and Pension plans.
Paid time off to volunteer in your community.
Opportunities to connect with others through our diversity-focused Colleague Resource Groups.
Competitive salaries with professional development and advancement opportunities.
Bonus benefits including well-being programs and incentives, parental leave, an employee stock purchase plan, military benefits and much more.
Personal banking, loan, investment and insurance benefits.

Associated Bank serves more than 120 communities throughout Wisconsin, Illinois and Minnesota and we consider our colleagues critical to our continued success. See why our colleagues continually vote us a best place to work in the Midwest. Join our community on Facebook, LinkedIn and X. 

Compliance Statement

Associated Bank is an equal opportunity employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

Fully complies with all applicable enterprise policies and procedures. Acts in compliance with all applicable laws and regulations as outlined in training materials, including but not limited to Bank Secrecy Act. Responsible for reporting suspicious activity to Financial Intelligence. Responsible to report all customer complaints as prescribed and procedure violations to management or HR.

Responsible to report ethical concerns as needed to Associated Bank’s anonymous Ethics Hotline.

Associated Bank provides additional assistance throughout the application, interview and hiring process. Please contact leavesandaccommodations@associatedbank.com if you need an accommodation at any time during the process.

Associated Banc-Corp is an Affirmative Action and Equal Opportunity Employer. Associated Banc-Corp participates in the E-Verify Program. E-Verify Notice English or Spanish. Know Your Right to Work English or Spanish.

Associated Bank is Pay Transparency compliant.

The pay range represents anticipated base pay for this role. Actual pay may vary based on factors including, but not limited to, work location, skills, experience, education, and qualifications for the role.

$72,240.00 - $123,840.00 per year

Average salary estimate

$98040 / YEARLY (est.)

min

max

$72240K

$123840K

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What You Should Know About Commercial Banking Portfolio Manager - AVP, Associated Bank

At Associated Bank, we're on the lookout for an enthusiastic Commercial Banking Portfolio Manager - AVP to join our thriving Milwaukee team. If you’re all about creating relationships and thriving in an inclusive culture where your growth is prioritized, this might just be the role for you! In this position, you will wear many hats; from underwriting and managing credits to analyzing financial data for loan requests. You'll work closely with customers, helping to drive the retention and expansion of existing client relationships. Your keen insight will not only influence lending decisions but also identify opportunities for cross-selling various bank products. You’ll partner with Relationship Managers and Credit Partners, ensuring that every client’s needs are met while adhering to our established credit policies and regulatory guidelines. Maintaining and monitoring your loan portfolio will be key, as you keep an eye on repayment activities and help manage any credit risk. Community involvement is part of the job too! You’ll represent Associated Bank at local functions and networking events, ensuring that our positive image shines. With your Bachelor’s degree in Business, Economics, or Finance, and a few years of experience in commercial banking or credit approval under your belt, you'll be well-equipped for success. Join us at Associated Bank, where we offer not just a job, but a career with development opportunities, competitive salaries, and a range of fantastic benefits that take care of you throughout various stages of life.

Frequently Asked Questions (FAQs) for Commercial Banking Portfolio Manager - AVP Role at Associated Bank

What are the primary responsibilities of a Commercial Banking Portfolio Manager - AVP at Associated Bank?

The Commercial Banking Portfolio Manager - AVP at Associated Bank is responsible for underwriting, credit monitoring, and managing a portfolio of commercial banking relationships. This role involves analyzing financial data to evaluate loan requests, engaging with clients, and ensuring compliance with bank policies. Additionally, the manager will work closely with Relationship Managers to facilitate renewals and cross-selling opportunities while maintaining a strong focus on client satisfaction and risk management.