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Tech Lead - Banking Service

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We are a team to design, develop, maintain, and improve software for various ventures projects, i.e., projects that are adjacent to our core businesses and are bootstrapped fast with a lean team. You will be actively involved in the design of various components behind scalable applications, from frontend UI to backend infrastructure.

About Us

Our mission is to create a seamless, secure, and innovative banking experience for our customers. We're looking for a Banking Service Tech Lead to help establish our foundation systems and lead our technical initiatives.

Role Overview

As the Banking Service Tech Lead, you will be responsible for architecting, developing, and maintaining our core banking infrastructure. You will work closely with cross-functional teams to ensure our banking systems meet regulatory requirements, security standards, and deliver exceptional customer experiences. This leadership role requires both technical expertise and strong people management skills to build and guide high-performing teams.

Key Responsibilities

Lead the technical design and implementation of our core banking systems using Golang or Ruby on Rails
Establish the foundation for our digital banking platform, including payment networks, account management, and transaction processing
Design and implement secure and scalable banking APIs following Open API specifications
Collaborate with compliance teams to implement robust KYC/AML systems and processes
Develop data reporting flows that meet regulatory requirements and business intelligence needs
Architect and implement financial treasury processes, FX exchange capabilities, and crediting systems
Guide the team in integrating with payment networks and banking partners
Ensure all systems meet banking regulatory requirements and security standards
Build, mentor, and lead engineering teams, providing career development and performance feedback
Drive engineering excellence through best practices, code reviews, and continuous improvement
Manage project timelines, resource allocation, and technical delivery
Collaborate with product, design, and business stakeholders to align technical solutions with business goals
Represent the engineering team in executive and cross-functional meetings

Required Qualifications

8+ years of software development experience, with at least 5 years in financial technology
3+ years of people management experience, leading engineering teams of 5+ developers
Strong proficiency in Golang or Ruby on Rails
Proven experience building and scaling banking or financial services platforms
Deep understanding of banking operations, payment networks, and financial systems
Experience implementing KYC/AML solutions and compliance frameworks
Knowledge of data security practices specific to financial institutions
Experience with treasury management systems, FX exchange, and crediting systems
Strong understanding of RESTful APIs and Open API specifications
Experience with microservices architecture and cloud-native applications
Demonstrated leadership skills with the ability to inspire and motivate teams
Strong conflict resolution and problem-solving abilities
Excellent communication skills and ability to translate complex technical concepts to non-technical stakeholders

Preferred Qualifications

Experience working with global bank auditors and regulatory compliance teams
Knowledge of or experience integrating with banking core SaaS systems such as ThoughtMachine, Audax, or Temenos
Experience working with System Integrators (SI) on large-scale financial projects
Understanding of ISO 20022, PSD2, or other banking standards
Experience with real-time payment systems and card processing networks
Knowledge of blockchain or distributed ledger technologies for financial applications
Experience with cloud platforms (AWS, GCP, Azure) and containerization (Docker, Kubernetes)
Background in data science or analytics related to financial services
Experience managing distributed or remote engineering teams
Track record of successful delivery in highly regulated environments

Leadership Competencies

Strategic thinking and ability to translate business vision into technical roadmaps
Excellent team building and talent development capabilities
Strong stakeholder management and executive communication skills
Ability to drive consensus across diverse teams and perspectives
Proven track record of delivering complex projects on time and within budget
Adaptability and resilience in fast-paced, changing environments
Commitment to fostering an inclusive and collaborative team culture

What We Offer

Opportunity to shape the foundation of a digital bank from the ground up
Competitive salary and equity package
Comprehensive health benefits
Flexible work arrangements
Continuous learning and development opportunities
Collaborative and innovative work environment
Career growth and leadership development programs

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Life @ Crypto.com

Empowered to think big. Try new opportunities while working with a talented, ambitious and supportive team.

Transformational and proactive working environment. Empower employees to find thoughtful and innovative solutions.

Growth from within. We help to develop new skill-sets that would impact the shaping of your personal and professional growth.

Work Culture. Our colleagues are some of the best in the industry; we are all here to help and support one another.

One cohesive team. Engage stakeholders to achieve our ultimate goal - Cryptocurrency in every wallet.

Work Flexibility Adoption. Flexi-work hour and hybrid or remote set-up

Aspire career alternatives through us - our internal mobility program offers employees a new scope.

Work Perks: crypto.com visa card provided upon joining

Are you ready to kickstart your future with us?

Benefits

Competitive salary

Attractive annual leave entitlement including: birthday, work anniversary

Work Flexibility Adoption. Flexi-work hour and hybrid or remote set-up

Aspire career alternatives through us. Our internal mobility program can offer employees a diverse scope.

Work Perks: crypto.com visa card provided upon joining

Our Crypto.com benefits packages vary depending on region requirements, you can learn more from our talent acquisition team.

About Crypto.com:

Founded in 2016, Crypto.com serves more than 80 million customers and is the world's fastest growing global cryptocurrency platform. Our vision is simple: Cryptocurrency in Every Wallet™. Built on a foundation of security, privacy, and compliance, Crypto.com is committed to accelerating the adoption of cryptocurrency through innovation and empowering the next generation of builders, creators, and entrepreneurs to develop a fairer and more equitable digital ecosystem.

Learn more at https://crypto.com.

Crypto.com is an equal opportunities employer and we are committed to creating an environment where opportunities are presented to everyone in a fair and transparent way. Crypto.com values diversity and inclusion, seeking candidates with a variety of backgrounds, perspectives, and skills that complement and strengthen our team.

Personal data provided by applicants will be used for recruitment purposes only.

Please note that only shortlisted candidates will be contacted.

Crypto.com Glassdoor Company Review

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Average salary estimate

$150000 / YEARLY (est.)

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$120000K

$180000K

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What You Should Know About Tech Lead - Banking Service, Crypto.com

Join Crypto.com as a Tech Lead - Banking Service in Shenzhen, China, and immerse yourself in a game-changing role that blends technology with finance. Our team is dedicated to designing, developing, and maintaining innovative software solutions for various banking ventures. As a Tech Lead, you'll spearhead the development of our core banking infrastructure, employing your expertise in Golang or Ruby on Rails to create scalable applications that enhance customer experiences. Your responsibility will not just revolve around technical design but also leading a supportive, high-performing team and aligning cross-functional efforts with regulatory standards. By collaborating with compliance teams and guiding your engineers through best practices, you'll ensure that our systems are secure and meet all necessary banking regulations. With a clear focus on mentorship, you'll elevate your team's capabilities while also taking charge of project timelines and deliverables. This isn’t just about overseeing code; it’s about building a future where everyone has Cryptocurrency in their wallet. If you’re ready to make a difference in the world of digital banking, we would love to have you on board. Experience the thrill of shaping the foundation of a digital bank and become part of our mission at Crypto.com!

Frequently Asked Questions (FAQs) for Tech Lead - Banking Service Role at Crypto.com

What are the main responsibilities of a Tech Lead - Banking Service at Crypto.com?

As a Tech Lead - Banking Service at Crypto.com, your primary responsibilities will include architecting and developing core banking systems using technologies like Golang or Ruby on Rails. You'll work on foundational aspects of digital banking, including payment networks and transaction processing, while ensuring all systems comply with regulatory requirements. Additionally, you will guide and mentor engineering teams, participate in project management, and collaborate with various stakeholders to align technology with business objectives.