As a Lending Strategy Analyst at iwoca, you'll lead analytics efforts to assess lending book risk, informing strategy decisions and ensuring robust monitoring processes are in place. Your role involves supporting the governance framework for risk management and partnering with stakeholders to provide credit risk expertise on cross-functional projects. Additionally, you will develop and maintain reporting dashboards that enhance credit monitoring and analysis.

To excel as a Lending Strategy Analyst at iwoca, you'll need a strong numerate background, ideally in fields like mathematics, physics, or statistics. The ability to analyze and interpret data is crucial, as is being a team player with a good balance of confidence and enthusiasm. Fluency in English, both written and verbal, is essential. Experience with SQL, Python, or data visualization tools is a bonus, but your passion and curiosity are key!

At iwoca, we prioritize personal and professional development for our Lending Strategy Analysts. You’ll have access to a dedicated learning and development budget, company-wide talks, and learning platforms to help you grow your skills. We also foster a culture of feedback and performance benchmarking to ensure your career progression is in line with your goals.

The work culture at iwoca is vibrant and supportive, designed to help you thrive as a Lending Strategy Analyst. We believe in the power of diversity, offering plenty of events and clubs for team bonding. From yoga classes to comedy nights, we foster a fun and engaging atmosphere. Plus, you’ll enjoy a generous benefits package that supports your health and well-being.

For the Lending Strategy Analyst position at iwoca, you can expect a salary range from £35,000 to £50,000, depending on your experience and qualifications. We're open-minded regarding salary expectations, and encourage you to include your goals in your application, as we regularly benchmark salaries against market rates.

When answering this question, focus on specific instances where you've utilized data analysis to drive decision-making. Provide examples that demonstrate your analytical skills, and highlight technical tools or methodologies you've used, like SQL or Python, to show your familiarity with industry standards.

To effectively respond to this question, discuss your proactive approach to learning. Mention resources such as industry publications, online courses, webinars, or conferences that contribute to your knowledge in financial risk management, particularly in the context of lending strategies.

In answering this question, explain your analytical approach and any frameworks or models you're familiar with. Discuss how you'd use quantitative data and qualitative insights to identify risks and your methods for developing mitigation strategies in line with iwoca’s objectives.

Talk about the data visualization tools you've utilized, such as Looker or Tableau. Provide examples of projects where these tools helped you communicate findings effectively, ensuring you emphasize the importance of clear insights in supporting strategic decisions.

Use the STAR method to explain a specific project where you worked with different teams, detailing your role and the outcomes achieved. Focus on effective communication, collaboration, and how different perspectives contributed to reaching your goals.

Outline the steps you would take, starting from understanding the user requirements to final implementation. Highlight your analytical mindset and creativity in using data to create actionable insights, and mention how you would involve stakeholders throughout the development process.

In response to this question, showcase your ability to work under pressure. Share a specific example of how you identified a problem, evaluated solutions, and implemented a resolution effectively while maintaining quality and meeting deadlines.

When discussing your project, use the STAR technique to explain the context, your specific actions, and the positive outcome. Elaborate on key metrics you used to measure success and how your contributions aligned with broader organizational goals.

Communicate your passion for fintech and its impact on small businesses. Discuss how being part of an innovative company like iwoca excites you, particularly in light of its mission to support business finance, and how you see your role contributing to this mission.

Highlight your time-management skills. Discuss strategies you use for prioritization, like assessing urgency and importance or employing digital tools for task management. Provide examples to showcase how your approach has led to productivity and efficiency in similar roles.