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Merchant Services Advisor - Small Business Banking

Job ProfilePosition OverviewAt PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success.In this role, you will prospect and partner with Business Bankers and Treasury Management Advisors to identify payment solutions for small businesses above 1 MM in annual revenue. This position is located in-market and you would attend both in-person and virtual appointments.Job DescriptionMarkets credit card systems and support services for business customers. Attracts and retains client relationships to meet sales objectives.Develops and maintains relationships with clients. Identifies client requirements and recommends appropriate services.Responds to customer inquiries on internal products, services and credit card processing activities for the industry.Manages, collects and reports on sales statistics.Interfaces with various sales channels to facilitate the prompt referral of leads beyond the target market.PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.QualificationsSuccessful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.Preferred Skills Client Relations, Competitive Strategies, Customer Inquiries, Merchant Services, Negotiation, Operations Management, Sales OperationsCompetencies Business Acumen, Client Relationship Management, Customer Experience Management., Decision Making and Critical Thinking, Effective Communications, Prospecting., Selling., Tech SavvyWork Experience Roles at this level typically require a university / college degree withEducation AssociatesCertifications No Required Certification(s)Licenses No Required License(s)BenefitsPNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.In addition, PNC generally provides the following paid time off, depending on your eligibility*: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.To learn more about these and other programs, including benefits for full time and part-time employees, visit pncbenefits.com > New to PNC.• For more information, please click on the following links:Time Away from WorkPNC Full-Time Benefits SummaryPNC Part-Time Benefits SummaryDisability Accommodations StatementIf an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com . Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.Equal Employment Opportunity (EEO)PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.California ResidentsRefer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
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What You Should Know About Merchant Services Advisor - Small Business Banking, PNC Financial Services Group

Are you ready to take your career to the next level with PNC as a Merchant Services Advisor in Small Business Banking? Based in vibrant Michigan, this role offers an exciting opportunity for someone who is passionate about helping small businesses succeed. You will be working closely with Business Bankers and Treasury Management Advisors to identify tailored payment solutions for businesses with revenues exceeding $1 million annually. Your day will be filled with engaging interactions, as you attend both in-person and virtual appointments to understand each client’s unique needs. At PNC, we pride ourselves on fostering an inclusive culture where every person’s contribution counts, and we believe that our customers deserve solutions that are not only effective but personalized. In this role, you'll market our credit card systems while nurturing relationships that help us meet our sales objectives. You will become the go-to resource by responding to customer inquiries about our products and services, ensuring that you provide knowledgeable insights that help businesses thrive. Your ability to navigate the complexities of merchant services while managing risk and adhering to our Enterprise Risk Management Framework will be critical to your success. Join us at PNC, where collaboration and innovation reign, and together, let’s empower the community's small businesses to reach new heights!

Frequently Asked Questions (FAQs) for Merchant Services Advisor - Small Business Banking Role at PNC Financial Services Group
What are the main responsibilities of a Merchant Services Advisor at PNC?

The primary responsibilities of a Merchant Services Advisor at PNC include identifying and implementing payment solutions for small businesses with annual revenues over $1 million, developing strong client relationships, managing client inquiries about products and credit card processing activities, and collaborating with sales channels to ensure leads are promptly referred. This role is pivotal in driving sales and maintaining customer satisfaction.

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What qualifications are required to become a Merchant Services Advisor at PNC in Michigan?

To be considered for the Merchant Services Advisor position at PNC, candidates typically need a university or college degree. Preferred skills include customer relations, sales operations, and strong negotiation abilities. Candidates should also possess competencies in business acumen, effective communication, and client relationship management to excel in this role.

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How does PNC support the professional development of Merchant Services Advisors?

At PNC, professional development is key to our success. Merchant Services Advisors benefit from a robust training program that enhances skills in customer engagement, sales strategies, and industry knowledge. Additionally, PNC offers continuous learning opportunities and educational assistance for further advancement within the company.

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What types of benefits does PNC offer to Merchant Services Advisors?

PNC offers an extensive benefits package for Merchant Services Advisors, which includes medical, dental, and vision coverage, life insurance options, and long-term disability protection. Employees also enjoy a 401(k) plan with a company match, paid time off including parental leave, and access to a comprehensive wellness program aimed at supporting overall health and work-life balance.

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What is the work environment like for Merchant Services Advisors at PNC?

The work environment for Merchant Services Advisors at PNC is dynamic and collaborative. Advisors are encouraged to foster an inclusive culture where all employees feel valued. The role involves a combination of in-person client meetings and virtual interactions, making it both engaging and flexible, while also playing a critical part in supporting small business success in the community.

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Common Interview Questions for Merchant Services Advisor - Small Business Banking
How do you approach building relationships with small business clients?

When interviewing for the Merchant Services Advisor role at PNC, consider highlighting your ability to listen actively and understand the unique needs of small business clients. Provide examples of how you’ve built trust through excellent communication, consistent follow-up, and personalized service to showcase your relationship-building skills.

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Can you describe a time when you successfully identified a payment solution for a client?

For this question, share an example from your experience where you assessed a client’s needs and presented a payment solution that solved their challenges. Discuss the research you conducted, how you tailored the solution, and the positive impact it had on the client's business.

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What strategies do you use to meet your sales objectives?

Employ a structured response to demonstrate your strategic thinking. Highlight your methods for prospecting new clients, nurturing existing relationships, and setting achievable sales targets, while referencing any metrics or achievements that illustrate your success in meeting or exceeding objectives.

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How would you handle a challenging conversation with a difficult client?

When addressing this question, convey your conflict-resolution skills. Discuss your approach to remain calm, listen to the client’s concerns, and provide satisfactory solutions. Emphasize the importance of empathy and maintaining a professional demeanor even in tough situations.

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What makes you a good fit for the Merchant Services Advisor role at PNC?

To answer this question effectively, connect your skills and experiences to PNC’s core values and mission. Speak about your passion for helping small businesses, your knowledge of payment solutions, and your commitment to driving customer satisfaction as attributes that make you a strong candidate.

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Describe a time you worked with a team to accomplish a goal.

Use the STAR method (Situation, Task, Action, Result) to highlight a relevant scenario in which you collaborated effectively with a team. Focus on your contributions to ensure the team's success and any recognition the team received.

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How do you stay updated on industry trends and regulations regarding merchant services?

Share the specific resources you utilize, such as trade publications, industry websites, webinars, and professional networks, to keep your knowledge current. Demonstrating your proactive approach to staying informed shows your commitment to professional growth in the field.

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What metrics do you consider most important when evaluating your sales performance?

Discuss the key performance indicators (KPIs) you track, such as sales volume, client retention rates, and customer satisfaction scores. Explain how these metrics not only reflect your performance but also help you identify areas for improvement.

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Explain how you would respond to a client inquiry regarding a complex banking product.

Show your ability to simplify complex concepts for clients. Describe how you would break down the product's benefits and features, ensuring the client understands its relevance to their business needs while being patient and clear in your communication.

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What do you know about PNC's culture and values?

Express your understanding of PNC's commitment to inclusion, customer satisfaction, and teamwork. Providing insights into how PNC's values resonate with you will demonstrate that you’d be a good cultural fit for the organization and contribute to its mission effectively.

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PNC offers a wide range of services for all our customers, from individuals and small businesses, to corporations and government entities. No matter how simple or complicated your needs, we're sure to have the products, knowledge and resources nec...

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DATE POSTED
December 7, 2024

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