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Customer Claims Examiner - Life Insurance - job 1 of 2

The work we do has an impact on millions of lives, and you can be a part of it.

We help protect our customers against life’s uncertainties. Regardless of where you work within the company, you’ll be helping provide protection and peace of mind when our customers need it most.


The Customer Claims Specialist works in a team environment to process Life Insurance claims. This customer-facing position requires excellent written and verbal communication skills to provide top-quality service to beneficiaries, funeral homes, agents, attorneys, and others in the financial industry. A professional demeanor and a strong desire to help others are essential.


To be successful in this role, the candidate must possess strong critical thinking, organizational, and time management skills, along with a keen attention to detail due to the high-value payouts involved. While knowledge of Life Insurance is a plus, it is not required.


The ideal candidate will have recent and above-average keyboarding and data entry skills, a natural curiosity to learn, and the ability to quickly assimilate new information. They should also be comfortable with technology and adaptable to continuous improvements in both technology and work processes.


Key Responsibilities
  • Review and process claims within set timeframes at a high quality.
  • Provide top-quality customer service by phone, email and letter to assist beneficiaries and other parties.
  •  Demonstrate tact when dealing with conflict and leverage the knowledge and experience of the business to provide accurate and informative answers to customer’s inquiries.
  • Communicate effectively and professionally with teammates, management, and other departments.


Minimum Requirements
  • High school diploma or equivalent
  • 2 years of structured customer service/claims experience required.
  • 2 years of Claims experience highly preferred.


Skills and Abilities Required
  • Customer Service: Provide prompt and professional service to beneficiaries and other parties, handling inquiries and claims efficiently.
  • Communication: Effectively communicate status and information to all relevant parties, both verbally and in writing.
  • Attention to Detail: Ensure accuracy in processing claims and maintaining documentation.
  • Organizational Skills: Manage multiple tasks and deadlines effectively.
  • Technological Aptitude: Adapt to new technologies and work processes.
  • Teamwork: Collaborate with peers and participate in team initiatives.
  • Problem-Solving: Use initiative to find answers and resolve customer concerns.
  • Confidentiality: Handle sensitive information securely and professionally.


Schedule Details
  • This role operates on a semi-flex 40 hour a week schedule.
  • Mandatory core hours are M-F, 9am-3pm CDT. Flexible working hours are M-F from 6am-6pm CDT.
  • This is a hybrid role which allows for remote work 2 days a week once training is completed.


$45,800 - $47,800 a year

Protective’s targeted salary range for this position is $45,800 to $47,800. Actual salaries may vary depending on factors, including but not limited to, job location, skills, and experience. The range listed is just one component of Protective’s total compensation package for employees.

Employee Benefits:  

We aim to protect our employees' wellbeing through a broad benefits offering. For example, we protect physical wellbeing through health, dental and vision insurance. We protect mental wellbeing through mental health benefits and an employee assistance program. We protect time away from work with a variety of paid time away benefits (e.g., paid time off, paid parental leave, short-term disability, and a cultural observance day). We protect financial wellbeing through contributions to healthcare accounts, a pension plan, and a 401(k) plan with Company matching. All employees are encouraged to protect their overall wellbeing by engaging in ProHealth Rewards, Protective’s platform to improve wellbeing while earning cash rewards.  

 

Eligibility for certain benefits may vary by position in accordance with the terms of the Company’s benefit plans.


Diversity and Inclusion:

At Protective, we are committed to providing an inclusive culture where all employees are able to fully contribute and thrive. Our goal is to grow and develop our people, attract diverse talent and support strong, diverse communities.


We support diversity, equity, and inclusion by working to develop a culture of inclusion and belonging led by leaders who develop potential and embrace all skills and abilities. Our aim is to create an equitable environment for all leaders and employees that will drive performance and impact business strategy. In this way, we can increase overall diversity for leadership roles and pipelines of talent by maturing our hiring practices, robust development opportunities and focus on retention of key talent.


We are proud to be an equal opportunity employer committed to being inclusive and attracting, retaining, and growing the talents of a diverse and inclusive workforce.


Accommodations for Applicants with a Disability:

If you require an accommodation to complete the application and recruitment process due to a disability, please email martina.winston@protective.com.This information will be held in confidence and used only to determine an appropriate accommodation for the application and recruitment process.

Please note that the above email is solely for individuals with disabilities requesting an accommodation.  General employment questions should not be sent through this process.

Average salary estimate

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$45800K
$47800K

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What You Should Know About Customer Claims Examiner - Life Insurance, Protective

At Protective, we truly believe that the work we do makes a positive difference in the lives of millions, and we're excited to welcome a new Customer Claims Examiner to our compassionate team. As a Customer Claims Examiner in the Life Insurance sector, you will play a vital role in processing claims that provide peace of mind to our customers during some of their most challenging moments. In this customer-facing position, you’ll utilize your exceptional communication skills to connect with beneficiaries, funeral homes, agents, and others within the financial industry, ensuring each claim is handled with the utmost care. Your ability to think critically and manage time effectively will be invaluable as you navigate varying responsibilities—reviewing claims, providing top-notch service through various communication channels, and demonstrating professionalism in potentially sensitive situations. While knowledge of Life Insurance is beneficial, what matters most is your strong work ethic, natural curiosity, and willingness to learn. With competitive compensation ranging from $45,800 to $47,800 annually, as well as employee benefits that prioritize your mental and physical well-being, this hybrid role would allow you to work remotely two days a week once you're trained. If you're looking to be part of a team that values diversity, inclusion, and growth, then the Customer Claims Examiner position at Protective could be the perfect match for you!

Frequently Asked Questions (FAQs) for Customer Claims Examiner - Life Insurance Role at Protective
What are the main responsibilities of a Customer Claims Examiner at Protective?

The Customer Claims Examiner at Protective is responsible for reviewing and processing life insurance claims while providing exceptional customer service. You’ll interact with beneficiaries, funeral homes, and other parties to ensure claims are handled accurately and promptly. Effective communication and conflict resolution skills are crucial for success in this role.

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What qualifications are required for a Customer Claims Examiner position at Protective?

To qualify as a Customer Claims Examiner at Protective, candidates must possess at least a high school diploma or equivalent and have two years of structured customer service or claims experience. While experience in claims processing is preferred, strong communication skills and a professional demeanor are essential attributes for success.

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What skills are necessary for a successful Customer Claims Examiner at Protective?

Successful Customer Claims Examiners at Protective must demonstrate strong customer service capabilities, effective communication skills, attention to detail, and excellent organizational abilities. Being adaptable to technology and having problem-solving skills are also critical in this fast-paced role.

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What is the working schedule like for a Customer Claims Examiner at Protective?

The Customer Claims Examiner at Protective operates on a semi-flex 40-hour workweek, with mandatory hours from Monday to Friday, 9 am to 3 pm CDT. Flexible working hours cover weekdays from 6 am to 6 pm CDT, along with the opportunity for hybrid remote work two days a week post-training.

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What employee benefits does Protective offer to Customer Claims Examiners?

Protective offers a comprehensive range of employee benefits, including health, dental, and vision insurance, mental health support, paid time off, and retirement plans with company matching. They also promote overall well-being through initiatives like ProHealth Rewards, enhancing both employee satisfaction and productivity.

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Common Interview Questions for Customer Claims Examiner - Life Insurance
How do you handle a conflict with a client as a Customer Claims Examiner?

In handling a conflict, it's essential to remain calm and professional. Listen actively to the client's concerns, empathize with their situation, and provide clear information to resolve the issue. Sharing related experiences can establish trust and demonstrate your problem-solving skills.

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Can you describe your experience with processing claims in a customer service environment?

When discussing your experience, focus on specific instances where you efficiently processed claims, emphasizing key metrics like turnaround times and client satisfaction. Explain how your attention to detail and organizational skills contributed to successful claim resolutions.

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How do you prioritize your tasks as a Customer Claims Examiner?

Highlight your ability to assess urgency and importance in your tasks. Share a practical method you use for prioritization, such as maintaining a list or using tools like digital calendars, and how it helps you meet deadlines and manage workload effectively.

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What technologies have you used in your past customer service roles?

Discuss any customer relationship management (CRM) systems you've worked with, as well as your proficiency with data entry software. If applicable, mention how you've adapted quickly to new technologies during previous roles to enhance efficiency and accuracy.

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How would you ensure confidentiality when handling sensitive customer information?

Emphasize your awareness of the importance of confidentiality and your familiarity with data protection regulations. Describe practical steps you take to secure information, such as using only secure communications channels and understanding proper documentation procedures.

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How do you stay updated with changes in life insurance regulations?

Discuss your proactive approach to keeping informed, whether through industry journals, online courses, or participation in relevant webinars. Emphasize that continuous learning is vital to providing accurate guidance to clients and colleagues alike.

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Why do you want to work as a Customer Claims Examiner for Protective?

Your answer should reflect a genuine interest in the company’s mission and values. Share specific reasons, like their commitment to customer service and employee well-being, explaining that you want a role where you can make a meaningful impact on customers’ lives.

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What is your approach to delivering exceptional customer service?

Outline your customer service philosophy, focusing on empathy, active listening, and problem resolution. Relate your experience in resolving client issues effectively while maintaining a positive rapport and ensuring their needs are always a priority.

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Can you give an example of a particularly challenging claim you dealt with in the past?

Share a specific example that showcases your problem-solving skills and determination. Be sure to describe the challenge, your approach to address it, and the outcome, highlighting any lessons learned that improved your performance.

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How do you manage stress during high-pressure situations?

Discuss techniques you utilize to manage stress, such as time management strategies, taking breaks, or using stress-relief methods like deep breathing exercises. This demonstrates your self-awareness and commitment to maintaining performance under pressure.

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Founded in 1907, Protective Life is a financial service holding company that specializes in full life insurance. Protective Life is located in Alabama.

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Full-time, hybrid
DATE POSTED
April 9, 2025

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