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Mortgage Loan Advisor, Outside Sales (Full-Time)

Real is leading disruption across the Residential Real Estate industry utilizing a world-class technology platform.  

In 2022 One Real Mortgage was acquired by Real Brokerage Inc. to revolutionize the mortgage process as well. One Real Mortgage is a trusted team offering exceptional service, competitive rates, and innovative technology to make the mortgage process seamless for clients and real estate agents.

Additional information can be found on its website at www.onereal.com.

Location:
Remote - candidates MUST be located and have an active license in one of the following states to be considered: AL, AZ, CA, CO, DC, DE, FL, GA, LA, MI, MN, MS, NJ, NC, OH, OR, PA, SC, TX, WA

Type: Full-time

Salary: Commission-based Salary  

Job Summary: 

As a Mortgage Loan Advisor at One Real Mortgage, your responsibility will be to kickstart the mortgage process for potential clients. This includes the preparation, analysis, and verification of mortgage loan applications for real estate purchases or refinancing. Additionally, you'll play a crucial role in cultivating and nurturing strong relationships with local real estate agents to pinpoint potential homebuyers seeking mortgage services. You will implement effective lead-generation strategies to establish and maintain a self-generated pipeline of potential clients.  

Duties/Responsibilities:

  • Develop and implement lead generation strategies by creating and managing a self-generated pipeline of potential clients

  • Collaborate with real estate agent partners to track and analyze the effectiveness of lead-generation strategies

  • Meet with both prospective and existing clients to gain insight into their lending needs, which may include first-time mortgages and refinancing of existing loans

  • Assist clients in completing mortgage applications, meticulously inspecting completed documents for accuracy and completeness

  • Provide expert advice to applicants regarding various loan options, helping them make informed decisions

  • Enter essential and mandatory information into the Loan Origination System to ensure file completeness and compliance

  • Review loan applications, retrieve and review credit reports, and accurately input relevant data into the Loan Origination System

  • Collaborate with the Loan Processor to address outstanding conditions and facilitate the smooth progression of loans toward approval

  • Oversee the entire loan process, from application to closing, ensuring all steps are completed accurately and efficiently

  • Provide continuous support and assistance to clients throughout the lending process, addressing their inquiries and concerns promptly

Required Skills/Abilities: 

  • Active mortgage loan originator license  

  • Financial or Business Administration background

  • Time Management

  • Knowledge of Financial Software; eg Encompass

  • Maintain referral relationships, strong customer service skills, attention to detail, 

  • Ability to analyze and interpret data

  • Critical thinking

Education and Experience:

  • Bachelor's degree in Finance or Business Administration required

  • 1-3 years of prior experience in lending or related fields preferred 

Must-Have:

  • Ability to truly encompass our Company Core Values

    • Work Hard. Be Kind

    • “We” are bigger than “me”

    • Tech x Humanity

Physical Requirements: 

  • Prolonged periods of sitting at a desk and working on a computer

One Real Mortgage is proud to be an equal-opportunity workplace employer. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status.

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CEO of Real
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Average salary estimate

$75000 / YEARLY (est.)
min
max
$60000K
$90000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Mortgage Loan Advisor, Outside Sales (Full-Time), Real

Join One Real Mortgage as a full-time Mortgage Loan Advisor, Outside Sales, and become a key player in transforming the mortgage process! We’re all about disruption in the Residential Real Estate industry, and with our exceptional technology platform, we make the mortgage journey easier for our clients and real estate agents alike. This remote position welcomes candidates with an active license in various states, from Alabama to Washington. In your role, you will kickstart the mortgage process for potential clients by analyzing and verifying loan applications for real estate purchases or refinancing. Building robust relationships with local real estate agents is crucial, as you’ll work together to pinpoint homebuyers in need of mortgage services. Your responsibilities will include developing lead generation strategies, meeting clients to understand their lending needs, assisting them through the mortgage application process, and providing reliable advice on loan options. You’ll oversee the entire loan process from start to finish, ensuring everything runs smoothly and efficiently. If you have a Bachelor's degree in Finance or Business Administration, 1-3 years of experience in lending, and possess strong analytical and customer service skills, we’d love to hear from you. Our team operates with core values that emphasize hard work and kindness, proving that together, “we” can achieve more. Experience the satisfaction of helping people secure their dream homes with One Real Mortgage!

Frequently Asked Questions (FAQs) for Mortgage Loan Advisor, Outside Sales (Full-Time) Role at Real
What are the main responsibilities of a Mortgage Loan Advisor at One Real Mortgage?

As a Mortgage Loan Advisor at One Real Mortgage, you will kickstart the mortgage process by preparing and verifying loan applications for clients looking to purchase or refinance real estate. You'll develop lead generation strategies, meet with clients to understand their needs, and guide them through the application process, ensuring accuracy in documentation and compliance throughout.

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What qualifications do I need to become a Mortgage Loan Advisor at One Real Mortgage?

To become a Mortgage Loan Advisor with One Real Mortgage, you need an active mortgage loan originator license and a Bachelor's degree in Finance or Business Administration. Additionally, a background in lending or related fields, along with strong analytical and customer service skills, will be advantageous.

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How does One Real Mortgage support its Mortgage Loan Advisors?

At One Real Mortgage, we prioritize support and collaboration for our Mortgage Loan Advisors. You will receive assistance from our experienced team to cultivate relationships with real estate agents, and you'll have access to a robust technology platform that facilitates smooth communication and workflow throughout the loan process.

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What is the work environment like for a Mortgage Loan Advisor at One Real Mortgage?

The work environment for a Mortgage Loan Advisor at One Real Mortgage is remote, allowing flexibility while maintaining a strong team connection. You'll engage with clients and partners virtually, receive ongoing support from your team, and be part of an innovative company culture that values hard work and kindness.

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What unique selling points does One Real Mortgage offer to clients?

One Real Mortgage stands out with exceptional customer service, competitive rates, and an innovative technology platform designed to streamline the mortgage process. Our commitment to making the mortgage journey seamless for both clients and real estate agents is a core component of our mission.

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Common Interview Questions for Mortgage Loan Advisor, Outside Sales (Full-Time)
Can you describe your experience with mortgage applications?

Highlight specific instances where you assisted clients with mortgage applications, detailing how you ensured accuracy and compliance throughout the process. Mention tools or systems you used to track applications and your overall approach to problem-solving during potential roadblocks.

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How do you prioritize lead generation in your role as a Mortgage Loan Advisor?

Discuss your methods for developing and managing a self-generated pipeline of leads, including strategies for networking with real estate agents and leveraging technology. Emphasize your ability to analyze the effectiveness of your approaches and adjust them based on results.

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What strategies do you implement to understand client needs?

Your answer should showcase your active listening skills and your approach to conducting needs assessments. It’s important to mention how you build rapport with clients, assess their unique situations, and provide tailored solutions that align with their financial goals.

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How do you handle difficult clients or stressful situations in the loan process?

Provide examples of challenging scenarios you’ve faced and explain the techniques you used to manage stress, communicate effectively, and maintain professionalism. It's essential to show your problem-solving skills and how you maintain a positive outlook in tough circumstances.

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What knowledge do you have about the mortgage market and regulations?

Discuss your education background along with any certifications related to mortgage lending. It’s beneficial to mention specific knowledge of current regulations, compliance requirements, and how ongoing changes in the market affect client decisions.

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Why do you want to work for One Real Mortgage?

Express your enthusiasm for One Real Mortgage’s innovative approach to the mortgage process. Align your personal values with the company’s core values and show how this role aligns with your professional aspirations and passion for helping clients succeed in home ownership.

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How do you ensure precision in processing loan documents?

Talk about the methods you use to review and double-check loan documentation. Mention tools or checklist systems you've implemented to prevent errors and guarantee compliance while managing multiple files in a fast-paced environment.

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Can you explain a challenging loan situation you resolved successfully?

Share a detailed case study where you navigated a complex loan situation. Describe the steps you took to address issues, involve necessary stakeholders, and eventually get the loan approved, showcasing your critical thinking and negotiation skills.

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How do you build relationships with real estate agents?

Share your approach in establishing and nurturing relationships with real estate professionals. Discuss communication strategies, regular check-ins, and collaborative efforts that lead to mutual benefits and a steady flow of referrals.

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What role does technology play in your work as a Mortgage Loan Advisor?

Detail the technology tools and platforms you're familiar with that streamline the mortgage process, including CRM systems, loan origination software, and communication tools. Emphasize your comfort with adopting new technologies to improve efficiency and service quality.

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Building your future, together! Our Values are: Work Hard, Be Kind - We care. We make things happen. Simply Great Service - We provide service from our hearts with skill and experience. Embrace, Resolve, Evolve - Sometimes, things go wrong. We...

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Full-time, remote
DATE POSTED
January 4, 2025

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