(Junior) AML Manager (m/w/x)

As a (Junior) AML Manager at Scalable Capital, you'll be involved in various tasks that support our anti-money laundering initiatives. This includes assisting with ongoing business processes, implementing new AML projects, and maintaining compliance with money laundering regulations. You'll collaborate with other departments, conduct internal audits, and engage with external auditors and supervisory bodies to ensure rigorous adherence to legal standards.

To be considered for the (Junior) AML Manager role at Scalable Capital, candidates should have a degree in economics, law, or a related field. Previous experience in AML is a plus, but we also welcome those with a strong interest in financial regulation and legislation. Proficiency in German and English is essential, along with a systematic and responsible work approach, as well as strong teamwork skills.

At Scalable Capital, a (Junior) AML Manager has numerous opportunities for professional growth. The role includes participation in various internal training programs and knowledge-sharing sessions. Additionally, as the company continues to expand, you'll have the chance to take on more responsibilities and potentially move into more senior AML roles over time.

Scalable Capital promotes a healthy work-life balance for its employees, including (Junior) AML Managers. You can enjoy flexible working arrangements, allowing you to work from home or in our central Munich office. Additionally, with a flexible vacation policy, you can plan your time off around your personal needs.

The culture at Scalable Capital is vibrant and inclusive, promoting collaboration and innovation. As a (Junior) AML Manager, you'll work alongside a diverse team that values every input, encouraging an open environment where ideas can thrive. We prioritize customer satisfaction and the development of top-tier financial products, all while nurturing a supportive workplace.

At Scalable Capital, (Junior) AML Managers are equipped with modern tools and technology to facilitate their work. You will have access to top-notch hardware, comprehensive internal documentation, and resources to assist in your training efforts. In addition, you can tap into a personal education budget for external events and workshops related to AML.

Scalable Capital offers a competitive benefits package for (Junior) AML Managers, which includes an attractive salary, contributions towards retirement plans, and a monthly subsidy for public transport costs. Additionally, employees can benefit from the opportunity to work in a growth-oriented environment with facilities that prioritize well-being and productivity.

Certainly! Anti-money laundering (AML) refers to the set of laws and regulations designed to prevent the illegal process of making 'dirty' money appear clean. As a candidate, you might want to highlight your understanding of AML concepts, the relevance of compliance, and the importance of thorough customer due diligence and transaction monitoring.

Discuss specific roles or tasks you've undertaken that relate to AML, showcasing your hands-on experience in compliance, monitoring, or any relevant projects. Providing examples will strengthen your answer, as will demonstrating your interest in ongoing training and learning in this area.

Staying informed about AML regulations is crucial. Talk about the resources you use, such as professional newsletters, workshops, or online courses. Mention any AML institutions or networks you follow, as they can further establish your commitment to keeping abreast of industry standards.

When answering this question, outline a systematic approach to internal audits, including planning, gathering information, evaluating processes, and reporting findings. Emphasize the importance of thorough documentation and adhering to regulatory requirements for a trustworthy audit.

Use the STAR method (Situation, Task, Action, Result) to provide a structured response. Explain the compliance challenge you faced, the steps you took to address it, and the positive outcome of your actions. This will illustrate your problem-solving skills and capacity to work under pressure.

Discuss your approach to training sessions, workshops, and the creation of easy-to-understand materials. Highlight your ability to tailor information according to the audience's background to ensure maximum understanding and adherence to AML policies.

Mention key performance indicators (KPIs) you believe are essential, such as the number of suspicious activity reports (SARs) filed, response times to alerts, and ongoing training participation rates. Talk about regularly assessing these metrics to improve the AML program continuously.

Customer due diligence (CDD) refers to the process of identifying and verifying clients' identities as part of AML measures. Discuss how CDD involves assessing the risk associated with the customer and what actions are necessary based on that risk assessment.

Talk about the various detection techniques, such as transaction monitoring, patterns of customer behavior analysis, and technological tools or software enhancing AML efforts. Highlight your views on balance between technology and human analysis in effective detection.

Express your enthusiasm for joining Scalable Capital's innovative environment and your passion for financial compliance. Illustrate your alignment with the company’s mission to protect its customers and the financial ecosystem, making a meaningful impact through your work.