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Loss Control / Risk Management Specialist - Remote State of Ohio

DescriptionAt Selective, we don't just insure uniquely, we employ uniqueness.Our BusinessSelective is a midsized U.S. domestic property and casualty insurance company with a history of strong, consistent financial performance for nearly 100 years.Selective's unique position as both a leading insurance group and an employer of choice is recognized in a wide variety of awards and honors, including listing in Forbes Best Midsize Employers in 2024 and certification as a Great Place to Work in 2024 for the fifth consecutive year.Working at SelectiveAt Selective, we don't just insure uniquely - we employ uniqueness. Employees are empowered and encouraged to Be Uniquely You by being their true, unique selves and contributing their diverse talents, experiences, and perspectives to our shared success. Together, we are a high-performing team working to serve our customers responsibly by helping to mitigate loss, keep them safe, and restore their lives and businesses after an insured loss occurs.Selective Insurance offers a total rewards package that includes a competitive base salary, incentive plan eligibility at all levels, and a wide array of benefits designed to help you and your family stay healthy, achieve your financial goals, and balance the demands of your work and personal life. These benefits include comprehensive health care plans, retirement savings plan with company match, discounted Employee Stock Purchase Program, tuition assistance reimbursement and programs, and paid time off plans. Additional details about our total rewards package will be provided during the recruiting process.We have an exciting opportunity available in the state of Ohio for a Sr. Risk Management Specialist! In this role, you will assess and manage the company's exposure by serving as the risk management business partner between the company, agents and our customers. You will review, evaluate and assess operations of commercial accounts, the levels of risk presented by those operations, existing exposures and controls, and the effectiveness of the customer's application of those controls. You will develop and discuss recommendations when appropriate and support insured customers' needs for safety and risk management assistance to reduce and maintain their level of risk.Responsibilities:Market Expansion:Partner with inside and field underwriters, as well as the territory manager, in prequalifying accounts for risk assessment.Meet with agents to discuss Selective and Safety Management's value-added resources and services, reinforcing our commitment to providing comprehensive and unique risk solutions and Loss Control Services.Risk Evaluation and Analysis:Assess the level of risk for major Lines of Businesses in commercial accounts, collaborating with underwriters to develop effective risk reduction recommendations.Analyze loss history to identify sources and trends, providing clear summaries to customers, agents, and underwriters.Ongoing Risk Management/Service:Provide continuous risk management services to customers, ensuring their levels of risk are effectively managed.Develop and maintain effective communication with internal teams, agents, and customers for new and renewal business opportunities.Communication and Presentations:Prepare professionally written business letters and deliver technical presentations and risk management training programs to both internal and external stakeholders.Technology and Training:Stay abreast of risk management techniques and technology, earning and maintaining designations through self-education and training programs.Participate in training and mentoring less experienced team members, contributing to a collaborative and supportive team culture.Qualifications:Territory Expertise:Demonstrated ability to work and manage the territory, with a focus on Oregon state.Familiarity with the market dynamics and risk factors in the Pacific Northwest.Communication and Collaboration:Proven ability to effectively communicate with customers, agents, and internal team members.Strong skills in building and maintaining effective business partnerships.Technical Proficiency:Proficient usage of FLIR camera and computer tools, including Internet research applications, Microsoft Office, MS Teams, and various work management systems.Education and Certification:College and Engineering degree is preferred.Successful completion of INS 21 (Property and Liability Insurance Principles) and INS 23 (Commercial Insurance) is desired.5+ years of field-based risk management/loss control experience, showcasing problem-solving abilities.Thorough understanding and application of OSHA, NFPA, DOT and other applicable technical standards.Location:This is a field-based role with the flexibility of remote work; however, the candidate must reside in the state of Ohio.Salary Range for Sr. Safety Management Specialist is: $73,600.00-$129,500.00. Salary Range for Safety Management Specialist is: $68,200.00-$112,400.00. The actual base salary is based on geographic location, and the range is representative of salaries for this role throughout Selective's footprint. Additional considerations include relevant education, qualifications, experience, skills, performance, and business needs.Selective maintains a drug-free workplace.#LI-BB1 #LI-RemoteSelective is an Equal Employment Opportunity employer. That means we respect and value every individual’s unique opinions, beliefs, abilities, and perspectives. We are committed to promoting a welcoming culture that celebrates diverse talent, individual identity, different points of view and experiences - and empowers employees to contribute new ideas that support our continued and growing success. Building a highly engaged team is one of our core strategic imperatives, which we believe is enhanced by diversity, equity, and inclusion. We expect and encourage all employees and all of our business partners to embrace, practice, and monitor the attitudes, values, and goals of acceptance; address biases; and foster diversity of viewpoints and opinions.
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CEO of Selective Insurance
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What You Should Know About Loss Control / Risk Management Specialist - Remote State of Ohio, Selective Insurance

Join the Selective team as a Loss Control / Risk Management Specialist, where you’ll have the incredible chance to impact safety and risk management for our valued customers. Based remotely in the state of Ohio, this role is designed for someone driven who understands the nuances of commercial account operations and risk exposure. At Selective, we pride ourselves on our nearly 100-year legacy of excellence in the property and casualty insurance sector, which is recognized by accolades like Forbes’ Best Midsize Employers in 2024. As a key member of our team, you will partner with both internal teams and agents to identify risks, evaluate loss history, and provide tailored recommendations to mitigate those risks effectively. Your role will be pivotal in ensuring our customers not only receive top-notch insurance but also comprehensive risk management services. You’ll be responsible for preparing clear communication, delivering presentations, and staying current with the latest risk management technologies and techniques. With competitive salaries and fantastic benefits like comprehensive health plans, retirement savings, and tuition reimbursement, you’ll find that Selective is not just a great place to work, but a place where your unique contributions are celebrated. If you are passionate about risk management and looking to work with a diverse team that values individuality, this opportunity at Selective could be your next big career move!

Frequently Asked Questions (FAQs) for Loss Control / Risk Management Specialist - Remote State of Ohio Role at Selective Insurance
What are the key responsibilities of a Loss Control / Risk Management Specialist at Selective?

As a Loss Control / Risk Management Specialist at Selective, your primary responsibilities include assessing and managing risk exposure for commercial accounts, collaborating with agents and underwriters to develop risk reduction strategies, and providing ongoing risk management services to our insured customers. You will also conduct risk evaluations, analyze loss histories, and maintain effective communication with internal teams and external stakeholders.

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What qualifications are needed to become a Loss Control / Risk Management Specialist at Selective?

To qualify for the role of Loss Control / Risk Management Specialist at Selective, candidates typically need a bachelor’s degree, preferably in a relevant field like engineering. Additionally, having 5+ years of field-based risk management/loss control experience is essential, along with strong communication skills and proficiency in risk management technologies.

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How does Selective support the development of its Loss Control / Risk Management Specialists?

Selective is committed to employee development by offering ongoing education and training opportunities in risk management. Specialists are encouraged to achieve and maintain relevant designations while participating in training and mentoring programs that foster collaboration and growth among less experienced team members.

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Is remote work an option for the Loss Control / Risk Management Specialist position at Selective?

Yes, the Loss Control / Risk Management Specialist role at Selective permits remote work; however, candidates must reside in the state of Ohio. This flexible approach allows you to maintain a work-life balance while contributing to a high-performing team.

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What kind of benefits can one expect when working as a Loss Control / Risk Management Specialist at Selective?

As a Loss Control / Risk Management Specialist at Selective, you can look forward to a competitive salary, incentive plan eligibility, comprehensive health care benefits, retirement savings with matching, tuition assistance, and paid time off. These benefits underscore our commitment to helping employees achieve their personal and professional goals.

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Common Interview Questions for Loss Control / Risk Management Specialist - Remote State of Ohio
Can you explain your experience with risk assessment for commercial accounts?

When answering this question, focus on specific examples from your past roles where you assessed risks in commercial settings. Highlight your process for evaluating operations, identifying risks, and communicating findings to stakeholders. This demonstrates your practical knowledge and hands-on experience.

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How do you stay current with the latest risk management techniques?

Discuss your strategies for continuous learning, such as subscribing to industry publications, attending webinars, and participating in professional networks. Mention any relevant certifications or designations you are pursuing, showing your commitment to professional development in risk management.

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Describe a time when you had to communicate complex risk management information to a non-technical audience.

Use the STAR method (Situation, Task, Action, Result) to outline a specific instance where you distilled complex information into relatable terms. Explain how you tailored your communication to ensure understanding, which reflects your adaptability and strong communication skills.

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What strategies do you use to analyze loss history effectively?

Here, you can explain your approach to data analysis, such as identifying patterns or trends in loss history that inform risk management strategies. Highlight specific tools or software you’ve used and emphasize your analytical skills in making data-backed recommendations.

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How would you handle a situation where a client is resistant to implementing risk management recommendations?

Discuss your approach to fostering open dialogue with clients. Emphasize the importance of understanding their concerns, providing evidence-backed solutions, and presenting the advantages of the recommended strategies to help them make informed decisions.

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What experience do you have working collaboratively with underwriters and agents?

Detail your collaborative experiences with underwriters and agents in previous roles, focusing on how you contributed to joint risk assessments and the mutual goals of improving client services. Mention specific examples that display teamwork and effective communication.

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What role does technology play in risk management, according to your experience?

Articulate how technology enhances risk assessment and management processes. Discuss specific tools you've used, such as risk management software, and how they have improved data analysis, communication, and efficiency in managing client risks.

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How do you prioritize risk management tasks when dealing with multiple clients?

Explain your methods for organization and prioritization, like utilizing project management tools or frameworks to assess urgency and importance of tasks. Provide an example of how you successfully managed competing priorities in the past.

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Can you give an example of how you helped a client reduce their risk?

Share a specific success story where you identified significant risks and implemented effective strategies that resulted in substantial reductions in risk levels. Focus on the outcome, including client feedback and any measurable improvements.

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What motivates you in the field of risk management?

Reflect on your passion for helping organizations operate safely and how that translates into your work. Mention how staying ahead of trends and innovations in risk management fuels your enthusiasm for the role.

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December 10, 2024

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