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Payment Specialist - Weekend Cover - job 1 of 2

Company Description

Fascinated by the future and captivated by technology? Smart, driven and want to make a difference in the world? You will fit right in.

By joining one of our teams at Visa Payments Limited, a division of Visa Inc since 2019, you’ll have an opportunity to shape the payments experience globally. Being part of Visa, the world’s leader in digital payments technology, our mission is to connect the world through the most creative, reliable and secure payment network, enabling individuals, businesses, and economies to thrive. 

Visa Payments Limited is a financial technology business that provides cross-border payment processing services to banks and payments businesses across six continents through its global network.

Individuality fuels our brand and our global team – we are proud that we are a talented team of 18,000 individuals with unique backgrounds, perspectives and experiences. Therefore, we understand that you are much more than your day job. We encourage quality of life both within and outside of the office, and whether it is taking advantage of agile work schedules or our wellness programmes, Visa Payments Limited and Visa Inc. respects and encourages meaningful work/life balance for everyone.

If you think you could support the Visa family by joining Visa Payments Limited as a Operations Analyst, we want to hear from you.

You're an individual. We're the team for you. Together, let's transform the way the world pays.

Job Description

  • Execute daily payment processing tasks, including Faster Payments, International Payments/SWIFT, ACH domestic payments, and global real-time payment schemes, ensuring compliance with agreed cut-offs.

  • Manage incoming liquidity within agreed timescales.

  • Conduct investigations and resolve payment exceptions (e.g., rejections, returns, failures, etc.) accurately.

  • Upload Network Partner statements, investigating and resolving any discrepancies.

  • Correspond and liaise with internal teams as well as directly with Network Partners to resolve issues promptly and minimize service/client impact.

  • Develop a basic understanding of the payment platforms and our Network Partners across the globe.

  • Identify and suggest improvements to processes, workflows, and tooling.

  • Support the identification, management, and resolution of service-affecting incidents.

  • Collaborate with other internal teams, including Compliance, Reconciliation, Incident Management, and Customer Support, to ensure issues are resolved in a timely manner.

  • Report on daily challenges, workloads, and improvement ideas to the Payment Team Lead.

This is a hybrid position. You will be working weekends as well as 3 days mid week. Either Wednesday to Sunday or Saturday to Wednesday.

Qualifications

Preferred Qualifications:

  • Basic understanding of banking software and payment processing systems
  • Strong analytical and problem-solving skills
  • Excellent attention to detail and accuracy
  • Strong communication and interpersonal skills
  • Ability to work independently and as part of a team
  • Knowledge of financial regulations and compliance standards is a plus
  • Willingness to learn and adapt to new tasks and responsibilities
  • Enthusiasm for learning and developing skills in payment processing

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

What You Should Know About Payment Specialist - Weekend Cover, Visa

If you're looking to make a mark in the world of payment processing, consider becoming a Payment Specialist - Weekend Cover at Visa Payments Limited in Cardiff! This is a fantastic opportunity to join a leading global brand in the digital payments space and help shape the future of how payments are made. In this role, you'll be diving into various payment processing tasks every weekend, ensuring that transactions like Faster Payments and SWIFT are executed flawlessly. You'll have the chance to manage liquidity effectively and tackle payment exceptions head-on, all while collaborating with multiple teams to resolve issues that might arise. What’s more, we value your unique background and perspective, and at Visa, we believe that work should complement your life, not consume it. That’s why we encourage a solid work-life balance, with hybrid working options that fit into your routine. If you have a keen eye for detail, strong analytical skills, and a genuine enthusiasm for the ever-evolving payment landscape, we want you on board! Join Visa Payments Limited and be part of a dynamic team where together, we can transform the way the world pays.

Frequently Asked Questions (FAQs) for Payment Specialist - Weekend Cover Role at Visa
What are the responsibilities of a Payment Specialist - Weekend Cover at Visa Payments Limited?

As a Payment Specialist - Weekend Cover at Visa Payments Limited, your main responsibilities will include executing daily payment processing tasks like Faster Payments and SWIFT transactions, managing incoming liquidity, and resolving payment exceptions that occur. You’ll also work alongside internal teams to handle service-affecting incidents, making sure that every client experience is top-notch.

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What qualifications are needed for the Payment Specialist position at Visa Payments Limited?

To be competitive for the Payment Specialist - Weekend Cover role at Visa Payments Limited, you should ideally have a basic understanding of banking software and payment processing systems, strong analytical and problem-solving skills, and great attention to detail. Excellent interpersonal skills, the ability to work both independently and in collaboration with teams, and a willingness to learn new technologies are also highly valued.

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Is the Payment Specialist role at Visa Payments Limited flexible in terms of work hours?

Yes! The Payment Specialist - Weekend Cover position at Visa Payments Limited offers a hybrid work model, allowing you to work weekends along with three midweek days. This flexibility helps you maintain work-life balance while contributing effectively to the team’s success.

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What can I expect from the company culture at Visa Payments Limited?

At Visa Payments Limited, the culture is centered around individuality and collaboration. The company is committed to promoting a supportive work environment while encouraging quality of life, both in and out of the office. As part of a diverse global team, you’ll find opportunities to share your unique perspective and foster meaningful relationships.

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Are there opportunities for career development within the Payment Specialist role at Visa Payments Limited?

Absolutely! As a Payment Specialist - Weekend Cover at Visa Payments Limited, you’ll not only execute essential tasks but will also identify improvements and suggest process enhancements. This proactive approach can lead to various opportunities for career development within the organization as you expand your skills in payment processing.

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Common Interview Questions for Payment Specialist - Weekend Cover
How do you handle payment exceptions and discrepancies?

To effectively handle payment exceptions, I first ensure that I understand the nature of the issue. I would analyze the transaction details, check compliance with established protocols, and communicate with the necessary internal teams or network partners to resolve the issue promptly.

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What experience do you have with payment processing systems?

I have gained experience with various payment processing systems through my previous roles. Specifically, I am familiar with systems involving Faster Payments and SWIFT transactions, allowing me to understand the procedures and compliance requirements essential for processing transactions smoothly.

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Can you give an example of successful collaboration in a team setting?

In my last position, I worked closely with our Compliance and Customer Support teams to resolve a high-priority payment issue. By fostering open communication and quickly sharing information, we managed to resolve the problem efficiently, resulting in minimal disruption for the client.

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What motivates you to work in the field of payment processing?

I find the payment processing field fascinating due to its rapidly evolving nature and the significant impact it has on global transactions. Being able to contribute to a company's success while helping people and businesses connect through financial services is a strong motivation for me.

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How do you ensure accuracy when processing payments?

To ensure accuracy, I meticulously double-check transaction details before submitting them. I also implement a checklist system to guide my workflow, which helps minimize errors and maintain compliance with established protocols consistently.

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What tools or software are you familiar with in payment processing?

I am well-versed in using various payment processing software, including tools for managing liquidity and tracking transactions. My experience with data analysis tools also helps me identify trends and anomalies in payment processing efficiently.

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Describe a time when you had to learn a new technology or process quickly.

In my previous role, we transitioned to a new payment processing platform on short notice. I dedicated time to self-study the platform's features, engaged in training, and collaborated with tech support, which allowed me to quickly adapt and assist my team during the transition.

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How do you prioritize your tasks when processing payments?

I prioritize tasks based on urgency and deadlines. I typically assess payment cut-off times and handle high-priority payments first. I also review the workload regularly to adjust priorities as needed, ensuring timely task completion.

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What do you think is the biggest challenge in payment processing today?

One of the biggest challenges in payment processing today is keeping pace with ever-changing regulations and compliance standards. It’s crucial to stay informed and adapt to new policies quickly to maintain effective operations and safeguard against risks.

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How could you contribute to process improvements in payment operations?

I believe that my analytical skills could be beneficial in identifying inefficiencies in current workflows. I would actively participate in brainstorming sessions and provide insights on potential improvements, ensuring that our payment operations remain efficient and effective.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
March 20, 2025

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