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Senior Principal Software Engineer - job 21 of 24

The Value-Added Services Product Development (VAS PD) team drives the diversification of our revenue with products that differentiate Visa network and deliver valuable solutions across other networks. Risk Authentication and Identity Solutions (RaIS) team in VAS focuses on innovative, AI-driven risk and fraud management solutions for issuers, merchants and fintechs.

The Chief Software Engineer in the RaIS Product Development team will be responsible for leading the technology strategy, solution, and execution of initiatives that support our business objectives. This role focuses on 3DS Authentication products such as Visa Enhanced Authentication, Visa Secure, Cardinal VCAS and Identity platforms such as B2C-IAM, Visa Payment Passkeys etc.

Essential Functions

  • Define and drive the overall technical strategy and architecture, ensuring alignment with business goals while accelerating innovation and time to market.

  • Architect, design, and code highly scalable, reliable, and secure distributed systems and transaction processing platforms.

  • Lead the adoption of Generative AI and Agentic AI to boost developer productivity by 10X, leveraging these technologies to build innovative business solutions and products. 

  • Establish and promote best practices for software development, including CI/CD automation and DevOps, to improve efficiency and quality across the SSDLC. 

  • Oversee cloud first application development and optimization on AWS, Azure, or GCP to ensure solutions are resilient, scalable, cost-effective, and secure. 

  • Actively contribute to critical projects by developing key modules, core frameworks, automation tools, and proof-of-concepts to validate emerging ideas and technologies. 

  • Provide technology leadership and motivate high-performing engineering teams, setting clear priorities to achieve product and technology KPIs. 

  • Collaborate cross-functionally with security, privacy, governance, and business partners to deliver compliant, scalable, and reliable solutions that meet all non-functional requirements. 

  • Communicate technical strategy and engineering solutions effectively to diverse stakeholders, including executives and business units. 

  • Mentor and coach senior engineers and engineering managers, fostering a culture of collaboration and continuous learning through brown bags, tech talks, and one-on-one sessions. 

  • Implement rigorous application development, testing, deployment, and monitoring practices to uphold architectural excellence and reliability standards.

  • Adhere to Visa’s Leadership Principles by promoting collaboration, acting as owner, and executing with excellence.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Average salary estimate

$175000 / YEARLY (est.)
min
max
$150000K
$200000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Senior Principal Software Engineer, Visa

If you are a Senior Principal Software Engineer looking to make a significant impact, Visa's Value-Added Services Product Development (VAS PD) team in Austin is the place for you! Here, we drive revenue diversification with innovative products that truly set the Visa network apart. As part of the Risk Authentication and Identity Solutions (RaIS) team, you'll immerse yourself in AI-driven risk and fraud management solutions tailored for issuers, merchants, and fintechs. In this dynamic role, you will lead the technology strategy and execution, shaping the future of 3DS Authentication products like Visa Enhanced Authentication and Identity platforms such as B2C-IAM. Think of yourself as a visionary architect who not only designs and codes highly scalable, reliable systems but also influences the adoption of cutting-edge technologies like Generative AI to boost our team’s productivity. You’ll oversee the development of cloud-first applications on AWS, Azure, or GCP while promoting best practices in software development. Collaboration will be key—working cross-functionally with various departments to ensure our solutions are compliant and reliable. You will be guiding high-performing engineering teams, mentoring them, and facilitating a culture of continuous learning through engaging sessions. At Visa, we uphold leadership principles that encourage collaboration and ownership. If you're ready to take on this hybrid opportunity, shaping not just products but also the future of technology at one of the world's leading companies, we want to hear from you!

Frequently Asked Questions (FAQs) for Senior Principal Software Engineer Role at Visa
What are the main responsibilities of a Senior Principal Software Engineer at Visa?

As a Senior Principal Software Engineer at Visa, you will define the overall technical strategy and architecture for innovative products, focusing on grid-scale, reliable, and secure distributed systems. You'll be responsible for leading the adoption of AI technologies to enhance developer productivity and overseeing cloud-first application development across platforms like AWS and Azure. Additionally, you’ll contribute to critical projects and mentor engineers to foster a culture of continuous improvement.

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What qualifications are required for the Senior Principal Software Engineer position at Visa?

To excel as a Senior Principal Software Engineer at Visa, candidates should possess a strong background in software engineering with extensive experience in distributed systems architecture and cloud technologies. Expertise in Generative AI, DevOps practices, and solid programming skills in languages like Java or Python are essential. Strong leadership abilities, effective communication skills, and a commitment to mentoring others are also vital for success in this role.

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How does Visa support continued learning for Senior Principal Software Engineers?

At Visa, we foster a culture of continuous learning for Senior Principal Software Engineers by encouraging mentorship, providing opportunities for participation in tech talks and brown bag sessions, and advocating for collaborative environments. This way, our engineers can share insights, learn new technologies, and advance their skills in a supportive atmosphere.

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What is the technology focus of the Risk Authentication and Identity Solutions team at Visa?

The Risk Authentication and Identity Solutions (RaIS) team at Visa emphasizes innovative, AI-driven solutions to manage risk and fraud effectively. This includes focusing on 3DS Authentication products, such as Visa Enhanced Authentication and Identity platforms like B2C-IAM, all aimed at providing secure transactions for issuers, merchants, and fintechs.

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What kind of work environment can a Senior Principal Software Engineer expect at Visa?

A Senior Principal Software Engineer at Visa can expect a hybrid work environment that encourages collaboration and innovation. The position involves a mix of remote work and on-site collaboration, tailoring the best work practices for both individual productivity and team engagement. You will work in a proactive setting that drives technology strategies and fosters open communication among diverse stakeholders.

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Common Interview Questions for Senior Principal Software Engineer
Can you describe your experience with cloud application development?

When answering this question, highlight specific cloud platforms you’ve worked with, including any projects that demonstrate your ability to build and optimize applications on AWS, Azure, or GCP. Emphasize your understanding of cloud architecture principles and any DevOps practices you have implemented to improve efficiency.

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How have you utilized AI technologies in your previous projects?

For this question, share concrete examples of how you have integrated AI into software solutions, focusing on generative or agentic AI technologies. Discuss the impact it had on developer productivity or the overall project outcome, detailing both your technical approach and leadership process.

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What is your process for defining a technical strategy?

Discuss how you begin by aligning technical goals with business objectives. Detail your approach to stakeholder engagement, the criteria you use for evaluating technology choices, and how you ensure that the strategy promotes innovation while meeting customer needs.

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How do you ensure software quality and architectural excellence?

Talk about the best practices you advocate for in the Software Development Life Cycle (SDLC) such as code reviews, CI/CD implementation, and rigorous testing procedures. Share any experiences where you successfully maintained high standards of quality in your deliverables.

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How do you approach mentoring junior engineers?

When responding to this, convey your belief in fostering growth through hands-on experience and encouragement. Share examples of your mentoring style, such as conducting tech talks, one-on-one sessions, and the importance of creating a safe space for questions and learning.

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Describe a time when you led a cross-functional team.

Provide an example that illustrates how you effectively collaborated with different departments, such as security, privacy, or product management, to achieve a common goal. Highlight your leadership strategies and how you navigated any challenges that arose.

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What are your thoughts on DevOps practices?

Explain your understanding of DevOps, discussing its importance in improving collaboration between development and operations teams. Share specific tools and methodologies you have experience with, emphasizing the benefits these practices have on project delivery and quality.

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Can you explain a challenging technical problem you have solved?

This is an opportunity to showcase your problem-solving skills. Describe the problem, the analysis and strategies you employed to tackle it, and the successful outcome. Make sure to highlight any innovative solutions you implemented.

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How do you stay updated with the latest technology trends?

Discuss your methods for continuous learning, such as following influential tech blogs, attending industry conferences, and participating in online courses. Highlight how you apply this knowledge to your work at Visa, staying ahead of developments in software engineering.

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What motivates you as a Senior Principal Software Engineer?

Share your passion for technology and how it drives you to innovate and lead projects. Discuss your desire to mentor and inspire others in your field, as well as the satisfaction you derive from solving complex challenges and delivering high-quality products.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 18, 2025

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