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Senior Principal Software Engineer - job 9 of 24

The Value-Added Services Product Development (VAS PD) team drives the diversification of our revenue with products that differentiate Visa network and deliver valuable solutions across other networks. Risk Authentication and Identity Solutions (RaIS) team in VAS focuses on innovative, AI-driven risk and fraud management solutions for issuers, merchants and fintechs.

The Chief Software Engineer in the RaIS Product Development team will be responsible for leading the technology strategy, solution, and execution of initiatives that support our business objectives. This role focuses on 3DS Authentication products such as Visa Enhanced Authentication, Visa Secure, Cardinal VCAS and Identity platforms such as B2C-IAM, Visa Payment Passkeys etc.

Essential Functions

  • Define and drive the overall technical strategy and architecture, ensuring alignment with business goals while accelerating innovation and time to market.

  • Architect, design, and code highly scalable, reliable, and secure distributed systems and transaction processing platforms.

  • Lead the adoption of Generative AI and Agentic AI to boost developer productivity by 10X, leveraging these technologies to build innovative business solutions and products. 

  • Establish and promote best practices for software development, including CI/CD automation and DevOps, to improve efficiency and quality across the SSDLC. 

  • Oversee cloud first application development and optimization on AWS, Azure, or GCP to ensure solutions are resilient, scalable, cost-effective, and secure. 

  • Actively contribute to critical projects by developing key modules, core frameworks, automation tools, and proof-of-concepts to validate emerging ideas and technologies. 

  • Provide technology leadership and motivate high-performing engineering teams, setting clear priorities to achieve product and technology KPIs. 

  • Collaborate cross-functionally with security, privacy, governance, and business partners to deliver compliant, scalable, and reliable solutions that meet all non-functional requirements. 

  • Communicate technical strategy and engineering solutions effectively to diverse stakeholders, including executives and business units. 

  • Mentor and coach senior engineers and engineering managers, fostering a culture of collaboration and continuous learning through brown bags, tech talks, and one-on-one sessions. 

  • Implement rigorous application development, testing, deployment, and monitoring practices to uphold architectural excellence and reliability standards.

  • Adhere to Visa’s Leadership Principles by promoting collaboration, acting as owner, and executing with excellence.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Average salary estimate

$145000 / YEARLY (est.)
min
max
$130000K
$160000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Senior Principal Software Engineer, Visa

As a Senior Principal Software Engineer at Visa in Austin, you will be stepping into a pivotal role within the Value-Added Services Product Development team. This team is all about driving diversification of revenue through innovative solutions that set Visa apart from competitors. Specifically, you will be part of the Risk Authentication and Identity Solutions team, which focuses on developing cutting-edge AI-driven risk and fraud management tools tailored for issuers, merchants, and fintechs. In this dynamic role, you'll be responsible for defining the technology strategy and overseeing initiatives aligned with business objectives. You'll work extensively on 3DS Authentication products and various identity platforms, ensuring these solutions are highly scalable, resilient, and secure. You won't just be coding; you'll also lead the adoption of Generative AI practices, enhancing developer productivity significantly. Collaboration will be key, as you'll partner with cross-functional teams to deliver compliant and reliable solutions that meet technical standards. Your experience will shine as you mentor other engineers, share cutting-edge practices, and help drive a culture of continuous improvement within the team. This hybrid position offers flexibility while contributing to impactful projects. If you're someone who thrives in a leadership role and is passionate about technology's potential to revolutionize security solutions, this is your chance to make a difference at Visa.

Frequently Asked Questions (FAQs) for Senior Principal Software Engineer Role at Visa
What are the responsibilities of a Senior Principal Software Engineer at Visa?

At Visa, the Senior Principal Software Engineer is responsible for leading technology strategies and overseeing the architecture and execution of initiatives aimed at achieving business objectives. This includes architecting and coding scalable systems, promoting best practices in software development, overseeing cloud application development, and collaborating with security and business teams. Additionally, you'll be mentoring senior engineers and communicating technical strategies to various stakeholders.

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What qualifications are needed for the Senior Principal Software Engineer role at Visa?

Candidates for the Senior Principal Software Engineer position at Visa typically need a strong background in software engineering, with extensive experience in designing and architecting distributed systems. Proficiency in AI technologies, cloud platforms such as AWS, Azure, or GCP, and familiarity with CI/CD and DevOps practices are essential. A proven track record in leading engineering teams and delivering innovative solutions is also highly desirable.

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How does Visa's Senior Principal Software Engineer contribute to product development?

In the Senior Principal Software Engineer role at Visa, you contribute to product development by defining the overall technical strategy and ensuring it aligns with business goals. You'll oversee the architecture of key modules and frameworks and lead critical projects, driving innovation and quality in software solutions. Your work will directly impact how Visa enhances customer experiences with secure and reliable products.

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What technologies does the Senior Principal Software Engineer at Visa work with?

The Senior Principal Software Engineer at Visa primarily works with cutting-edge technologies in risk authentication and identity solutions. This includes 3DS Authentication products and identity platforms, along with leveraging AI techniques like Generative AI. Familiarity with cloud technologies and programming languages suitable for distributed systems is also essential.

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What is the work environment like for the Senior Principal Software Engineer at Visa?

The work environment for the Senior Principal Software Engineer at Visa is collaborative and innovative, focusing on flexibility with a hybrid working model. You’ll be part of a dynamic team that values continuous learning and improvement. The role encourages sharing knowledge through tech talks and direct mentorship, fostering a supportive professional atmosphere.

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Common Interview Questions for Senior Principal Software Engineer
How do you approach software architecture in complex systems?

When approaching software architecture in complex systems, I begin by ensuring I fully understand the business objectives and user needs. It's essential to outline clear architectural principles, prioritize scalability and security, and include best practices for performance monitoring. Collaboration with team members and stakeholders throughout the architecture design process also plays a crucial role in accommodating various perspectives.

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Can you explain your experience with cloud technologies?

My experience with cloud technologies includes architecting and deploying applications on platforms like AWS and GCP. I focus on building scalable, secure solutions, optimizing cloud resources for cost-efficiency, and ensuring that applications align with best practices for cloud-native architecture, including microservices and serverless computing.

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What methods do you use to promote best software development practices?

To promote best software development practices, I advocate for implementing CI/CD pipelines to automate testing and deployment. Additionally, I encourage code reviews and pair programming to ensure quality and shared knowledge. Regular workshops and tech talks also help foster a culture of continuous learning within the team.

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Describe your experience leading engineering teams.

Leading engineering teams has involved mentoring junior engineers, setting clear project goals, and facilitating communication between cross-functional partners. I focus on creating an environment where team members feel empowered to share ideas and take ownership of their work, which fosters creativity and innovation.

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How do you approach problem-solving when it comes to software issues?

When tackling software issues, I follow a structured approach: first, I gather all necessary data to understand the scope and impact of the problem. Next, I brainstorm potential solutions alongside my team, evaluate the pros and cons, and implement the chosen solution while ensuring to monitor its effectiveness and impact on the overall system.

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What strategies do you employ to ensure security in your software solutions?

To ensure security in software solutions, I begin by integrating security practices into the development lifecycle, which includes threat modeling and regular security assessments. I also advocate for secure coding practices, employing automated security testing tools, and ensuring compliance with relevant regulations throughout the project.

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How have you integrated AI technologies into your projects?

Integrating AI technologies into my projects has involved evaluating use cases where AI can enhance functionality, such as implementing machine learning for predictive analytics. I lead collaborative sessions to train models and deploy AI-driven solutions that can optimize business processes and improve user experiences.

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Can you give an example of a technical challenge you've faced?

One significant technical challenge I faced was scaling a legacy application to support increased traffic. I worked on breaking the monolith into microservices, which allowed for independent scaling and improved maintainability. This approach also enabled us to enhance performance and reduce downtime during peak traffic periods.

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How do you measure the success of software projects?

Measuring the success of software projects involves defining clear KPIs aligned with business objectives from the outset. I focus on metrics such as performance, user satisfaction, and bug rates, and conduct post-release reviews to gather feedback, which helps refine future projects.

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What do you see as the future of technology in risk management?

I believe the future of technology in risk management will increasingly leverage AI and machine learning for real-time decision-making, predictive analytics, and automation of fraud detection processes. This technology will continue to evolve, helping organizations respond proactively to emerging threats while improving user experiences with more seamless authentication.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 21, 2025

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