Sr. Software Engineer - Full Stack - job 25 of 27

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

We are seeking a highly skilled Full Stack Software Engineer to join our North America (NA) Product Demos team. The ideal candidate will be responsible for developing and maintaining product demos and prototypes with AI-driven solutions used by our internal product teams, pre-sales, and product integration teams. Your work will directly contribute to Visa's product roadmap and how we launch products with clients.

This role will work across key strategic product lines within Visa such as Loyalty, BNPL, Identity, Authentication (Passkeys), and embedded finance. You will bring client needs fully into the product development process, ensuring that Visa is developing new solutions that our clients want and can easily deploy. Reporting to the Director of NA Product Demos within Visa’s NA Product and Solutions organization, you will be part of a team that values technological savvy, a passion for creating client-oriented products, and continuous learning.

Essential Functions 

• Design, develop, deploy and maintain a portfolio of product demos and prototypes using internal and external APIs for internal and external stakeholders.
• Strategically collaborate with cross-functional teams, including product teams, to thoroughly analyze system requirements, learn about new products and features, and architect sophisticated prototypes with a deep understanding of component interactions and system architecture.
• Transform prototypes into high-fidelity, virtual or interactive in-person demos.
• Act as one of the early adopters or first customers for new products or features by integrating with Visa's APIs.
• Provide comprehensive feedback on the end-to-end cycle of onboarding, documentation, test data, and product integration.
• Identify areas for improvement and work with relevant teams to enhance the overall developer experience and product quality.
• Proactively conceptualize, initiate, and develop new projects from the ground up, demonstrating exceptional self-motivation to quickly learn and adapt.
• Continuously keep abreast of the latest AI advancements to integrate cutting-edge technologies into our demos and development practices for rapid prototyping.
• Demonstrates strong motivation in creating prototypes for a wide range of customer experience platforms, including web, mobile, voice-assisted AI agents, and wearable technologies such as AR/VR/MR smart glasses, by leveraging generative AI technologies.
• Occasionally travel to support internal workshops and client co-creations.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 3 set days a week (determined by leadership/site), with a general guidepost of being in the office 3 days or more of the time based on business needs.

Basic Qualifications

• 5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD

Preferred Qualifications

• 6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD
• Extensive software development experience, demonstrating the ability to work independently, create scalable modular code architectures, and execute rapid iteration with user-centric design approaches.
• Proficiency in multiple programming languages such as Java, Python, or JavaScript.
• Proven experience in developing with popular front-end frameworks such as Angular, React, etc.
• Experience with relational and document databases.
• Excellent problem-solving skills with attention to detail and the ability to work in a fast-paced, collaborative environment.
• Strong communication skills, with the ability to present complex technical concepts to non-technical stakeholders.
• Self-starter with the ability to initiate and drive new projects from concept to completion.
• Eager to utilize cutting-edge AI tools to boost productivity and ship demos faster.
• Passionate about exploring strategic use cases in payments, authentication, and other applications within the realm of Agentic Commerce.
• Experience in the payments industry or financial technology sector.
• Previous experience in creating proof of concepts and prototypes.
• Experience in developing demos in the payments industry, showcasing innovative solutions and integration with payment APIs.
• Background in creating mini projects or POCs using AI models, leveraging generative AI technologies.

Work Hours: Varies upon the needs of the department.

Work Authorization: Permanent Authorization to work in the U.S. is a precondition of employment for this position. Visa will not sponsor applicants for work visas in connection with this position.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 138,500 to 200,700 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.