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Personal Banker Micron

Why Wells Fargo:Are you looking for more? Find it here. At Wells Fargo, we believe that a meaningful career is much more than just a job. It’s about finding all of the elements that help you thrive, in one place. #LivingTheWellLife means you’re supported in life, not just work. It means having a competitive salary, a robust benefits package, and programs to support your work-life balance and well-being. It means being rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it! Wells Fargo ranked in the top three on the 2024 LinkedIn Top Companies List of best workplaces “to grow your career” in the U.S.About this role:Wells Fargo is seeking an Associate Personal Banker (SAFE) for our National Branch Network as part of the Consumer, Small & Business Banking division. Learn more about the career areas and business divisions at wellsfargojobs.com.In this role you will:• Participate in delivery of exceptional customer experience by building relationships through proactive outreach as well as proposing appropriate products, services, and digital solutions to help customers succeed financially• Assist customers with basic requests related to opening new accounts, completing service requests, and submitting credit applications• Receive direction from managers and exercise judgement within defined policies and procedures• Develop understanding of bank products and services to connect to customers' needs• Interact with customers to demonstrate care and build relationships• Provide appropriate options for bank products and services to customer• Refer customers' financial needs to other bankers and partners as needed• This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations belowRequired Qualifications:• 6+ months of interacting with customers experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, educationDesired Qualifications:• Customer service focus with experience handling complex transactions across multiple systems• Experience proactively engaging with customers through outreach via phone or email• Ability to educate and connect customer to technology and share the value of mobile banking options• Ability to help customers succeed financially by offering introductions to additional team members as appropriate• Experience working with others on a team to meet customer needs• Experience fostering and developing strong customer relationships• Ability to build strong relationships with internal partners• Ability to follow policies, procedures, and regulations• Ability to identify potential fraud/risky accounts and take appropriate action to prevent loss• Ability to interact with integrity and professionalism with customers and team members• Relevant military experience including working with military protocol and instructions, enlisted evaluations, officer/leadership reporting• Relevant military experience including working in personnel benefits management, processing military personnel orders or transitions, wartime readiness operations, human resources or military recruiting• Proficient with proactively sourcing, acquiring, building, and maintaining relationships with customers and colleagues• Support customers and employees in resolving or escalating concerns or complaintsJob Expectations:• Ability to work a schedule that may include most Saturdays• Maintains cash drawer, cash handling and balancing and spends time completing service-related tasks as needed• This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website (http://fedregistry.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary• This position is not eligible for Visa sponsorshipPosting Location(s):• Micron | 9500 Micron Ave., Sacramento, CA. 95827Pay RangeReflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.$20.00 - $27.69BenefitsWells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.• Health benefits• 401(k) Plan• Paid time off• Disability benefits• Life insurance, critical illness insurance, and accident insurance• Parental leave• Critical caregiving leave• Discounts and savings• Commuter benefits• Tuition reimbursement• Scholarships for dependent children• Adoption reimbursementPosting End Date:7 Dec 2024• Job posting may come down early due to volume of applicants.We Value DiversityAt Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.Applicants with DisabilitiesTo request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.Drug and Alcohol PolicyWells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.Wells Fargo Recruitment and Hiring Requirements:a. Third-Party recordings are prohibited unless authorized by Wells Fargo.b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
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$9293K
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What You Should Know About Personal Banker Micron, Wells Fargo

Are you ready to take your career to the next level? At Wells Fargo, we're looking for dedicated and enthusiastic individuals to join our team as Personal Bankers. Based in the heart of Sacramento, CA, you’ll be at the forefront of helping customers achieve their financial goals. As a Personal Banker, you'll engage with customers every day, building genuine relationships while assisting them with services like opening new accounts and submitting credit applications. This isn’t just any banking job; it’s an opportunity to be part of a company that values your contribution and encourages personal growth. Our emphasis on customer experience means you'll receive ample support and resources to help clients find the right products tailored to their needs. Imagine being rewarded not only with a competitive salary, but also through a wide array of benefits designed to enhance your life as a whole. From health benefits to a robust 401(k) plan, Wells Fargo ensures that you feel appreciated and secure. Our culture celebrates authenticity and community involvement, making it a great workplace for anyone who values meaningful connections and professional development. Step into a role where your interests align with the company's mission, and be part of a vibrant and diverse environment that celebrates individuality and teamwork. Get ready to thrive at Wells Fargo, your next great opportunity awaits!

Frequently Asked Questions (FAQs) for Personal Banker Micron Role at Wells Fargo
What are the responsibilities of a Personal Banker at Wells Fargo?

As a Personal Banker at Wells Fargo, you will be responsible for delivering exceptional customer experiences by proactively engaging with clients, offering banking products, and assisting with account openings and service requests. You’ll build trust through relationship management and will refer customers to specialized services when needed.

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What qualifications are required for the Personal Banker position at Wells Fargo?

To become a Personal Banker at Wells Fargo, you should have at least six months of experience interacting with customers. Desired qualifications include a strong customer service focus, experience handling complex transactions, and the ability to engage customers through various communication channels. Familiarity with bank products and the financial services industry is also beneficial.

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Is there any compliance training required for Personal Bankers at Wells Fargo?

Yes, the Personal Banker position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008. Upon starting your role, Wells Fargo will initiate the SAFE registration process and ongoing employment is contingent upon meeting all regulatory requirements, including background checks.

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What is the work schedule for a Personal Banker at Wells Fargo?

The work schedule for a Personal Banker at Wells Fargo may include most Saturdays. Flexibility is important to accommodate customer needs while ensuring a balanced work-life dynamic.

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What benefits can Personal Bankers expect at Wells Fargo?

Personal Bankers at Wells Fargo can look forward to an extensive benefits package that includes health insurance, a 401(k) plan, paid time off, life insurance, and tuition reimbursement, among other perks. These offerings reflect our commitment to employee wellness and professional development.

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Common Interview Questions for Personal Banker Micron
How would you approach building a relationship with a new customer as a Personal Banker?

To effectively build a relationship with a new customer, I would start by actively listening to their financial goals and needs, demonstrating genuine interest and care. I would tailor my product recommendations accordingly and follow up regularly to ensure they are satisfied with the services provided.

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Can you give an example of how you've handled a difficult customer situation?

In dealing with a difficult customer, I remained calm and professional, focusing on understanding their concerns. I offered solutions and ensured timely follow-up to resolve the issue, turning their frustration into appreciation for my attentive service.

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What strategies would you use to educate customers about digital banking solutions?

I would utilize demonstrations, highlighting the ease and convenience of mobile banking applications. Additionally, I would share tips on how to enhance their banking experience, ensuring that they feel comfortable and confident using digital tools.

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Describe a time when you worked as part of a team to meet customer needs.

I collaborated with my team during a busy promotional event. By leveraging each member's strengths, we ensured efficient service delivery and improved customer satisfaction. We supported one another in resolving inquiries, which ultimately enhanced teamwork and results.

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How do you stay compliant with banking regulations in your role?

Staying compliant requires consistently educating myself on current regulations, following company guidelines, and keeping detailed records of customer interactions. I also attend required training sessions to stay updated on compliance policies.

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How would you handle a situation where you suspect a customer account is at risk of fraud?

I would promptly follow established protocols for reporting suspected fraud, ensuring minimal risk to both the customer and the bank. I would also communicate with the customer about the situation to maintain transparency and trust while providing guidance on next steps.

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What motivates you to pursue a career at Wells Fargo?

Wells Fargo's commitment to community, employee growth, and diversity resonates with my values. I believe in the importance of financial literacy and am excited by the opportunity to play a role in empowering customers to achieve their financial goals.

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How do you prioritize tasks when managing multiple customer requests?

I prioritize tasks based on urgency and complexity. By assessing customer needs and managing my time effectively, I ensure that I address high-priority issues first while providing quality service to all customers.

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What unique qualities do you bring to the Personal Banker role?

I bring strong interpersonal skills and a passion for customer service, coupled with a proactive approach to problem-solving. My ability to build rapport and leverage team dynamics allows me to deliver exceptional banking experiences.

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Why is teamwork important in the role of a Personal Banker?

Teamwork is essential in the role of a Personal Banker because it creates a supportive environment that enhances customer experience. Collaborating with colleagues enables us to address customer needs effectively and ensures we provide comprehensive service.

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Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $1.9 trillion in assets, proudly serves one in three U.S. households and more than 10% of small businesses in the U.S. Wells Fargo is No. 47 on Fortu...

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