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National Accounts Underwriter

National Account UW GB - UO08JE

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.   

         

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.

We’re in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters.

They’re at the center of everything we do – and by joining us, you’ll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.


Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more.


Here, doing things the way they’ve always been done isn’t a part of the job. Here, you’ll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you’ll have any number of opportunities for your career to grow in whatever direction you choose.


Experience:

  • Responsible for the overall management of Group Life & Disability underwriting (5,000 or more lives) for National Accounts.

  • Includes all pre and post-sale underwriting, profit management, renewal processing, policy issue and changes for assigned business segment.

  • Demonstrates a solid, consistent technical proficiency of underwriting guidelines and underlying risk management philosophy.

  • Establishes solid relationships with all internal and external business partners.

  • Actively drives and participates in an assigned amount of project work and special assignments.

  • Partners with the field to ensure deliver on service goals.

  • Quotes new business opportunities for Core products and underwrites renewals.

  • Works directly with sales representatives and brokers on new business, renewals, and service issues

  • Demonstrates advanced understanding of the elements of pricing to include risk factors, retention, and reinsurance.

  • Interfaces with the sales force regarding underwriting issues and decisions

  • Negotiates prices and benefits with sales representatives and brokers.

  • Look to leverage additional resources around key cases to facilitate better risk management, stimulate innovative thinking, provide creative solutions and potentially different perspectives.

  • Seek to understand your individual marketplace dynamics and those of the general market to maximize our chances of success.


You'll Be a Good Match if You Have:

  • A customer-first mindset, putting our customers at the center of everything you do.

  • A passion for making decisions through both analyzing h data and employing critical thinking skills.

  • A team spirit and desire to work collaboratively.

  • A financial mindset to help make the best decisions.

  • Ability to own our work and following through on commitments.

  • Ability to decipher and execute within a fluid and changing business environment.

  • An understanding of how to build relationships and trust among diverse groups.

  • The ability to advance their careers into technical OR leadership positions.


Qualifications:

  • Bachelor’s Degree strongly preferred, or equivalent combination of education, training, and experience

  • 2+ years of Group Benefits underwriting experience

  • Demonstrated success in developing and maintaining solid relationships with all internal and external business partners.

  • Excellent communication, interpersonal and presentation skills

  • An ability to think analytically about business problems, make recommendations and propose solutions.

  • High energy self-starter, who is resilient and has an entrepreneurial spirit.

  • Demonstration of solid time, organizational, and desk management skills

  • Goal-oriented and delivers outcomes.

  • Ability to challenge the status quo and compete to win.

  • Superior technical knowledge and sound decision-making and analytical skills

This role can have a Hybrid or Remote work arrangement. Candidates who live near one of our office locations will have the expectation of working in an office 3 days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work arrangement, with the expectation of coming into an office as business needs arise.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$64,640 - $96,960

Equal Opportunity Employer/Females/Minorities/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us | Culture & Employee Insights | Diversity, Equity and Inclusion | Benefits

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Christopher Swift
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Average salary estimate

$80800 / YEARLY (est.)
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$64640K
$96960K

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What You Should Know About National Accounts Underwriter, The Hartford

Join The Hartford as a National Accounts Underwriter in Hartford, CT, where you're not just managing policies but making a real difference in people's lives. In this dynamic role, you'll oversee Group Life & Disability underwriting for National Accounts with 5,000 or more lives. Your expertise will shine as you handle everything from pre and post-sale underwriting to profit management, renewal processing, and policy adjustments. Being part of our underwriter team means you’ll have a significant impact on our customers by ensuring they receive the coverage tailored to their unique needs. You'll foster strong relationships with both internal teams and external partners, and your collaborative spirit will drive our collective success. We're dedicated to innovation, so you’ll have the opportunity to contribute creative solutions and insights that advance our mission and help shape the future of insurance. The ideal candidate for the National Accounts Underwriter position will possess a customer-first mindset and the ability to think critically under pressure. A bachelor’s degree is preferred, along with a background of 2+ years in Group Benefits underwriting. Showing your aptitude for building relationships and a passion for making informed decisions will set you apart. Enjoy the flexibility of a hybrid or remote work arrangement as you nurture your underwriting career and help others achieve their goals. Together, let’s create a workplace that encourages growth and celebrates achievements. If you’re ready to take the leap, we can't wait to see what you’ll bring to the team!

Frequently Asked Questions (FAQs) for National Accounts Underwriter Role at The Hartford
What are the responsibilities of a National Accounts Underwriter at The Hartford?

As a National Accounts Underwriter at The Hartford, you will be responsible for managing the Group Life & Disability underwriting for large National Accounts, ensuring proper coverage for 5,000 or more lives. Your duties will include pre and post-sale underwriting, profit management, and collaborating closely with sales representatives and brokers to deliver personalized service. Additionally, you'll actively engage in project work and cultivate relationships with internal and external partners.

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What qualifications are needed for the National Accounts Underwriter position at The Hartford?

To qualify for the National Accounts Underwriter role at The Hartford, candidates typically need a bachelor's degree or an equivalent mix of education and experience. A minimum of 2 years in Group Benefits underwriting is essential, along with strong analytical and communication skills. The ability to establish trust and build relationships is critical, as is a customer-first mentality and a passion for innovative thinking.

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Can you describe the work environment for a National Accounts Underwriter at The Hartford?

The work environment for a National Accounts Underwriter at The Hartford promotes collaboration and innovation. With a focus on inclusivity and a customer-centric approach, you’ll work both independently and as a part of a dynamic team. Flexibility is also a key aspect, allowing for hybrid or remote arrangements depending on your location. This enables you to balance work while contributing to our mission.

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What type of growth opportunities exist for a National Accounts Underwriter at The Hartford?

At The Hartford, we are committed to your career growth as a National Accounts Underwriter. You'll find ample opportunities to advance your skills and gain experience in both technical and leadership roles. Whether it's taking on new project assignments or collaborating with key decision-makers, your career can evolve in various directions, fostering both personal and professional achievement.

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How does The Hartford support its National Accounts Underwriters?

The Hartford supports its National Accounts Underwriters through a robust training program and resources that nurture both professional development and personal achievement. We encourage our underwriters to drive innovation and collaboration, providing a flexible working environment, competitive compensation, and a commitment to diversity and inclusion that enhances the workplace experience.

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Common Interview Questions for National Accounts Underwriter
What experience do you have in Group Benefits underwriting?

When answering this question, summarize your relevant work experience, highlighting specific responsibilities and accomplishments. Use examples to showcase your analytical skills, ability to build relationships, and any innovative solutions you have implemented in previous roles.

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How do you handle risk assessment in your underwriting process?

Discuss your approach to risk assessment, emphasizing how you analyze data and identify risk factors. Provide examples of how your decisions have positively impacted an organization’s underwriting process or financial outcomes.

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Can you describe a time when you had to collaborate with a difficult stakeholder?

Share a specific scenario where you successfully navigated a challenging stakeholder collaboration. Focus on your communication skills, empathy, and how you managed to find common ground that led to positive results.

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How do you stay updated with industry trends in underwriting?

Describe your methods for keeping abreast of industry changes, whether that be through professional associations, conferences, or online resources. Highlight your commitment to continuous learning and its relevance to your role as an underwriter.

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What steps do you take to ensure accuracy in your underwriting evaluations?

Detail your systematic approach to maintaining accuracy in evaluations. Include processes you use for data validation, review, and how you incorporate checks to minimize errors and support reliable outcomes.

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How would you approach pricing for a new client in Group Benefits?

Discuss your strategy for determining client pricing. Emphasize your understanding of risk factors, market dynamics, and data analysis that help you arrive at competitive and fair pricing tailored to each client.

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What are your key strategies for maintaining client relationships?

Highlight the importance of communication and responsiveness in client management. Provide examples of how proactive engagement has helped you maintain long-term, trusting relationships with clients.

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Describe a challenging underwriting decision you've had to make.

Explain the context of the challenge, your decision-making process, and the outcome. Focus on how you balanced risk management with client needs and the insights gained from the experience.

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How do you prioritize tasks when managing multiple accounts?

Discuss your organizational skills and the tools you use to prioritize effectively. Include examples of how you've successfully managed competing deadlines while ensuring quality outcomes for your clients.

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What motivates you in your underwriting career?

Share your passion for underwriting, emphasizing the satisfaction derived from helping clients achieve their goals. Discuss how this motivation drives your daily work and contributes to your overall success as an underwriter.

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The Hartford is a leader in property and casualty insurance, group benefits and mutual funds. We have a passion for helping people and businesses prepare for the unexpected, protect what is uniquely important to them, and prevail when the unforese...

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Full-time, hybrid
DATE POSTED
April 7, 2025

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