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Universal Banker - PT 20 Hr - Route 3

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Regular or Temporary:

Regular

Language Fluency:  English (Required)

Work Shift:

1st shift (United States of America)

Please review the following job description:

Provide timely and efficient completion of client transactions while maintaining accurate records and thorough proper handling of all monies assigned. Deliver superior quality service, identifying and understanding the client’s financial needs. Cross-trained to support sales and service activities, with a particular focus on assisting with outbound calling and supporting Integrated Relationship Management (IRM) activities.

ESSENTIAL DUTIES AND RESPONSIBILITIES
Following is a summary of the essential functions for this job.  Other duties may be performed, both major and minor, which are not mentioned below.  Specific activities may change from time to time.  
1. Provide a distinctive client experience to ensure a consistent service level by engaging clients with smiling, facilitating courteous conversation, conducting both complex and standardized transactions while uncovering needs.  Performs more complex transactions with assistance as necessary.
2.    Educate clients on digital, self-service solutions including ATMs, Online and Mobile banking to make banking easier and enhance their service experience.
3.    Support team sales process by participating in client outreach through outbound calls, checking for client offers, and identifying client needs or opportunities by fulfilling the need or referring the client to the appropriate branch team members or specialist. 
4.    Understand the importance of Integrated Relationship Management (IRM) to ensure we seamlessly deliver Truist expertise and solutions for our clients’ unique needs.
5.    Participate fully in all components of the established Truist Retail Community Bank Leadership Routines.
6.    Commit to advancing individual and product knowledge to better serve consumer and business clients by attending sales, service and product knowledge meetings and all applicable training classes and web-based learning.
7.    Adhere to internal controls, operational procedures and risk management policies.  Stays informed of all changes in policies and procedures to ensure compliance with current guidelines.
8.    Serve as secondary contact for new account openings and problem resolution, offering applicable products and services to clients and prospects.  Handles proportionate volume of work based on branch demands.

QUALIFICATIONS
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1.    High school diploma or equivalent education 
2.    Two years of teller or cash handling or client service experience
3.    Six months of client relationship building or sales experience
4.    Excellent interpersonal and communication skills, including a desire to interact with clients and prospects
5.    Ability to master personal computer (PC) keyboard and software skills necessary for branch automation
6.    Ability to multi-task under time constraints
7.    Demonstrated proficiency in basic computer applications, such as Microsoft Office software products
8.    Ability to travel to accommodate temporary staffing needs as required to include temporary assignment or locale changes
9.    Ability to work weekends and/or extended hours with occasional travel and overnights may be included

Preferred Qualifications:

1. One year of client relationship building or sales experience
2. Knowledge of advanced or complex branch transactions, risk management and loss prevention
3. Experience with sourcing and prospecting for new clients and client relationship building
4. General understanding of bank operations, policies and procedures
 

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.

EEO is the Law   Pay Transparency Nondiscrimination Provision   E-Verify

Average salary estimate

$35000 / YEARLY (est.)
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max
$30000K
$40000K

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What You Should Know About Universal Banker - PT 20 Hr - Route 3, Truist

Welcome to your future as a Universal Banker at Truist in Fredericksburg, Virginia! If you’re passionate about providing top-notch service and helping clients navigate their financial needs, this role is for you. As a Universal Banker, you'll play a pivotal part in ensuring that each client's experience is smooth and enjoyable. Your primary responsibility will be to handle transactions efficiently while also engaging with clients to uncover and understand their unique financial needs. Not only will you be facilitating transactions, but you’ll also have the chance to educate clients about the various digital banking solutions that can make their lives easier. In addition, you will assist in outbound calling and participate in client outreach to ensure our clients are aware of available services and opportunities that suit them. Teamwork is essential, so you will collaborate with your colleagues in the branch to provide a consistent and high-quality client experience. Your role also involves commitment to ongoing learning, building your knowledge of products and services through training sessions and meetings. Plus, with the potential for benefits such as medical coverage, a 401k plan, and generous vacation time, we care about your well-being and work-life balance. If you’re ready to take your banking career to the next level and make a real difference in the lives of your clients, we can’t wait to see your application for the Universal Banker position at Truist!

Frequently Asked Questions (FAQs) for Universal Banker - PT 20 Hr - Route 3 Role at Truist
What are the responsibilities of a Universal Banker at Truist?

As a Universal Banker at Truist, your responsibilities include providing exceptional client service, efficiently handling transactions, and identifying client needs to provide tailored financial solutions. You will also educate clients on digital banking options and participate in client outreach efforts to foster lasting relationships and improve client satisfaction.

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What qualifications are needed to become a Universal Banker at Truist?

To be eligible for the Universal Banker position at Truist, you need a high school diploma or equivalent, along with at least two years of experience in a client service or cash handling role. Strong communication skills, an ability to multitask, and a proficiency with computers are also essential for success in this role.

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What benefits does Truist offer to Universal Bankers?

Truist offers a comprehensive benefits package for Universal Bankers, including medical, dental, vision insurance, and a 401k plan. Additionally, employees enjoy a minimum of 10 vacation days, 10 sick days, and paid holidays, promoting a healthy work-life balance.

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How does the Universal Banker role support sales at Truist?

The Universal Banker at Truist plays a significant role in supporting sales efforts by actively participating in outbound calls and team sales processes. This involves identifying client needs and referring them to the appropriate branch team members or specialists to enhance their banking experience.

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What training opportunities does Truist provide for Universal Bankers?

Truist is committed to the ongoing development of its Universal Bankers through various training programs and meetings designed to enhance knowledge of products and services. This dedication ensures that employees are well-equipped to serve clients effectively while advancing their careers.

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Common Interview Questions for Universal Banker - PT 20 Hr - Route 3
Can you describe your experience with client relationship building as a Universal Banker?

In your answer, focus on specific examples where you successfully developed relationships with clients, highlighting how you identified their needs and provided solutions that fostered trust and loyalty.

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How do you prioritize tasks in a fast-paced banking environment?

When answering this question, discuss strategies you use to manage time effectively, such as organizing tasks based on urgency, using digital tools to track responsibilities, and staying flexible to adjust to changing priorities.

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What steps would you take to educate a client on digital banking services?

You should emphasize the importance of patience and clarity in communication, explaining each service's features while actively listening to any concerns the client may have to ensure they feel comfortable using the technology.

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How would you handle a client complaint as a Universal Banker?

Explain your approach to handling complaints, focusing on listening carefully, empathizing with the client, and working collaboratively to resolve the issue while maintaining a positive relationship.

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What sales techniques do you find effective in a banking role?

Discuss various sales techniques you’ve employed, such as consultative selling and needs-based selling, highlighting how understanding client needs leads to tailored solutions that drive sales.

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Can you provide an example of a complex transaction you handled? What was the outcome?

Select a specific example from your experience, detailing the complexity of the transaction, the steps you took to manage it, and how your actions led to a successful outcome for both the client and the bank.

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How do you ensure compliance with banking policies and procedures?

Your response should reflect a strong understanding of the importance of compliance, mentioning the steps you take to stay updated on policies and how you integrate them into your daily routines.

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What role does teamwork play in the success of a Universal Banker?

Discuss the significance of teamwork in achieving branch goals, emphasizing the collaboration involved in client services, sharing knowledge, and supporting each other.

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How do you adapt to changes in banking technology?

Emphasize your commitment to continuous learning, mentioning specific examples of how you’ve embraced new technologies in the past and the resources you utilize to stay current.

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What motivates you to work as a Universal Banker?

Share your passion for helping others manage their finances, building relationships, and the satisfaction you derive from contributing to clients' overall financial well-being.

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For our clients: Provide distinctive, secure and successful client experiences through touch and technology. For our teammates: Create an inclusive and energizing environment that empowers teammates to learn, grow and have meaningful careers. Fo...

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DATE POSTED
April 1, 2025

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