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Inside Sales Representative - Insurance (Signing Bonus)

Why USAA?Let’s do something that really matters.We have an important mission: serving the members of the military community and their families. It’s both a chance to say thank you and the opportunity to put your talents to work in a meaningful way. To do it right, we need the right people. We’re looking for those who share our values of honesty, integrity, loyalty and service. Because what we do is just as important as how we do it. Come be a part of what makes us so special!The OpportunityIt is all about learning and growing.Our Licensed Insurance Sales role may be a new career for you. There’s a lot to learn, but the journey is mapped out and USAA is willing to invest in you! Our comprehensive, fully paid six-month training program includes all training materials, class discussions, hands-on training, e-learning modules, and the instructor led guidance will help you to support our membership independently. We also pay for all licensing costs!Our in-office development program provides you the training you need on USAA products and the encouragement to create a proactive and independent support style to service our membership. After six months in-office, you’ll have the opportunity to work offsite 2 days a week. The actual onsite days are settled between each employee and their manager.We are currently seeking dedicated Property & Casualty (P&C) active producer/agents with an ACTIVE P&C producer agent license for future insurance sales opportunities in January and February 2025. [We have various schedules ranging from 9:30 AM MST to 8:00 PM MST to include a permanent Saturday or Sunday. These roles include a shift differential of 15% for hours worked after 6:00pm local time and any hours worked on Saturday or Sunday.]For new hires starting in January or February 2025 we are offering a signing bonus of $2,000--to be paid in one installment.As an Insurance Sales Representative, you will be handling inbound calls and convert sales leads by matching the accurate coverage and products for the members identified needs. This role will give you the opportunity to show our members the value that comes from being a USAA policyholder; preparing insurance quotes, advising customers on coverage, and converting quotes into new policies — all without making a single cold call. Representatives interact with our members across multiple contact channels to provide members adequate coverage and advice to help ensure their financial security.You’d be a great fit if you are:• Conscientious Seller: When a lead comes in, you skillfully answer the call and use your sales expertise to turn prospects into happy, confident USAA Members.• Front Line Insurance Professional: You rise to the role of representing the USAA mission, you believe in what you’re selling, and you enjoy connecting members to the right products for their individual needs.• Diligent USAA Teammate: Whether you work at the office or from home, you adapt well to different environments, schedules, and the varying needs of our members.• Member-Centric Closer: While sales is in your title, integrity is in your nature. That means you sincerely care that our members get exactly the quality products and services they need to embrace today and confidently pursue tomorrow.What you'll do:• Facilitate the member experience by answering phone calls, emails, and other requests from members.• Apply developing knowledge of personal lines' insurance to assist members with foundational to moderately complex quotes, binding new business, rating, policy, billing, payment, underwriting, contract and coverage provisions, and premium changes for insurance products and services. Also, maintain respective trailing documents for all states.• Identify, assess and understand member needs and consistently provide complete and accurate advice and solutions for insurance products and services. Provide detailed issue diagnosis while minimizing transfers, customer concerns and call backs.• Efficiently operate in a contact center environment and navigate multiple systems/programs while maintaining an engaging member interaction that occurs across multiple channels.• Maintain required Property & Casualty (P&C) licenses and state registrations.• Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.What you have:• High School Diploma or GED equivalent• 1 year of customer service experience in insurance, financial services and/or relevant direct customer service and/or sales experience• Currently active Property and Casualty or Personal Lines license in your current state of residence/or state of hire and ability to acquire additional licenses for other states as needed• Ability to prioritize and multi-task while navigating through multiple business applicationsWhat sets you apart:• US military experience through military service or a military spouse/domestic partner• Prior experience in a fast-paced contact center environmentThe above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.What we offer:Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The hiring range for this position is: $47,529 - $50,029.Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.Relocation assistance is not available for this position.Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
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What You Should Know About Inside Sales Representative - Insurance (Signing Bonus), USAA

Are you ready to kickstart a rewarding career as an Inside Sales Representative at USAA? Based in beautiful Litchfield Park, AZ, this role offers a fantastic opportunity to serve the military community and their families. With our comprehensive six-month training program, designed to prepare you for success, you'll receive all the support you need to thrive in a new insurance sales career. Imagine handling inbound calls and converting sales leads without having to make any cold calls! As you prepare insurance quotes and guide customers through their coverage options, you'll be playing a pivotal role in their financial security. If you're someone who values honesty and integrity, and you possess an ACTIVE Property & Casualty license, you're exactly who we're looking for. You'll enjoy flexible work schedules, a $2,000 signing bonus for new hires in early 2025, and plenty of growth opportunities. Above all, at USAA, you'll be part of a dedicated team that truly cares about making a difference in our members' lives. Join us, and let’s do something that genuinely matters together!

Frequently Asked Questions (FAQs) for Inside Sales Representative - Insurance (Signing Bonus) Role at USAA
What are the responsibilities of an Inside Sales Representative at USAA?

As an Inside Sales Representative at USAA, you will be responsible for facilitating a positive member experience by answering calls, emails, and requests. You’ll assist members with insurance quotes, advise them on coverage options, and convert those quotes into new policies. Your focus will be on understanding member needs while providing excellent advice on various insurance products. Maintaining your Property & Casualty licenses and complying with company policies will also be vital parts of your role.

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What qualifications do I need to apply for the Inside Sales Representative position at USAA?

To apply for the Inside Sales Representative position at USAA, you must have a High School Diploma or GED equivalent, along with at least one year of customer service or sales-related experience. A currently active Property and Casualty license is essential, and the ability to prioritize and multitask while working in a fast-paced environment is beneficial. If you have a military background, that's a significant plus!

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Is there training provided for the Inside Sales Representative role at USAA?

Yes! USAA offers a fully paid and comprehensive six-month training program for new hires in the Inside Sales Representative role. This program includes hands-on training, e-learning modules, and class discussions to equip you with the necessary knowledge about our products and services. The training empowers you to support our members with confidence and independence.

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What types of schedules can I expect as an Inside Sales Representative at USAA?

As an Inside Sales Representative at USAA, you can look forward to varied work schedules, which typically range from 9:30 AM MST to 8:00 PM MST. There may be shifts that include permanent Saturdays or Sundays, plus a shift differential for hours worked after 6:00 PM or on weekends. After your initial in-office training, you'll also have the option to work offsite for two days a week.

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What benefits does USAA offer to Inside Sales Representatives?

USAA provides an exceptional benefits package for Inside Sales Representatives, including comprehensive medical, dental, and vision plans, retirement options like 401(k) and pension, life insurance, and paid time off. Additionally, employees may receive career path planning, continuing education support, and even a $2,000 signing bonus for new hires starting in January or February 2025. USAA’s benefits are designed to enhance your overall wellness.

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Common Interview Questions for Inside Sales Representative - Insurance (Signing Bonus)
How do you handle objections from potential customers when selling insurance?

When faced with objections, it’s important to actively listen to the customer's concerns. Acknowledge their feelings and aim to address the objection with clear and factual information about how USAA’s insurance products can meet their needs. You could share examples that illustrate how our policies have benefitted similar clients, which can help to build trust and demonstrate value.

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Can you provide an example of how you turned a lead into a sale?

To turn a lead into a sale, I focused on understanding the potential customer's specific needs. I asked targeted questions to uncover what they truly valued in an insurance policy. By offering tailored solutions based on their responses and reassuring them of the unique benefits with USAA, I was able to create a compelling case that helped convert the lead into a satisfied customer.

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What strategies would you use to ensure excellent customer service while achieving sales goals?

I believe in a member-centric approach where the customer’s needs come first. By building a rapport and ensuring that I’m addressing their individual concerns, I can provide tailored solutions that not only meet their needs but also align with sales goals. Maintaining open communication and following up after a sale helps to build long-term trust and satisfaction.

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Why do you want to work for USAA as an Inside Sales Representative?

I have a deep respect for USAA’s mission of serving the military community, and I value the company’s commitment to integrity and customer service. I am passionate about using my skills in sales to positively impact the lives of our members and help them secure their financial future. Being part of a team that makes a difference is motivating for me.

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How do you prioritize your tasks during busy periods, especially in a contact center environment?

During busy periods in a contact center, I prioritize tasks by assessing the urgency and impact of each call or request. I make use of CRM tools to track important follow-ups and utilize a checklist to ensure no pressing issues are overlooked. By maintaining an organized approach, I can handle multiple inquiries more effectively while ensuring that members receive timely assistance.

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What experience do you have in sales, and how does it relate to this role?

I have over a year of experience in sales, specifically within customer service and financial services. This background has equipped me with strong communication skills and the ability to understand customer needs. I am adept at listening actively and finding solutions that resonate with clients, which is essential for the Inside Sales Representative role at USAA.

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Describe a time when you provided exceptional service to a customer.

I once had a customer who was confused about their policy details. I took the time to walk them through every aspect, ensuring they understood their coverage. I also provided additional resources to help them make informed decisions moving forward. Their gratitude and appreciation reaffirmed my commitment to delivering exceptional service.

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How do you stay updated on industry trends and insurance products?

To stay updated on industry trends and insurance products, I regularly engage with professional networks, participate in webinars, and read industry-related publications. I also appreciate resources that USAA provides during training, as continuous learning is vital in adapting to changes in the market and customer expectations.

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What motivates you to succeed in sales, especially in a role focused on insurance?

My motivation in sales, particularly in insurance, stems from the opportunity to have a meaningful impact on people's lives. Knowing that I can help provide financial security to members of the military community is incredibly fulfilling. I thrive on challenges and enjoy setting and achieving goals, all while fostering trust and rapport with clients.

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How would you handle a dissatisfied customer?

When dealing with a dissatisfied customer, my first step is to actively listen to their concerns without interruption. I express empathy and reassure them that I will do everything I can to resolve the situation. After identifying the issue, I then provide a clear solution or alternative while ensuring they feel valued and heard throughout the process.

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WHAT WE STAND FOR No matter how many years we’re in business or how many members we serve, our core mission and the values that inspired it never change. Our mission is to stand with our members and be there for them and their families by facili...

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