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Data Science Analyst - job 1 of 3

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Team Summary:

Visa Consulting & Analytics (VCA) is Visa's consulting division, serving Visa's clients (including card issuers, acquirers and merchants) and solving their strategic problems focused on improving performance and profitability.

Drawing on our expertise in strategy consulting, payments, data analytics, data modelling, marketing, operational and macroeconomics, VCA drives high impact and tangible financial results. Currently the team has 800+ professionals (including consultants, data scientists and economics) globally with 1,350+ projects executed in 2022. Key focus areas of VCA in this year are to drive Value-in-kind (VIK) revenue, include consulting VIK to displace cash incentives in every new or renewal client deals and build a strong team of data scientists and consultants.

The incumbent will be part of VCA geographic team cluster of Indonesia, Philippines, Vietnam, Myanmar, and Cambodia (IPVMC) markets, and will be responsible for advisory engagements with Visa's clients in this cluster. These are highly diversified geographies with clients at different levels of progress. You will be challenged to stretch your thinking and innovation is always an edge to the work that we do.

What a Data Scientist will do and learn at Visa:

The Data Scientist will be a member of the Asia Pacific Data Science team and report to the Data Science Lead for Vietnam. The position will be based in Visa’s Vietnam office in Hanoi, however, project support may be needed for clients in Ho Chi Minh City as required.

Key responsibilities include:

  • Manage and deliver analytics projects from conception to completion with actionable insights and recommendations
  • Support project scoping, defining methodology, creating and executing on the framework with appropriate data mining techniques
  • Support business development discussions on data science solutions, understand and gather client requirements and articulate clearly on solution frameworks
  • Clearly communicate the findings and recommendations from analysis, drive deployment and implementation of analytics solutions, and track business value impact
  • Work with VisaNet (i.e., Visa’s transaction data), clients and 3rd party data sources to create advanced data-driven solutions
  • Actively seek out opportunities to innovate by using non-traditional data and new modelling techniques fit for purpose to the needs of our clients

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications

We are looking for a motivated, analytical minded individual with a track record of using data science and analytics expertise to unlock business value. A successful candidate should have accumulated a variety of experience, be curious about payments industry and application of data analytics, be results-driven and client-centric.

  • Minimum 5 years of professional work experience in banking, payments or related industry
  • Deep analytical expertise in applying statistical solutions to business problems
  • Experience with extracting and aggregating data from large data sets using SQL, Hive, Spark, or other tools
  • Experience on programming languages (Python and/or C or more), ML/DL tools, Scikit-learn, Tensorflow or PyTorch and proficiency in one or more statistical techniques: Neural Networks, Gradient Boosting, Linear & Logistic Regression, Decision Trees, Random Forests, Markov Chains, Support Vector Machines, Clustering, Principal Component Analysis, Factor analysis, etc
  • Demonstrated ability to innovate solutions and solve business problems
  • Excellent presentation and storytelling skills, including strong oral and written capabilities
  • In-market experience and knowledge of local language and culture alongside market regulations and industry trends
  • Degree (Masters or higher would be an advantage) in Quantitative field such as Statistics, Mathematics, Operational Research, Computer Science, Economics, Engineering or equivalent experience
  • Willingness to travel 30% or more

What will also help:

  • Good understanding of payments and banking
  • Experience in risk analytics is a plus
  • Experience in working closely with data science community

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Average salary estimate

$70000 / YEARLY (est.)
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$60000K
$80000K

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What You Should Know About Data Science Analyst , Visa

Are you ready to take your career to the next level with Visa as a Data Science Analyst in beautiful Hanoi, Vietnam? As part of our Visa Consulting & Analytics (VCA) team, you'll be at the forefront of using data science to solve strategic problems for our valued clients, including card issuers and merchants. With over 800 professionals on our team, this is an opportunity to collaborate with experts in strategy consulting, data analytics, and more. Your days will be filled with exciting challenges, where you’ll manage and deliver analytics projects from start to finish, turning data into valuable insights that drive business impact. Your analytical expertise will come into play as you engage with clients to understand their needs and articulate innovative solutions tailored to boost their performance. Imagine working with VisaNet and a variety of data sources to craft advanced, data-driven solutions while utilizing tools like SQL and Python to uncover actionable insights. If you're someone who’s curious about the payments industry, loves the thrill of problem-solving, and has an analytical mindset, we’d love to see how you can contribute to shaping the future of payments at Visa. We're looking for candidates who are willing to travel and bring a mix of professional experience, creativity, and a knack for storytelling to communicate findings effectively. This hybrid role offers a blend of office and remote work, setting you up for a fulfilling career with a purpose-driven organization. Join Visa and become part of our mission to uplift everyone, everywhere by enabling secure payments. Let's make an impact together!

Frequently Asked Questions (FAQs) for Data Science Analyst Role at Visa
What are the key responsibilities of a Data Science Analyst at Visa?

As a Data Science Analyst at Visa, your key responsibilities will include managing analytics projects from conception to completion, collecting and analyzing data to find actionable insights, engaging with clients to understand their requirements, developing data-driven solutions, and communicating your findings effectively. You will also be expected to innovate and implement new modeling techniques to enhance client outcomes.

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What qualifications do I need to be a Data Science Analyst at Visa?

To qualify as a Data Science Analyst at Visa, candidates should have a minimum of 5 years of professional experience in banking, payments, or a related industry. A strong background in statistical analysis, experience with SQL and programming languages like Python or C, and proficiency in machine learning tools are essential. Additionally, a degree in a quantitative field such as Statistics or Mathematics is highly desirable.

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What types of tools and technologies will I use as a Data Science Analyst at Visa?

In your role as a Data Science Analyst at Visa, you will utilize a variety of tools and technologies including SQL for data extraction, programming languages like Python, and ML/DL tools such as Scikit-learn and TensorFlow. These technologies will help you work with large datasets to derive insights and solutions that cater to Visa's clients across diverse markets.

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How does Visa support career growth for Data Science Analysts?

Visa is committed to the professional development of its Data Science Analysts through continuous learning opportunities, mentorship, and collaboration within a diverse, global team. You’ll have the chance to work on impactful projects, take on leadership roles, and access resources that encourage innovation and skill enhancement in the fast-paced payments industry.

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Is the Data Science Analyst position at Visa remote or in-office?

The Data Science Analyst position at Visa is a hybrid role, allowing you flexibility with both remote and in-office work. While you will primarily be based in Visa's Hanoi office, some support may be required for clients in other regions, ensuring a balance that fits your lifestyle.

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Common Interview Questions for Data Science Analyst
How do you approach managing a data analytics project?

When managing a data analytics project, I start by clearly defining the project's objectives and scope. I prioritize gathering and understanding client requirements before selecting the appropriate methodologies and data sources. I ensure to maintain communication with stakeholders throughout the project to keep them informed and engaged.

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What statistical methods are you most comfortable using?

I am proficient in various statistical methods, including linear and logistic regression, decision trees, and clustering techniques. For example, I've effectively used regression analysis to uncover relationships within datasets, providing valuable insights for business decision-making.

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Can you explain a complex data analysis you did and its impact?

In a previous role, I conducted a comprehensive analysis using machine learning to predict customer churn for a banking client. By applying algorithms like Random Forests, we were able to identify key factors influencing churn. This resulted in targeted retention strategies that decreased churn rates by 15%.

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How do you ensure your findings are actionable?

To ensure my findings are actionable, I focus on clear communication and practical recommendations. I present data both visually and verbally, tailoring my approach to the audience. By translating technical findings into strategic business implications, I empower stakeholders to implement solutions effectively.

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Describe your experience with SQL and data extraction.

I have extensive experience with SQL, where I have utilized it to extract, manipulate, and aggregate data from large datasets efficiently. This has included writing complex queries to derive insights for reporting and analysis, enabling stakeholders to make data-informed decisions.

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What data visualization tools do you prefer and why?

I prefer using Tableau for data visualization because of its user-friendly interface and powerful capabilities in transforming raw data into insightful visuals. The interactivity it offers allows stakeholders to explore data in meaningful ways, facilitating a better understanding of complex datasets.

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How would you handle a disagreement with a colleague on data interpretation?

In handling disagreements regarding data interpretation, I advocate for an open discussion where we can analyze the data together. I believe in backing interpretations with evidence and consulting best practices, which helps us align on insights and enhances collaborative problem solving.

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What innovations have you implemented in previous data projects?

In previous projects, I implemented advanced modeling techniques such as neural networks for predictive analytics, which significantly improved the accuracy of forecasts. Additionally, exploring non-traditional data sources enabled us to uncover unique insights that drove client strategies.

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How do you stay updated with the latest trends in data science?

I stay updated with the latest trends in data science by following industry blogs, attending webinars, and participating in professional networks. I also engage in online courses that focus on emerging technologies and methodologies to continually enhance my skills and knowledge.

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Why do you want to work as a Data Science Analyst at Visa?

I want to work as a Data Science Analyst at Visa because I am passionate about leveraging data to drive impactful business decisions in the payments industry. Visa’s commitment to innovation and its focus on making a positive difference aligns perfectly with my career goals and values, making it an ideal fit for me.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 15, 2025

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