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Senior Principal Software Engineer - job 5 of 24

The Value-Added Services Product Development (VAS PD) team drives the diversification of our revenue with products that differentiate Visa network and deliver valuable solutions across other networks. Risk Authentication and Identity Solutions (RaIS) team in VAS focuses on innovative, AI-driven risk and fraud management solutions for issuers, merchants and fintechs.

The Chief Software Engineer in the RaIS Product Development team will be responsible for leading the technology strategy, solution, and execution of initiatives that support our business objectives. This role focuses on 3DS Authentication products such as Visa Enhanced Authentication, Visa Secure, Cardinal VCAS and Identity platforms such as B2C-IAM, Visa Payment Passkeys etc.

Essential Functions

  • Define and drive the overall technical strategy and architecture, ensuring alignment with business goals while accelerating innovation and time to market.

  • Architect, design, and code highly scalable, reliable, and secure distributed systems and transaction processing platforms.

  • Lead the adoption of Generative AI and Agentic AI to boost developer productivity by 10X, leveraging these technologies to build innovative business solutions and products. 

  • Establish and promote best practices for software development, including CI/CD automation and DevOps, to improve efficiency and quality across the SSDLC. 

  • Oversee cloud first application development and optimization on AWS, Azure, or GCP to ensure solutions are resilient, scalable, cost-effective, and secure. 

  • Actively contribute to critical projects by developing key modules, core frameworks, automation tools, and proof-of-concepts to validate emerging ideas and technologies. 

  • Provide technology leadership and motivate high-performing engineering teams, setting clear priorities to achieve product and technology KPIs. 

  • Collaborate cross-functionally with security, privacy, governance, and business partners to deliver compliant, scalable, and reliable solutions that meet all non-functional requirements. 

  • Communicate technical strategy and engineering solutions effectively to diverse stakeholders, including executives and business units. 

  • Mentor and coach senior engineers and engineering managers, fostering a culture of collaboration and continuous learning through brown bags, tech talks, and one-on-one sessions. 

  • Implement rigorous application development, testing, deployment, and monitoring practices to uphold architectural excellence and reliability standards.

  • Adhere to Visa’s Leadership Principles by promoting collaboration, acting as owner, and executing with excellence.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Average salary estimate

$175000 / YEARLY (est.)
min
max
$150000K
$200000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Senior Principal Software Engineer, Visa

Join us at Visa as a Senior Principal Software Engineer on the Value-Added Services Product Development (VAS PD) team in Austin, where you’ll be at the forefront of innovation in risk and fraud management solutions. In this leadership role, you’ll shape the technology strategy and execution for cutting-edge 3DS Authentication products and identity solutions that add value to our clients, including issuers, merchants, and fintechs. Your expertise will help us deliver products like Visa Enhanced Authentication and Visa Secure, ensuring they are scalable, secure, and effective. As a leader, you will drive the adoption of advanced technologies such as Generative AI, significantly boosting our development efficiencies. Your responsibilities will extend to defining and promoting best practices in software development, fostering a culture of excellence and collaboration among teams. You’ll architect solutions on cloud platforms such as AWS, Azure, or GCP, while communicating effectively with diverse stakeholders to align solutions with business goals. Partnering closely with cross-functional teams, you’ll ensure reliable compliance and security in our offerings. Mentoring and motivating other engineers is key, building a team that embodies Visa’s Leadership Principles. If you're passionate about developing innovative solutions that have a real-world impact, this hybrid position could be the perfect fit for you!

Frequently Asked Questions (FAQs) for Senior Principal Software Engineer Role at Visa
What are the responsibilities of a Senior Principal Software Engineer at Visa?

As a Senior Principal Software Engineer at Visa, you will be responsible for leading the technology strategy and execution for AI-driven risk and fraud management solutions. Your duties include architecting highly scalable systems, promoting best practices in software development, and overseeing cloud application development. You will mentor engineers, communicate technical strategies to stakeholders, and ensure projects deliver real value aligned with Visa's business objectives.

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What qualifications are needed for the Senior Principal Software Engineer role at Visa?

The ideal candidate for the Senior Principal Software Engineer position at Visa should possess a strong background in software engineering with expertise in system architecture and development. A proficiency in distributed systems, cloud technologies, and AI integration is essential. Additionally, leadership experience and excellent communication skills are important for motivating teams and conveying technical solutions effectively.

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How does Visa integrate AI technologies in the Senior Principal Software Engineer role?

In the Senior Principal Software Engineer position at Visa, you will play a crucial role in integrating Generative and Agentic AI technologies to improve developer productivity by up to 10X. This involves leveraging these innovations to develop business solutions that are both transformative and efficient, enhancing how we approach software development and product delivery.

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What is the work environment like for a Senior Principal Software Engineer at Visa?

The work environment for a Senior Principal Software Engineer at Visa is hybrid, offering a blend of in-office collaboration and remote work flexibility. You will have the opportunity to lead innovative projects while collaborating with dynamic teams across various functions. The culture emphasizes collaboration, continuous learning, and adherence to Visa’s Leadership Principles.

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What growth opportunities exist for a Senior Principal Software Engineer at Visa?

A Senior Principal Software Engineer at Visa has significant growth opportunities, including leadership roles within technology strategy and product development teams. By mentoring junior engineers and contributing to high-impact projects, you can develop your professional skills and advance your career in one of the world's leading financial technology companies.

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Common Interview Questions for Senior Principal Software Engineer
Can you describe a large-scale distributed system you have built?

When answering this question, outline the project's scope, the technologies used, and the architecture you designed. Discuss challenges faced during development and how you ensured scalability and reliability, highlighting your leadership role in guiding the team through the process.

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How do you keep your technical skills up-to-date?

Mention specific resources, such as online courses, tech conferences, or community involvement, that you use to stay current. Share your passion for self-learning and how you bring new knowledge to your team, enhancing overall performance and innovation.

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What approaches do you take to ensure code quality in your projects?

Describe methodologies you follow, such as test-driven development, code reviews, and continuous integration practices. Emphasize your commitment to fostering a culture of excellence and collaboration within the engineering team at Visa.

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How do you approach technology strategy in a fast-paced environment?

Explain your method for aligning technology strategy with business goals. Discuss your ability to evaluate emerging technologies and trends, and how you implement them effectively while managing time-to-market pressures.

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What experience do you have with cloud platforms like AWS or Azure?

Provide examples of projects where you utilized cloud platforms, detailing your role in application development and optimization. Highlight your knowledge of cloud services that support scalability and cost-effectiveness in solutions.

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How do you mentor junior engineers effectively?

Share your strategies for mentoring, such as setting regular one-on-one sessions, encouraging knowledge-sharing sessions, and providing constructive feedback. Illustrate how you foster a supportive environment for growth and learning.

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Can you share a challenging technical problem you faced and how you resolved it?

Choose a specific example that demonstrates your problem-solving skills. Describe the issue, the steps you took to analyze and address it, and what the outcome was, showcasing your technical and leadership capabilities.

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How do you ensure cross-functional collaboration when delivering a project?

Discuss your communication techniques, such as regular check-ins, shared documentation, and stakeholder presentations. Emphasize the importance of aligning goals and maintaining transparency throughout the project lifecycle.

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What role does automation play in your software development process?

Detail the automation tools and practices you implement, such as CI/CD pipelines. Discuss how these practices improve efficiency and reliability in your development workflow at Visa, providing specific examples where possible.

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Why do you want to work at Visa as a Senior Principal Software Engineer?

Reflect on Visa's reputation as a leader in financial technology and innovation. Share your personal alignment with the company’s values and how you see this role as an opportunity to make a meaningful impact in the industry, driven by your passion for technology.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 22, 2025

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