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Senior Principal Software Engineer - job 6 of 24

The Value-Added Services Product Development (VAS PD) team drives the diversification of our revenue with products that differentiate Visa network and deliver valuable solutions across other networks. Risk Authentication and Identity Solutions (RaIS) team in VAS focuses on innovative, AI-driven risk and fraud management solutions for issuers, merchants and fintechs.

The Chief Software Engineer in the RaIS Product Development team will be responsible for leading the technology strategy, solution, and execution of initiatives that support our business objectives. This role focuses on 3DS Authentication products such as Visa Enhanced Authentication, Visa Secure, Cardinal VCAS and Identity platforms such as B2C-IAM, Visa Payment Passkeys etc.

Essential Functions

  • Define and drive the overall technical strategy and architecture, ensuring alignment with business goals while accelerating innovation and time to market.

  • Architect, design, and code highly scalable, reliable, and secure distributed systems and transaction processing platforms.

  • Lead the adoption of Generative AI and Agentic AI to boost developer productivity by 10X, leveraging these technologies to build innovative business solutions and products. 

  • Establish and promote best practices for software development, including CI/CD automation and DevOps, to improve efficiency and quality across the SSDLC. 

  • Oversee cloud first application development and optimization on AWS, Azure, or GCP to ensure solutions are resilient, scalable, cost-effective, and secure. 

  • Actively contribute to critical projects by developing key modules, core frameworks, automation tools, and proof-of-concepts to validate emerging ideas and technologies. 

  • Provide technology leadership and motivate high-performing engineering teams, setting clear priorities to achieve product and technology KPIs. 

  • Collaborate cross-functionally with security, privacy, governance, and business partners to deliver compliant, scalable, and reliable solutions that meet all non-functional requirements. 

  • Communicate technical strategy and engineering solutions effectively to diverse stakeholders, including executives and business units. 

  • Mentor and coach senior engineers and engineering managers, fostering a culture of collaboration and continuous learning through brown bags, tech talks, and one-on-one sessions. 

  • Implement rigorous application development, testing, deployment, and monitoring practices to uphold architectural excellence and reliability standards.

  • Adhere to Visa’s Leadership Principles by promoting collaboration, acting as owner, and executing with excellence.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Average salary estimate

$150000 / YEARLY (est.)
min
max
$140000K
$160000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Senior Principal Software Engineer, Visa

Join our dynamic team as a Senior Principal Software Engineer at Visa in Austin, where innovation meets technology! In this pivotal role, you'll lead the Risk Authentication and Identity Solutions (RaIS) team within our Value-Added Services Product Development (VAS PD) department, focusing on cutting-edge AI-driven risk and fraud management solutions for our clients. Your main mission will be to define the technical strategy and architecture for our 3DS Authentication products, such as Visa Enhanced Authentication and Cardinal VCAS. As you architect and design robust and reliable distributed systems, you'll inspire our high-performing engineering teams to deliver exceptional results. With a keen eye on the adoption of Generative AI and Agentic AI, you’ll not only boost developer productivity but will also shape the future of our technology solutions. Collaborating with cross-functional teams, you’ll ensure that our products are compliant, scalable, and secure while promoting best practices across our software development lifecycle. As a mentor and leader, your aim will be to foster a culture of continuous learning and innovation. If you are passionate about technology, collaboration, and driving solutions that impact millions, this role is perfect for you! Embrace the challenge and take your career to new heights with Visa!

Frequently Asked Questions (FAQs) for Senior Principal Software Engineer Role at Visa
What are the main responsibilities of a Senior Principal Software Engineer at Visa?

As a Senior Principal Software Engineer at Visa, your key responsibilities include defining the technical strategy for projects within the Risk Authentication and Identity Solutions (RaIS) team, designing scalable distributed systems, and driving the adoption of innovative technologies like AI to enhance developer productivity. You'll oversee cloud application development, establish best practices for software engineering, and lead cross-functional collaborations to ensure our products meet high standards of reliability and security.

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What qualifications are required for the Senior Principal Software Engineer role at Visa?

Candidates for the Senior Principal Software Engineer position at Visa should possess substantial experience in software engineering, particularly in building scalable, distributed systems. A strong background in cloud technologies such as AWS, Azure, or GCP is essential, along with expertise in AI applications. Leadership skills, an ability to mentor teams, and a passion for innovation are also critical qualifications that will help you succeed in this role.

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How does Visa's Senior Principal Software Engineer role promote career growth?

The Senior Principal Software Engineer position at Visa offers vast opportunities for career growth through technical leadership and managerial responsibilities. You'll have the chance to mentor future leaders, drive significant projects from conception to execution, and influence the strategic direction of our technology initiatives. Visa’s commitment to continuous learning and innovation provides the perfect environment for professional development.

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What technologies will a Senior Principal Software Engineer at Visa work with?

In the Senior Principal Software Engineer role at Visa, you will work with a variety of cutting-edge technologies, including cloud platforms like AWS, Azure, and GCP, as well as AI technologies to enhance authentication processes. You will also engage with frameworks for software development best practices, CI/CD automation, and transaction processing platforms, allowing you to stay ahead in the fast-evolving tech landscape.

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What is the work environment like for a Senior Principal Software Engineer at Visa?

The work environment for a Senior Principal Software Engineer at Visa is collaborative, innovative, and designed to foster creativity. This hybrid position offers flexibility, allowing for both in-office and remote work. You’ll collaborate closely with diverse teams, encouraging a culture of shared learning while being supported by leadership principles that prioritize collaboration, ownership, and excellence.

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Common Interview Questions for Senior Principal Software Engineer
Can you describe your experience with system design and architecture as it relates to the Senior Principal Software Engineer position?

When answering this question, focus on a specific project where you designed a scalable system architecture. Discuss the challenges you faced, the technologies you used, and how your design aligned with business objectives, emphasizing your leadership role in the project.

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How do you prioritize and manage multiple projects at once in a senior engineering role?

To effectively manage multiple projects, discuss your organizational skills and tools you utilize for tracking progress. Explain your methodology for prioritization, like aligning projects with business goals, and share an example where you successfully met deadlines without compromising quality.

Join Rise to see the full answer
What strategies would you implement to promote best practices in software development?

In response, detail specific strategies such as setting up code reviews, implementing CI/CD pipelines, and conducting regular training sessions. Share an example of how you promoted these practices in previous roles and the positive outcomes that resulted.

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What experience do you have with AI technologies, and how would you leverage them in your role at Visa?

Describe your hands-on experience with AI technologies, especially in risk and fraud management. Highlight a specific project where AI made a significant impact, and discuss how you envision leveraging Generative AI and Agentic AI to boost productivity and innovation at Visa.

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How do you approach mentoring junior engineers as a Senior Principal Software Engineer?

Discuss your mentoring philosophy, which could include one-on-one sessions, group tech talks, or coding workshops. Provide an example where your mentorship helped a junior engineer grow, emphasizing the importance of fostering a culture of continuous learning.

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What is your approach to ensuring security and compliance in software development?

To answer this, explain your awareness of compliance standards and security protocols relevant to the fintech industry. Discuss strategies for building secure applications and how collaboration with security teams plays a key role in your approach.

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Can you provide an example of a time you successfully drove a technological shift within your team?

Provide a clear example of a specific technology or method you introduced, detailing the steps you took to champion it within your team and the resulting benefits it provided for project outcomes.

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How do you communicate technical concepts to non-technical stakeholders?

Highlight your ability to translate complex technical jargon into understandable terms using analogies or visual aids. Showcase your experience with cross-functional collaboration and how you’ve successfully communicated strategies to diverse audiences.

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What is your experience with cloud application development, and which platforms have you worked with?

Clearly outline your experience with cloud application development, mentioning any platforms like AWS, Azure, or GCP you've worked with. Include specific projects where cloud solutions were implemented, focusing on performance and cost-effectiveness.

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Why do you want to be a Senior Principal Software Engineer at Visa?

When answering this question, convey your genuine interest in Visa’s mission and values. Describe how the role aligns with your career aspirations and how you can contribute positively to the company's innovative projects.

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Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the transfer of value and information among consumers, merchants, financial institutions, businesses, strategic partners, and government entiti...

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Full-time, hybrid
DATE POSTED
April 22, 2025

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