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Loan Officer - WA

Are you a tenacious outside sales Loan Officer with a passion for construction finance? Ready to take your career to new heights and be part of something truly exciting? Builders Capital, the nation’s largest private construction lender, is seeking a dynamic Loan Officer to join our fast-growing team. This is your chance to step into a thriving market at a pivotal moment in our company’s growth and bring your expertise to help fuel the future of construction financing.

We’re not your typical lender. Builders Capital is at the forefront of innovation in construction finance, and we're looking for a driven professional to help us continue our momentum. Our loan products are in high demand, and with our unmatched support, technology, and resources, you’ll have everything you need to succeed.

Why Builders Capital?

  • Unlimited Earning Potential: With our revamped commission structure for 2025, Loan Officers can earn double the commission, with uncapped earning potential.
  • Comprehensive Benefits: Builders Capital covers 100% of employee medical insurance premiums.
  • Work Flexibility: Enjoy a flexible schedule with the option to work remotely and unlimited sales geography across the U.S.
  • National Impact: You’re not confined to a sales territory—you can build your book of business nationwide and work with borrowers or brokers wherever you see opportunity.
  • Innovative Products & Tools: With our fast, agile in-house operations, cutting-edge technology suite, and creative approach to deal structuring, you’ll have everything you need to close deals and build lasting relationships.

What You’ll Do:

  • Drive Outside Sales : Take the lead in outside sales by prospecting, networking, and building relationships with new and existing clients in the construction industry. Cultivate relationships with builders, architects, contractors, and other key industry players to create a steady pipeline of business. Your hustle and ability to establish connections in the field will be key to your success.
  • Originate a Range of Loan Products: Leverage your expertise to structure and originate a variety of loans including vertical construction, land development, bridge loans, and multifamily financing. You’ll bring the right solution to the table for each unique project.
  • Lead the Process from Start to Finish: From initial outreach to loan structuring, underwriting, approval, and closing, you will be the quarterback of the deal, working closely with our internal teams to ensure smooth and timely loan processing.
  • Consult and Advise: Provide expert guidance to borrowers on loan structuring, addressing their unique needs and ensuring they receive the best possible service. Your advice will help clients make informed, confident decisions throughout the entire process.
  • Develop and Execute Your Sales Plan: Build and execute a comprehensive outside sales strategy that includes networking, prospecting, marketing, and client relationship management. Own your success by setting clear goals and executing with precision.
  • Experience: At least 2 years of experience in construction finance or residential/commercial mortgage lending, with a solid understanding of construction loan structures and processes.
  • Exceptional Communication Skills: You must be polished, professional, and able to clearly communicate with clients, internal teams, and external partners.
  • Problem-Solving Ability: We need someone who thinks outside the box to structure solutions that work for clients while mitigating risk.
  • Team Player: A collaborative mindset is a must. We thrive on cross-team collaboration to deliver the best results for our clients.
  • High Ethical Standards: Integrity is key to our success. You should have a strong commitment to doing what’s best for both the client and the company.
  • Adaptability: Builders Capital operates in a fast-paced, ever-changing environment, and we need someone who thrives under pressure and is ready to seize opportunities.

Why You’ll Love It Here:

At Builders Capital, we believe in taking care of our team. Here’s a sneak peek at the benefits that come with joining us:

  • Innovative Environment: Join a forward-thinking company at the forefront of the construction finance industry with access to cutting-edge technology and resources.
  • Work Flexibility: Enjoy a flexible work environment where you can balance team leadership with your personal life.
  • National Impact: Be part of a nationwide operation that’s shaping the future of construction financing and making a difference for builders, developers, and homeowners across the U.S.
  • Health Insurance – We’ve got you covered! Builders Capital pays 100% of your medical insurance premiums to keep you healthy and stress-free, offering a PPO and HSA plans.
  • Health Savings Account (HSA) – We contribute annually into your HSA account (prorated from your hire date) and for those the select our HSA plan.
  • Competitive Compensation – We offer competitive wages that reward your expertise and hard work.
  • Paid Time Off – Take time to recharge with 3 weeks of paid time off each year.
  • Paid Holidays – Enjoy 10 paid holidays throughout the year so you can spend quality time with family, friends, or doing whatever you love.

We’re here to support you both professionally and personally—because when you thrive, we all thrive.

Builders Capital is an Equal Opportunity Employers(EEO) and welcome all qualified applicants. This is a full-time, exempt position. The job description contained herein is not intended to be a comprehensive list of the duties and responsibilities of the position, which may change without notice.

Average salary estimate

$90000 / YEARLY (est.)
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$120000K

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What You Should Know About Loan Officer - WA, Builders Capital

If you’re a passionate, outside sales Loan Officer seeking to elevate your career, Builders Capital is the place for you! As the nation's largest private construction lender, we are excited to expand our team with individuals who thrive in dynamic environments. Imagine leveraging your skills in a thriving market with cutting-edge resources and a supportive atmosphere designed for success. Here, at Builders Capital, you’ll enjoy an innovative work culture that values your expertise. We offer an unbeatable commission structure for 2025 that allows you to double your earnings, along with comprehensive benefits to keep you covered, including 100% paid medical insurance premiums. Flexibility is key, and we empower you with the freedom to work remotely and nationally build your book of business. You will take charge by prospecting and building relationships with key stakeholders in the construction industry. Originate various loan products while guiding clients through the entire loan process, lending your expertise to ensure their needs are met. Your communication skills will shine as you consult on loan structures while executing your own sales strategy to cultivate a steady stream of business. If you have at least 2 years of experience in construction finance or mortgage lending, and you possess exceptional problem-solving skills, we would love for you to join us at Builders Capital. Let's work together to shape the future of construction financing and make a meaningful impact in our industry!

Frequently Asked Questions (FAQs) for Loan Officer - WA Role at Builders Capital
What are the responsibilities of a Loan Officer at Builders Capital?

As a Loan Officer at Builders Capital, your primary responsibilities include driving outside sales by building relationships with construction industry clients, originating a diverse range of loan products, leading the entire loan process from initial outreach through to closing, and providing expert advisory to borrowers on loan structuring. You will be empowered to create your own sales strategy while ensuring a steady pipeline of business.

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What qualifications are needed for the Loan Officer position at Builders Capital?

To be considered for the Loan Officer position at Builders Capital, candidates should have a minimum of 2 years of experience in construction finance or residential/commercial mortgage lending. A thorough understanding of construction loan processes is essential, along with exceptional communication and problem-solving skills. A collaborative mindset and high ethical standards are also important.

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What is the earning potential for a Loan Officer at Builders Capital?

Loan Officers at Builders Capital have an unparalleled earning potential thanks to our revamped commission structure for 2025, where you can earn double the commission without any cap. This structure encourages success, allowing you to maximize your earnings while making impactful connections in the construction finance industry.

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How does Builders Capital support Loan Officers in their role?

Builders Capital supports Loan Officers through unmatched resources, technology, and a collaborative environment that enables you to succeed. With our innovative loan products, in-house operations team, and a commitment to professional growth, you will have all the tools necessary to close deals and cultivate lasting client relationships.

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What benefits do Loan Officers receive at Builders Capital?

Loan Officers at Builders Capital enjoy comprehensive benefits, including 100% of employee medical insurance premiums covered, generous paid time off, competitive wages, and a Health Savings Account (HSA) with annual contributions. Additionally, the company fosters a flexible work environment that prioritizes both professional and personal well-being.

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Common Interview Questions for Loan Officer - WA
Can you describe your experience in construction finance as a Loan Officer?

When answering this question, provide specific examples of your previous roles and responsibilities related to construction finance. Detail any loans you have originated, the types of clients you worked with, and projects you oversaw to showcase your expertise in the field.

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What strategies do you use for building client relationships in outside sales?

Discuss various strategies such as networking events, follow-up communications, and leveraging social media for outreach. Emphasize the importance of building trust and understanding client needs to maintain long-term relationships once established.

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How do you handle difficult clients or challenging situations in the lending process?

Your answer should reflect your problem-solving skills. Provide examples of specific instances where you turned a challenging situation into a positive outcome through effective communication or a unique solution that benefited both parties.

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What do you consider when structuring a loan for a client?

Discuss the factors such as the client's needs, financial situation, and project details that you consider when structuring a loan. Illustrate your thought process in balancing client desires with risk management and compliance measures.

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How do you ensure a smooth loan process from start to finish?

Explain your organizational skills and strategies for coordinating with internal teams. Provide an example of a deal you managed from start to finish and how you handled communication and follow-ups to ensure efficiency.

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Describe a successful sales plan you have executed.

Share a detailed account of a successful sales strategy you developed, including your goals, tactics used to achieve them, and how you adjusted the plan based on performance monitoring and feedback.

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How do you stay updated on the latest trends in construction finance?

Mention various resources like industry publications, webinars, or networking groups that you use to stay informed. Highlight your initiative in continuing education to ensure you are knowledgeable about market changes.

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What motivates you as a Loan Officer?

Discuss your passion for connecting clients with solutions that fulfill their needs. Share specific instances where your dedication to service and excellence has driven you to go beyond in your role.

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Can you give an example of when you had to think outside the box?

Provide an example that illustrates your creative problem-solving abilities. Focus on a situation where traditional approaches did not work, and your innovative strategy successfully addressed the challenge.

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How do you manage your time and prioritize tasks effectively?

Demonstrate your time management skills by sharing tools or methods you use to keep track of tasks and deadlines. Discuss how you prioritize critical tasks that align with your sales goals and client needs.

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VIEW MATCH
FUNDING
SENIORITY LEVEL REQUIREMENT
TEAM SIZE
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HQ LOCATION
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EMPLOYMENT TYPE
Full-time, remote
DATE POSTED
April 22, 2025

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