Compliance Officer - Brazil (REMOTE)

As a Compliance Officer at dLocal in Brazil, your primary responsibilities will include ensuring the company complies with all applicable anti-money laundering laws and regulations, particularly those set forth by BACEN and COAF. You'll be tasked with identifying and assessing AML risks, maintaining compliance policies, and being the key liaison to regulatory authorities. Additionally, you will conduct monitoring and reporting, prepare compliance documentation, and lead training efforts to elevate awareness among staff about compliance requirements.

To apply for the Compliance Officer position at dLocal in Brazil, candidates should possess a bachelor’s degree in business, law, finance, or a related field, along with a minimum of 6 years of experience in AML, transaction monitoring, and KYC within the fintech industry. Fluency in English and demonstrated communication skills are essential, as you will be engaging with both internal teams and regulatory bodies. Experience leading teams and a strong understanding of the financial crime regulatory framework are highly valued.

At dLocal, we take pride in nurturing our employees' professional growth, especially for Compliance Officers. Our commitment includes providing access to a Premium Coursera subscription for learning opportunities, free language classes in English, Spanish, or Portuguese, and a supportive environment that encourages knowledge sharing and collaboration. We believe in helping our employees thrive, and your development is a top priority.

The work culture at dLocal for remote Compliance Officers is vibrant, inclusive, and flexible. We operate on a remote-first basis, allowing you to work from anywhere while maintaining strong connections with your team. We foster a dynamic environment focused on performance, offer flexible schedules, and promote collaboration through social budgets and activities. You'll be part of a diverse team dedicated to tackling challenges in the fintech space, making your contributions impactful.

dLocal offers a wide range of benefits to its remote Compliance Officers based in Brazil, including flexible work arrangements, access to professional development through learning programs, and a supportive environment that values collaboration. We also provide a social budget for team interaction, opportunities for international experiences through our dLocal Houses program, and various tailored benefits that enhance work-life balance. You’ll find that we genuinely care about your well-being and career progression.

In answering this question, focus on specific experiences you’ve had in enforcing and monitoring AML regulations. Discuss your familiarity with applicable laws in Brazil, such as Law No. 9,613/1998, and how you have implemented policies and procedures to ensure compliance. Highlight any direct interactions with regulatory bodies or experiences in transaction monitoring, as these will reinforce your capability for the Compliance Officer role.

When addressing this question, explain your methodology for identifying and assessing AML risks. Detail any frameworks or tools you utilize to evaluate potential threats and how you prioritize those risks. Share examples where your assessments led to improved compliance practices or risk mitigation strategies, demonstrating your proactive approach and analytical skills.

In your response, mention specific transaction monitoring systems or software you have experience with, such as Actimize, Oracle, or any similar platforms. Discuss how you used these tools to monitor transactions, identify suspicious activity, and generate reports. Highlight any achievements related to automating processes or improving the efficiency of transaction monitoring.

When discussing this topic, emphasize your communication style and your ability to engage with regulatory bodies. Provide examples of times you've interacted with agencies like BACEN or COAF, outlining how you maintained transparency, addressed inquiries, or presented compliance reports. Your experience in building relationships with authorities can showcase your professionalism and commitment to compliance.

In your answer, narrate a specific incident where you identified a compliance issue and took action. Explain the steps you took to resolve the situation, including how you communicated with your team and implemented corrective measures. This demonstrates your leadership and problem-solving skills while also showcasing your dedication to maintaining compliance standards.

Explain your familiarity with compliance reporting requirements and the types of reports you've prepared. Share an example that illustrates how you collected data, analyzed findings, and communicated them effectively in reports, ensuring compliance with both internal and external standards. This response can highlight your attention to detail and ability to synthesize complex information clearly.

In your response, highlight the proactive methods you use to stay informed about changes in AML regulations. Discuss subscribing to industry newsletters, participating in webinars, and networking with compliance professionals. Show how this continual learning enables you to adapt compliance strategies in line with evolving regulations, reflecting your commitment to the field.

When addressing this question, provide examples from your past experience where you successfully managed multiple tasks or projects under tight deadlines. Discuss your organizational strategies, such as prioritizing tasks or utilizing project management tools. This demonstrates your ability to thrive in a dynamic environment, which is essential for a Compliance Officer.

Highlight the methods you've used to elevate compliance awareness among team members, such as conducting training sessions, creating informative materials, or establishing a culture of open communication. Providing specific examples of successful initiatives will illustrate your capability in fostering a compliance-minded atmosphere within the organization.

In answering this question, express your passion for compliance and how dLocal’s mission resonates with your professional goals. Mention the company’s focus on innovation in fintech and its commitment to integrity and customer-centric solutions. Your motivation for wanting to contribute to compliance efforts at dLocal will underscore your alignment with the company culture and objectives.