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Job details

Credit Services Specialist I

Description

*****Please enter department-specific job responsibilities and Shift Information here*****

Basic Qualifications

  • High school diploma or GED
  • 1 year of customer service experience

Preferred Qualifications

  • Call Center experience
  • Must have a desire to educate and assist troubled customers
  • Must demonstrate the ability to effectively communicate over the phone in a professional and personable manner within time constraints
  • Ability to understand complex processes
  • Must be able to easily adapt to change and embrace continuous improvement
  • Must be goal-oriented and self-motivated
  • Must be comfortable using a computer and keyboard
  • Working knowledge of consumer and collection law
  • Knowledge of CACS, RMS and HOGAN systems helpful


Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

No

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds:  in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Compensation Range:

The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance.  Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.  In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). 

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters:  Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume.  All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

Average salary estimate

$40000 / YEARLY (est.)
min
max
$30000K
$50000K

If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

What You Should Know About Credit Services Specialist I, Huntington

Are you passionate about helping others and skilled at navigating complex processes? If so, join us at Huntington as a Credit Services Specialist I in beautiful Minnetonka, MN! In this role, you'll be the friendly voice assisting troubled customers, helping them understand their options and guiding them through their financial journey. Your responsibilities will include answering calls, providing clear explanations of complex credit-related concepts, and collaborating with your team to ensure every customer leaves the conversation feeling informed and empowered. With just a year of customer service experience under your belt, you’ll thrive in this dynamic environment where your communication skills can shine. You’ll need to be comfortable using a computer and keyboard, as technology plays a key role in our operations. If you’re eager to learn and grow, adapting to change and striving for continuous improvement, we want to hear from you! We take pride in offering a flexible work arrangement that blends the best of both worlds – in-office and remote work, enhancing our strong community culture while allowing you to do your best work. Explore this exciting opportunity today and see how you can make a difference!

Frequently Asked Questions (FAQs) for Credit Services Specialist I Role at Huntington
What are the responsibilities of a Credit Services Specialist I at Huntington?

As a Credit Services Specialist I at Huntington, your primary responsibilities will include assisting customers over the phone, effectively communicating complex credit information, and providing guidance through their financial concerns. You'll handle inquiries, educate customers on best practices, and work collaboratively with your team to provide exceptional service.

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What qualifications are required for the Credit Services Specialist I position at Huntington?

To qualify for the Credit Services Specialist I role at Huntington, candidates must possess a high school diploma or GED, along with at least one year of customer service experience. While not mandatory, call center experience is preferred and having working knowledge of consumer and collection law will be beneficial.

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Is prior experience in call centers necessary for the Credit Services Specialist I role at Huntington?

While prior call center experience is preferred, it is not strictly required for the Credit Services Specialist I position at Huntington. However, a strong desire to assist and educate troubled customers, along with effective communication skills, is essential.

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What is the work environment like for a Credit Services Specialist I at Huntington?

The work environment for a Credit Services Specialist I at Huntington is supportive and community-focused. The company embraces a flexible work approach, allowing for a blend of in-office and remote work. This setup not only fosters strong connections among team members but also helps maintain an engaging workplace culture.

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Does Huntington provide career development opportunities for Credit Services Specialist I?

Yes, Huntington values continuous improvement and career development. As a Credit Services Specialist I, you’ll have the chance to learn more about credit processes and consumer law, as well as opportunities for internal promotions and professional growth within the organization.

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Common Interview Questions for Credit Services Specialist I
Can you describe your experience in customer service relevant to the Credit Services Specialist I role?

In your response, highlight specific roles where you interacted with customers, emphasizing your communication skills and ability to resolve issues effectively. Use examples to illustrate your dedication to customer satisfaction.

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How do you handle difficult or frustrated customers?

Discuss your approach to de-escalation, emphasizing empathy and active listening. Provide a specific instance where you turned a challenging situation into a positive outcome for the customer.

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What strategies do you use to understand complex processes?

Outline your methods for breaking down complex information, such as taking notes or creating visual aids. Mention any tools or resources you utilize to grasp and communicate important concepts effectively.

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How would you prioritize your responsibilities as a Credit Services Specialist I?

Talk about your time management skills and the importance of prioritizing customer needs. Discuss how you would balance working on several inquiries simultaneously while ensuring each customer receives quality service.

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Why do you want to work for Huntington as a Credit Services Specialist I?

Express your admiration for Huntington’s values, particularly their commitment to customer service and community involvement. Relate this to your personal career goals and desire to make a positive impact.

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How do you adapt to changes in processes or regulations?

Share examples of how you have successfully adapted to new procedures or changes in previous roles. Highlight your open-mindedness and eagerness to learn as key attributes.

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What motivates you to achieve goals in your work?

Discuss your personal drive and how achieving goals aligns with your values. You might mention how helping customers motivates you to perform at your best and meet or exceed targets.

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Can you provide an example of a time you educated a customer?

Give a detailed example of a situation where you had to explain complex information to a customer. Be sure to emphasize your communication methods and the positive outcome.

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What is your experience with using computer systems in customer service?

Talk about your proficiency with various software programs and systems you have used in previous roles. Highlight how technology has enhanced your ability to assist customers effectively.

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How do you handle high-pressure situations where you must meet time constraints?

Provide examples of your ability to stay calm under pressure, such as meeting deadlines while still providing quality service. Talk about your time management skills and how you prioritize tasks.

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EMPLOYMENT TYPE
Full-time, hybrid
DATE POSTED
April 19, 2025

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