Insurance Counsel

Kin is on a mission to change home insurance from what it is to what it should be. Whether we’re leveraging data to create customizable coverage or providing claims service that goes above and beyond expectations, our members are at the heart of everything we do. In the face of ever-growing climate risk, they deserve an insurance company that cares about them. We aim to stick with our members through thick and thin.

We use efficient technology that lets homeowners buy directly from us to keep costs down. This is the essence of Kin. Our approach has fostered amazing growth, attracted marquee investors, and earned us accolades, including being named to:

• Built In Chicago's Best Places to Work, Midsize Companies (2021-2024).

• Forbes' America's Best Startup Employers (2021- 2023).

• Inc. 5000 Fastest-Growing Private Companies.

• Forbes’ Fintech 50.

Simply put, our people are what make us great – we need forward-thinking, inspired game-changers like you to join us in our mission.

So, what’s the role?
We are looking for an Insurance Counsel to join Kin’s growing Insurance Legal team. Reporting to the Senior Insurance Counsel, the Insurance Counsel’s role will be to provide legal support to Kin’s internal business clients on insurance-related legal issues; assist with State Expansion research and application of new state regulations and requirements as we continue to grow; review and provide feedback on active and proposed marketing campaigns and researching applicable laws, processes, and requirements relating to marketing; identify, track, and provide analysis and recommendations on pending, passed and future legislation and administrative rulemaking at the state and Federal level impacting insurance; as well as identify emerging issues, trends or developments in the insurance space.  This is a remote position and there are no billable hours.

Versatility and the ability to multitask are both a must. You will support the entire organization, provide legal analysis, risk assessment, and recommendations to all departments; as well as provide day-to-day guidance on legal issues, legislative and statutory interpretation, compliance, and risk mitigation strategies countrywide and at the state level.

A day in the life could include:

• Assisting in researching, identifying, and providing direction on how to comply with relevant insurance and compliance laws in states where we currently operate and in new states and lines of business as the company continues to expand.

• Attending conferences (via virtual attendance) and consulting with trade groups and lobbyists to discuss future and current legislation countrywide.

• Tracking, documenting and providing analysis and recommendations of both pending and passed legislation for department leaders.

• Reviewing and providing legal compliance analysis on marketing campaign strategies, content, communications, and initiatives.

• Researching permissibility, requirements, parameters, and methodology of marketing strategies on a countrywide and state level. 

• Drafting memos on new cases, statutes, regulations, government bulletins, advisory opinions, and newsletters. 

• Providing advice and counsel on regulatory compliance.

I’ve got the skills...but do I have the necessary ones?

• JD and undergraduate degrees earned with superior academic credentials;

• Admitted to practice in any state in the United States, (Florida, Texas, Louisiana, or California are a plus);

• A minimum of 3-7 years of experience with insurance law and/or marketing experience, within a reputable law firm, in-house with an insurance company, agency/brokerage or regulatory agency,  or lobbying related to the insurance industry;  Experience in homeowners and/or personal auto is a plus, but not required;

• Ability to direct and manage activities of, and relationships with, internal leaders and management, outside counsel, trade groups and lobbyists;

• Exceptional interpersonal skills, communication capabilities, and the ability to influence multiple stakeholders with competing / conflicting interests;

• Proficiency in technology and comfortable working with technology leaders.

For Sales Agents and Customer Service Agents: These roles sit in any of the following 30 states: AL, AZ, CO, FL, ID, IL, IN, KS, KY, MA, MD, ME, MI, MN, MO, MT, NC, NE, NM, NV, NY, OH, OK, PA, SC, TN, TX, UT, VT, VA, WA, and WI.

For all other positions, these roles can sit in any of the following 40 states: AL, AR, AZ, CA (exempt only), CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, MA, ME, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, and WI. Please only apply if you are able to live and work full-time in one of the states listed above.

State locations and specifics are subject to change as our hiring requirements shift.

About Kin

Kin is the only pure-play, direct-to-consumer digital insurer focused on the growing home insurance market. We make policies convenient and affordable through a technology platform that delivers a seamless user experience, customized options for coverage, and fast, high-quality claims service. Kin is a fully licensed carrier that offers coverage through its reciprocal exchanges which are owned by its policyholders. To learn more, visit www.kin.com.

EEOC Statement

Kin is proud to be an Equal Employment Opportunity and Affirmative Action Employer. We don't just accept difference – we honor it, nurture it, and celebrate it. We don’t discriminate based on race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.