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Claims Advisor - Life - job 1 of 2

Company Description

Legal & General supports the savings, protection and retirement needs of around 14 million people, through our portfolio of retail and workplace businesses.

Our Retail division helps people enjoy a more colourful retirement, both directly and through their employers, including Lifetime Mortgages, Retirement Interest Only Mortgages and financial advice on our range of lending products.

We are the UK’s number one individual life insurer, and also provide Group Protection products for employers – all helping people to plan for the unexpected. We support home buying through our Mortgage Club – the UK’s largest – and our award-winning Surveying Services team. And our fintech team finds and supports socially useful start-ups and scale-ups working in the workplace, home, insurance and wealth areas.

Joining us means helping create brighter financial futures for all our customers. 

Recruiter: Clarice Wale [email protected] Closing Date: 15/01/2025

Job Description

We're recruiting for Claims Advisors to join our Life Insurance Claims team in Hove, on a starting salary of £25,000. If you're passionate about helping others in need and naturally empathetic, this could be the role for you.

You will work 35 hours a week Monday to Friday between the hours of 0900-1730. We have a hybrid working model where you can work from home 3 days and the office 2 days a week.

    What you'll be doing:

    • Taking inbound calls and responding to emails from our customers who are looking for an update on their life insurance claim 
    • Making a difference to our customers, specifically those who hold protection policies with us. You'll be making sure that their claim is dealt with sensitively and efficiently
    • Completing and managing claim tasks in conjunction with best practice guides, accurately and in a timely manner
    • Taking responsibility for all customer communication, keeping the customer informed
    • Identifying complaints and taking ownership for trying to resolve them
    • Liaising with third parties such as reinsurers and medical providers in a professional, friendly, and efficient manner
    • Utilising the most appropriate method of contact and ensuring that customers’ expectations of service are met
    • Contributing to claims projects or other team or department initiatives

    Qualifications

    Who we're looking for:

    The skills below are important to us. Rest be assured, we will show you the L&G way. You’ll be in induction for a couple of weeks so, you’ll have the tools you need before you start helping our customers.  

    • Strong communication skills and passion to support customers, whatever their personal circumstances
    • Excellent communication skills, both written and verbal
    • Offering support and feedback to other colleagues, contributing to a highly motivated, straightforward, and collaborative culture
    • For our most vulnerable customers, you’ll ensure you consider their circumstances and needs and take additional steps to support them through their interactions with Legal & General 
    • Confidence in using a desktop or laptop and experienced in using MS Office 
    • Ability to anticipate and resolve problem 
    • Ability to manage own time productively and prioritise workload effectively 

    Whatever your role, we reward performance and behaviour with a package that looks after all the things that are important to you. Here are some of the benefits we offer: 

    • The opportunity to participate in our annual, performance-related bonus plan and valuable share schemes  
    • Generous pension contribution  
    • Life assurance   
    • Private medical insurance (permanent employees only) 
    • At least 25 days holiday, plus public holidays, 26 days after 2 years’ service. There’s also the option to buy and sell holiday 
    • Competitive family leave 
    • Participate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax efficient salary sacrifice 
    • There are the many discounts we offer – both for our own products and at a range of high street stores and online   
    • In 2023, some of our workspaces were redesigned. Our offices are great spaces to connect and collaborate and have your wellbeing at the heart

    Additional Information

    Legal & General is a leading financial services group and major global investor, named Britain’s Most Admired Company in 2023, for the second year running. Rated top in our sector and top for inspirational leadership, we have a strong heritage and an exciting future.

    We aim to build a better society for the long term by investing our customers’ money in things that make life better for everyone.

    If you join us, you’ll be part of a welcoming culture, with opportunities to collaborate with people of diverse backgrounds, views and experiences. Guided by leaders with integrity who care about your future and wellbeing. Empowered through initiatives which support people to develop their careers and excel.

    We strive to be open, mindful and inclusive, so are always willing to discussing flexible working arrangements and reasonable accommodations for candidates with specific needs.

    If you’re open to find out more, we'd love to hear from you.

    Average salary estimate

    $25000 / YEARLY (est.)
    min
    max
    $25000K
    $25000K

    If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.

    What You Should Know About Claims Advisor - Life, LegalAndGeneral

    If you're looking to make a difference in people's lives while building a rewarding career, the Claims Advisor position at Legal & General in Hove could be the perfect fit for you! As a Claims Advisor in our Life Insurance Claims team, you will have the unique opportunity to support customers navigating the often challenging process of life insurance claims. With a starting salary of £25,000, you will work 35 hours a week, Monday to Friday, with a flexible hybrid working model allowing you to work from home three days and enjoy the collaborative spirit of the office two days a week. Your day-to-day responsibilities will involve taking inbound calls, responding to emails, and ensuring that sensitive claims are handled with empathy and efficiency. Communication is key, as you will keep customers informed throughout the claim process and liaise with external parties such as reinsurers and medical providers. No two days will be the same as you tackle various claim tasks, manage complaints, and contribute to team initiatives. At Legal & General, we believe in rewarding our employees, which is why we offer a competitive benefits package, including a performance-related bonus plan, generous pension contributions, and private medical insurance. You'll also have access to numerous discounts and opportunities to grow your career. Join us, and be part of a culture that prioritizes your growth and wellbeing, while helping to create brighter financial futures for our customers.

    Frequently Asked Questions (FAQs) for Claims Advisor - Life Role at LegalAndGeneral
    What are the primary responsibilities of a Claims Advisor at Legal & General?

    As a Claims Advisor at Legal & General, your primary responsibilities include handling inbound calls and emails from customers regarding life insurance claims, ensuring claims are processed sensitively and efficiently, and managing communication with customers and third parties. You'll also be accountable for resolving complaints and contributing to team initiatives aimed at enhancing the claims process.

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    What qualifications do I need to become a Claims Advisor at Legal & General?

    To succeed as a Claims Advisor at Legal & General, you don’t need a specific degree, but strong communication skills are essential, along with a passion for helping customers. Experience in using MS Office and the ability to manage your time effectively are also important. The company provides an in-depth induction to equip you with the necessary tools and knowledge to excel in the role.

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    What is the working environment like for a Claims Advisor at Legal & General?

    The working environment for a Claims Advisor at Legal & General is both supportive and flexible. With a hybrid working model, you get the chance to work from home three days a week, balancing remote work with engaging office collaboration. The company fosters a culture that values diversity, motivation, and self-development, ensuring staff feel valued and included.

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    What career growth opportunities exist for Claims Advisors at Legal & General?

    Legal & General is committed to the professional growth of its employees. As a Claims Advisor, there are numerous opportunities for career progression within the organization, including moving into specialized claims roles or taking up management positions. The company also encourages continuous learning and development through various initiatives, making it an ideal place to grow your career.

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    What benefits can a Claims Advisor expect at Legal & General?

    Claims Advisors at Legal & General enjoy a comprehensive benefits package, which includes performance-related bonuses, generous pension contributions, life assurance, and private medical insurance. Additionally, employees receive at least 25 days of holiday, competitive family leave, and access to discounts on various high street products and services, as well as the opportunity to participate in an electric car scheme.

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    Common Interview Questions for Claims Advisor - Life
    How would you handle a customer who is frustrated with their claims process?

    When handling frustrated customers, it's vital to listen actively and show empathy. Acknowledge their feelings and reassure them that resolving their issue is your priority. Provide clear, concise information about the next steps and ensure they feel supported throughout the interaction.

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    Can you describe a time when you had to manage multiple tasks effectively?

    In a busy environment, prioritization is key. Describe a specific scenario where you outlined tasks based on urgency and importance, and explain how this approach helped you manage your workload effectively, ensuring all tasks were completed on time.

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    What qualities do you believe are essential for a successful Claims Advisor at Legal & General?

    Key qualities for a successful Claims Advisor include strong communication skills, empathy, attention to detail, and the ability to remain calm under pressure. Highlight how these traits will enable you to support customers effectively while adhering to best practices in claims management.

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    How do you ensure you keep a customer informed during their claims process?

    Maintaining clear and consistent communication is essential. Discuss your approach to updating customers regularly on their claim status, using various channels such as calls and emails to ensure they feel informed and valued at every stage.

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    What steps would you take if you identified a complaint from a customer?

    If a complaint arises, the first step is to listen to the customer to fully understand their concerns. You'll need to acknowledge their frustration and reassure them you are there to help. Explain how you plan to investigate their issue and follow up to keep them updated on the progress of their complaint resolution.

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    Can you tell us about a time you worked collaboratively within a team?

    Collaboration is crucial in a team setting. Provide an example where you worked closely with colleagues to achieve a common goal, detailing the communication strategies you used and how you contributed to a positive team dynamic.

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    Why do you want to work as a Claims Advisor at Legal & General?

    Express your genuine interest in helping others and how Legal & General's reputation as a supportive employer aligns with your career goals. Mention the appeal of working in a company committed to customer care and financial stability.

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    How do you prioritize your workload when faced with tight deadlines?

    Address how you evaluate tasks based on their urgency and impact. Discuss methods you employ, such as creating a checklist or utilizing digital project management tools, to stay organized and focused, ensuring you meet deadlines without compromising quality.

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    What strategies do you employ to ensure you're compliant with policies and procedures?

    Staying informed and organized are key strategies. Explain how you regularly review company policies and utilize checklists or guides to ensure compliance in your work. Additionally, mentioning any previous training you've undergone can reinforce your commitment to best practices.

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    How would you support vulnerable customers in the claims process?

    Supporting vulnerable customers requires sensitivity and understanding. Discuss your approach of tailoring communication to their needs, providing additional support, and ensuring they feel comfortable throughout the claims process, while actively listening to their concerns.

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    They are not only a top 20 global asset manager but also the UK’s largest provider of individual life assurance products and a market leader in managing retirement risk for pension schemes, both in the UK and US. Their purpose is to improve the li...

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